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Defective Health Plan Designs May Defeat HSA Enrollment
Plan Sponsor Council of America [PSCA] Link to more items from this source
Dec. 20, 2018

"[O]ne of two design strategies may help you counter the selection bias ... [1] Move to full replacement with two HSA-capable health options. Instead of comparability, match employee contributions to the HSA.... [2] If you retain a choice design, consider changing the PPO and HMO designs to be consistent with the HSA-capable health option so that employees can clearly compare the point-of-enrollment and point-of-purchase cost sharing."

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