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New Rule Could Mean Consumer Confusion, Higher Premiums in Marketplace
Center on Budget and Policy Priorities [Opinion] June 24, 2019
"The rule will almost certainly raise marketplace premiums because HRAs will be more attractive to firms with sicker-than-average employees.... The rule has guardrails designed to prevent that from occurring, but employers may still find ways to target sicker workers.... Employees will need to do considerably more work to enroll in an individual market plan than an employer's group plan.... The new rules will likely expand enrollment in short-term plans[.]"
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