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2022 401(k) Participant Study: Gen Z/Millennial Focus (PDF)
Charles Schwab Link to more items from this source
Oct. 25, 2022

"401(k) plans are the primary way most participants started investing, but fewer Gen Z workers first got involved in investing via their 401(k) ... Almost one in five employees changed employers in the past 12 months ... Younger workers say they want a wider range of investments in their 401(k)s ... Almost eight in ten participants are offered an HSA and about half take advantage of it ... Younger generations are more open to financial wellness tools, including online tools to help save for retirement, build an emergency savings fund, and manage debt ... Participants are looking for help on how to invest their 401(k) and setting specific savings targets for retirement with differences by generation."

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