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Stopping the Clock on Retirement: Target Wealth Stopping Time Problems
James W. Shearer and Harvey J. Stein, via SSRN June 18, 2019
"Retirement planning attempts to build sufficient funds to retire at a fixed, predefined horizon.... [T]hese strategies either have a large risk of falling short of the goal or require excessive savings.... Instead of optimizing wealth at a fixed future time, [the authors] optimize on the stopping time at which one has sufficient wealth."
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