Randall & Hurley, Inc.
Loren D. Stark Company
EPIC Retirement Plan Services
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|Plan Loans Address and Avoid Hardships, Today and Tomorrow|
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May 25, 2021
"Many industry professionals favor liquidity via withdrawals -- to avoid inserting or having to justify any 'inside limits' or impediments not required by code or regulations that might get in the way once participants assert they need money.... However, a preference for hardship withdrawals over plan loans seems to be in severe conflict with the goal of retirement preparation."
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