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Changing Health Plan Elections under Section 125 Plans Based on Spouse's Different Plan Year
ABD Insurance & Financial Services 
[Guidance Overview] Aug. 17, 2020 "[Section 125 rules allow] employees to change their health plan election on account of and corresponding with the start of the spouse's new plan year.... This permitted election change event for different health plan years does not permit employees to change their health FSA election.... [T]he employer should still confirm that the carrier (or stop-loss provider for a self-insured plan option) will accept the mid-year spouse enrollment.... [C]afeteria plans are not required to offer this different plan year permitted election change event." |
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