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How Sticky is Your Plan's Default Investment?
Morningstar; free registration may be required Link to more items from this source
May 20, 2019

"80% of 25-year-old participants accepted the default compared with 60% of 65-year-olds ... Regardless of age ... participants making less than $25,000 had more than an 80% probability of accepting the default. In contrast, participants making more than $125,000 had a probability of less than 50%. This suggests that income may be a much stronger driver of default acceptance than age."

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