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Subjective Expectations, Social Security Benefits, and the Optimal Path to Retirement
Michigan Retirement and Disability Research Center, Univ. of Michigan Feb. 6, 2020 "Evidence indicates that that many individuals may not be making the best possible choices with respect to their Social Security and retirement savings.... The goal of this project is to better understand the role of retirement expectations as determinants of savings decisions and retirement income.... Men and those with low levels of uncertainty about retirement benefits are less likely to overestimate their future retirement benefits, hence are more likely to save more and reach retirement better prepared." |
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