The Inte-Greater(tm), written by David Rhett Baker (a former pension lawyer). Finds the best benefit formula under a profit-sharing plan for the owner of a corporation (doesn't work for sole proprietorships or partnerships), by adjusting the plan's integration level. If the plan's current formula is not the optimum formula, this peppy little online application shows the business owner how much would be saved each year if the optimum integration level were used instead. Also shows the dollars that would go to each participating employee's account (i.e., the allocations) at user-specified employer contribution levels. Good for determining the employer contribution that is needed to reach a certain desired allocation level for the owner, or to watch how proposed additional contributions would be divided among the owner and the other employees.
Free!-- via a secure web connection.