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Forget Income Replacement, Focus on Supplying Cash Flow Needs
MorningstarLink to more items from this source
Aug. 23, 2021

"Confusion over income-replacement rates -- combined with huge variations in actual income-replacement needs among different cohorts -- highlights why ... most pre-retirees should bypass income-replacement rates and instead use their expected cash flow needs to help determine how much money they'll need in retirement."

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