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Defined Benefit Combo Cash Balance Compliance Consultant Loren D. Stark Company (LDSCO)
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Eighth Circuit Holds That Maine Ban on Discretionary Authority in Health Plans Does Not Apply to AD&D Insurance Policy
Roberts Disability Law Aug. 26, 2021 "The court found that the statute does not apply because the AD&D policy does not meet the requirements of a health plan under Maine law. Specifically, it does not provide for the financing or delivery of health care services nor is it subject to the federal [ACA]. Because Maine's ban on discretionary clauses applies only to health plans, the court reviews Unum's decision for an abuse of discretion." [Williams v. Unum Life Ins. Co. of America, No. 20-1694 (8th Cir. Aug. 24, 2021)] |
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