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How to Solve the World's Retirement Crisis
Retirement Income JournalLink to more items from this source
[Opinion]
Jan. 29, 2021

"[R]etrofitting 401(k) profit-sharing plans into vehicles for retirement income tests the Second Law of Thermodynamics. DC atomizes the collective pools of DB savings into individual accounts. To reverse that evaporation process will take a lot of work, imagination, and possibly new types of bonds from the US Treasury."

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