Nicholas Pension Consultants
Plumbers Local Union No. 1 Benefit Funds
Retirement Plan Consultants
Farmer & Betts, Inc.
EPIC Retirement Plan Services
Loren D. Stark Company
Pension Rights Center
Pension Plan Specialists
RTD Financial Advisors
Kentucky Trust Company
Retirement Industry Trust Association (RITA)
Hochheiser Deutsch & Co, Inc.
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|'Probability-of-Success-Driven Guardrails' Is a Good First Step in Retirement Budgeting|
Ken Steiner, FSA Retired
Mar. 8, 2021
"The primary shortfall of the Kitces/Tharp model ... is its inability to distinguish between recurring and non-recurring expenses and between essential and discretionary expenses. Instead, like most Monte Carlo models employed today by financial advisors, it produces one fixed dollar spending budget for the current year."
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