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Premium Increases Are Low When Employers Add Pre-Deductible Coverage for Preventive Services (PDF)
Employee Benefit Research Institute [EBRI] Link to more items from this source
June 3, 2022

"The impact on premiums of expanding pre-deductible coverage for 14 services in HSA-eligible health plans as allowed in IRS Notice 2019-45 is small. Estimated premium increases range from virtually zero to 1.5 percent. There is no expected premium increase when deductibles are replaced by coinsurance, use of health care services is assumed not to increase due to lower cost sharing, and enrollees' related diagnoses are required."

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