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Can Insurers Be a Pension Safety Net?
KiplingerLink to more items from this source
Sept. 2, 2021

"[If] an insurance company becomes insolvent and can't cover annuity payments, a state guaranty fund for annuities kicks in. Depending on the state, that amount can vary from a lifetime maximum of $250,000 to $500,000 per individual ... Another concern is that under ERISA, an individual's pension is protected from creditors, but that's not the case in every state when a pension becomes an annuity."

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