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Approaching the Decumulation Phase of Retirement (PDF)
Pentegra Link to more items from this source
Sept. 27, 2018
21 pages. "Despite the evidence that, in general, those who have retired -- especially those who have been retired for a significant amount of time -- are spending less/at a slower rate than might have been assumed, there would seem to be little reason to believe that this behavior will hold true for future generations.... [W]hile experts continue to exhort all currently employed Americans to adopt a prudent approach to accumulating savings for retirement, what do they recommend to those already retired when it comes to decumulation?"

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