"A plan has 3% nonelective safe harbor plan eligibility for deferrals at 6 months with quarterly entry. Eligibility for safe harbor is 1 year with quarterly entry. Plan uses entry date compensation for those that enter mid-year. The plan is top-heavy for 2020. I know I must give the top heavy contribution to those that are only eligible for deferrals. And I must make an additional contribution to those who entered mid-year for the safe harbor, so they will receive 3% of full year compensation, correct?"