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Public Pension Design and Household Retirement Decisions: A Comparison of the United States and Germany
Michigan Retirement and Disability Research Center, Univ. of Michigan May 28, 2021 "Key Findings [include] ... [1] The design of Social Security encourages delayed claiming through increasing own and survivor benefit payments, but discourages delayed claiming by households entitled to a spousal benefit ... [2] Consistent with past research, ... incentives to delay claiming are associated with continued work, but only in the case of a worker's own benefit." |
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