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Would You Rather Buy an Annuity or a Guaranteed Income for Life?
MorningstarLink to more items from this source
Aug. 16, 2021

"[The authors] wondered whether some of the barriers to purchasing annuities are psychological.... The Major Discoveries: [1] People are more willing to use some of their 401(k) to purchase a guaranteed income stream for life than for an annuity.... [2] Thinking about running out of money during retirement increases preferences for deferred over immediate annuities."

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