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How Do High-Deductible Health Plans Affect Use of Health Care Services and Spending Among Enrollees with Mental Health Disorders?
Employee Benefit Research Institute [EBRI] Link to more items from this source
Mar. 11, 2022

"Moving from a PPO to an HDHP reduced the probability of using health care services.... Office visits, prescription drug fills, inpatient days, and emergency department visits all declined.... The reductions in use of health care services prompted declines in overall health care spending.... Moving from a PPO to an HDHP had a mixed impact on use of out-of-network health care services."

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