AimPoint Pension
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Loan & Distribution Specialist AimPoint Pension
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Bates & Company, Inc.
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Compass
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Regional Vice President of Sales The Retirement Plan Company
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Defined Benefit Combo Cash Balance Compliance Consultant Loren D. Stark Company (LDSCO)
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Safe Harbor or Traditional 401(k) Plan? How to Decide
Employee Fiduciary Mar. 6, 2019
"[A] safe harbor 401(k) plan is not the best fit for every small business. They can cost more than a traditional 401(k) plan, but offer less plan design flexibility ... To make an informed decision, you need to know two things: [1] if your plan will fail ADP/ACP or top heavy tests and [2] if safe harbor status will compromise your ability to meet plan priorities effectively."
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