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Stopping the Clock on Retirement: Target Wealth Stopping Time Problems
James W. Shearer and Harvey J. Stein, via SSRN Link to more items from this source
June 18, 2019
"Retirement planning attempts to build sufficient funds to retire at a fixed, predefined horizon.... [T]hese strategies either have a large risk of falling short of the goal or require excessive savings.... Instead of optimizing wealth at a fixed future time, [the authors] optimize on the stopping time at which one has sufficient wealth."

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