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| Delivering Additional Income Through Lower-Cost Products and Services Available in the Defined Contribution Industry (PDF) Institutional Retirement Income Council [IRIC]  Sept. 29, 2021 12 pages. "This paper will examine the lifetime income of a hypothetical participant who saves for retirement with lower-cost funds and chooses inexpensive [decumulation] solutions in retirement. [The authors] attempt to quantify the additional retirement security that is achieved by these lower-cost investment and institutional distribution products and strategies that are now available in our DC system." |
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