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Accidental Death Benefit: Death by Speeding Vehicle Excluded Under 'Crime' Exclusion
Lane Powell PC Link to more items from this source
Oct. 8, 2019

"Unum, the administrator, granted the life insurance benefit but denied the accidental death benefit because of an exclusion for 'accidental losses caused by, contributed by, or resulting from ... an attempt to commit or commission of a crime.' Speeding is a misdemeanor under Wyoming law.... [The court found that] Unum's interpretation, that speeding was a 'crime', was reasonable." [Caldwell v. Unum Life Ins. Co. of America, No. 17-8078 (10th Cir. Sep. 18, 2019)]

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