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If We Want Universal Savings, Pay Employers to Sign Us Up for IRAs
Joshua Gotbaum, former PBGC Director, for The Brookings Institution Link to more items from this source
[Opinion]
June 16, 2021

"[At] least 50 million Americans are working full-time without any workplace saving beyond Social Security. We could change this, quickly and easily, by paying employers to sign their employees up for IRAs.... Incentives for ERISA retirement plans haven't worked.  ... small business IRA credits can be designed to comply with budget reconciliation requirements, whereas an IRA mandate probably cannot."

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