Nova 401(k) Associates
Compensation Strategies Group, Ltd.
Nicholas Pension Consultants
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|Testimony to the ERISA Advisory Council: Gaps in Retirement Savings Based on Race, Ethnicity and Gender (PDF)|
Nari Rhee, Ph.D., Center for Labor Research and Education, University of California at Berkeley
July 9, 2021
11 pages. "The US private sector employer-sponsored retirement system leaves out many workers, disproportionately impacting Blacks and Latinos. Rates of retirement plan access vary widely by occupation, industry, and wage level, and part-time/full-time status.... While some states have forged their own path to try to close this coverage gap, these efforts are limited in scope by ERISA preemption. Federal policy action is necessary so that all workers are covered by a plan that effectively prepares them for a financially secure retirement."
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