AimPoint Pension
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Regional Vice President of Sales The Retirement Plan Company
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Loan & Distribution Specialist AimPoint Pension
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Compass
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Bates & Company, Inc.
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Defined Benefit Combo Cash Balance Compliance Consultant Loren D. Stark Company (LDSCO)
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Fungibility in Workplace Benefits Choices: Evidence from Health Savings Accounts (PDF)
TIAA Mar. 20, 2023 "Most employees do not treat HSAs as long-term savings and instead use their HSAs to pay for current health care expenses with before-tax dollars.... Employees with greater financial literacy and liquidity are more likely to treat their HSAs as savings, but even most of this group does not. Employees tend to discount employer HSA deposits relative to cash and do not view HSA dollars as fungible with lower health insurance premiums." |
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