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Do You Want Your Spending Budget in Retirement to Be More (or Less) Conservative?
Ken Steiner, FSA Retired Link to more items from this source
July 1, 2022

"[P]ersonal financial thought-leaders like Michael Kitces are trying to convince financial advisors (and their clients) to adopt changes to their Monte Carlo modelling approaches to make them more like the Actuarial Financial Planner.... [Y]ou can relatively easily make the spending budget developed using the AFP even more conservative (or less conservative) ... by varying some of the assumptions or inputs so that you can select a spending budget within the range that is consistent with your personal tolerance for risk."

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