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Text of EBSA FAQs for Participants and Beneficiaries Following the 2018 California Wildfires (PDF)
Employee Benefits Security Administration [EBSA], U.S. Department of Labor [DOL] [Official Guidance] Nov. 20, 2018
22 Q&As covering health and retirement plan benefits, including: [1] I think I may lose my health coverage because of the 2018 California Wildfires. How can I obtain other health coverage? ... [2] I lost my spouse in a wildfire. My spouse's employer has agreed to pay the premiums for my health coverage for 12 months. Will that affect my future eligibility for continuation health coverage under COBRA? ... [3] My employer did not pay my insurance premium. May I pay the premium to continue my coverage? ... [4] How can I make changes in the way my 401(k) plan account is invested if it was affected by the wildfires? ... [5] Can I get money out of my retirement plan if I need financial assistance now? ... [6] All of the records concerning my employment with the retirement plan sponsor and my participation in the retirement plan were destroyed as a result of the wildfires. What do I do?
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