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Defined Benefit Combo Cash Balance Compliance Consultant Loren D. Stark Company (LDSCO)
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Regional Vice President of Sales The Retirement Plan Company
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Compass
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Loan & Distribution Specialist AimPoint Pension
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Defective Health Plan Designs May Defeat HSA Enrollment
Plan Sponsor Council of America [PSCA] Dec. 20, 2018 "[O]ne of two design strategies may help you counter the selection bias ... [1] Move to full replacement with two HSA-capable health options. Instead of comparability, match employee contributions to the HSA.... [2] If you retain a choice design, consider changing the PPO and HMO designs to be consistent with the HSA-capable health option so that employees can clearly compare the point-of-enrollment and point-of-purchase cost sharing." |
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