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Fact Check: Did the ACA Create Preexisting Condition Protections for People in Employer Plans?
Kaiser Health News Link to more items from this source
May 22, 2019
"Protections for preexisting conditions for most people with job-based insurance predated the ACA by more than a decade.... [T]he principal purpose of [HIPAA] was to put an end to what was known as 'job lock.' That happened when people with preexisting health conditions were afraid to leave one job with insurance for another job with insurance because the new insurance would not cover their condition, or would impose long waiting periods.... Most of the states had already attempted to address the job-lock problem by the mid-1990s, but states could not reach the majority of the population with health insurance because they were covered by [ERISA]."

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