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The Brilliance of the Ideal 401(k) Plan
WealthManagement.com Link to more items from this source
[Opinion]
Mar. 27, 2023

"Now that auto enrollment has been codified and endorsed in SECURE 2.0, it's time to reflect on the Ideal Plan ushered into the 401(k) and 403(b) psyche by esteemed professors Richard Thaler and Shlomo Benartzi and the 2006 Pension Protection Act and how it has enabled defined contribution plans to match the accumulation phase of defined benefit plans. So why do most employers, especially smaller ones, still resist it?"

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