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'Probability-of-Success-Driven Guardrails' Is a Good First Step in Retirement Budgeting
Ken Steiner, FSA RetiredLink to more items from this source
[Opinion]
Mar. 8, 2021

"The primary shortfall of the Kitces/Tharp model ... is its inability to distinguish between recurring and non-recurring expenses and between essential and discretionary expenses. Instead, like most Monte Carlo models employed today by financial advisors, it produces one fixed dollar spending budget for the current year."

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