403(b) Plans, Accounts or Annuities

2,058 topics in this forum

1. A tale of two employers...

   By Guest jreddi, December 11, 2000
   • 12 replies
   • 2.5k views
   • 
   • Guest
   • December 26, 2000

2. A typical § 403(b) plan has no minimum-distribution provision the plan’s sponsor would change.

   By Peter Gulia, April 14, 2020
   • 0 replies
   • 416 views
   • 
   • Peter Gulia
   • April 14, 2020

3. A valuable resource for retirement and annuities

   By Guest frankc, April 28, 2005
   • 0 replies
   • 1.5k views
   • 
   • Guest
   • April 28, 2005

4. ABPT Testing in 403(b) Plans

   By PensionPro, January 16, 2013
   • 0 replies
   • 909 views
   • 
   • PensionPro
   • January 16, 2013

5. ABT and 403b deferrals

   By 30Rock, March 24, 2011
   • 1 reply
   • 1.3k views
   • 
   • PensionPro
   • March 24, 2011

6. ACA question

   By Belgarath, February 26, 2025
   • 5 replies
   • 926 views
   • 
   • Peter Gulia
   • March 10, 2025

7. accidentally subject to ERISA

   By PensionNewbee, July 1, 2005
   • 2 replies
   • 2.1k views
   • 
   • Ellie Lowder
   • July 21, 2005

8. ACP and 410(b) testing

   By AKconsult, May 10, 2011
   • 1 reply
   • 1.6k views
   • 
   • Kevin C
   • May 11, 2011

9. ACP Carve out method

   By MGOAdmin, September 21, 2023
   • 1 reply
   • 555 views
   • 
   • Patricia Neal Jensen
   • September 25, 2023

10. ACP failure on 403b plan

    By Guest Peggy806, April 5, 2011
    • 5 replies
    • 2.7k views
    • 
    • Lou S.
    • April 11, 2011

11. ACP refunds

    By Guest tjt169, December 9, 2010
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • December 9, 2010

12. ACP Test

    By DTH, March 10, 2014
    • 1 reply
    • 1.1k views
    • 
    • MWeddell
    • March 10, 2014

13. ACP Test for 403(b) Match Plan

    By Guest richez, October 12, 2004
    • 1 reply
    • 1.6k views
    • 
    • MWeddell
    • October 13, 2004

14. ACP Test Options

    By Guest kmvr, February 8, 2006
    • 0 replies
    • 1.7k views
    • 
    • Guest
    • February 8, 2006

15. ACP Testing

    By French, February 20, 2002
    • 2 replies
    • 2k views
    • 
    • French
    • February 21, 2002

16. ACP Testing

    By metsfan026, September 9, 2024
    • 1 reply
    • 740 views
    • 
    • Peter Gulia
    • September 9, 2024

17. ACP testing

    By pmacduff, September 22, 2006
    • 1 reply
    • 1.6k views
    • 
    • rcline46
    • September 22, 2006

18. ACP testing under 403(b) plan with matching feature and after-tax cont

    By Guest Joanne Blythe, February 23, 2001
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • February 28, 2001

19. Actively employed for RMD purposes

    By Fisher, December 18, 2008
    • 1 reply
    • 2.3k views
    • 
    • Guest
    • March 15, 2012

20. Adding 20 hr/wk for deferral eligibility: OK?

    By AlbanyConsultant, April 20, 2018
    • 16 replies
    • 2k views
    • 
    • MWeddell
    • June 15, 2018

21. Adding an Employer Sponsored Roth IRA to a B plan

    By HarleyBabe, June 6, 2021
    • 6 replies
    • 928 views
    • 
    • QDROphile
    • June 7, 2021

22. Adding last day

    By 30Rock, March 19, 2025
    • 2 replies
    • 702 views
    • 
    • Artie M
    • March 19, 2025

23. Adding Student loan match mid-year

    By 30Rock, April 22, 2025
    • 0 replies
    • 1.2k views
    • 
    • 30Rock
    • April 22, 2025

24. Addition of salary deferral only 403(b) program

    By smm, December 4, 2000
    • 1 reply
    • 2k views
    • 
    • MWeddell
    • December 5, 2000

25. Adjunct Professor exclusion and coverage testing

    By 30Rock, April 2, 2025
    • 9 replies
    • 1.2k views
    • 
    • Christine Oliver
    • June 9, 2025

26. Administrative Responsibilities

    By Guest Kevin1, August 28, 2008
    • 3 replies
    • 1.6k views
    • 
    • ERISAnut
    • August 28, 2008

27. ADP Refunds

    By Steve Waddo, March 12, 2015
    • 3 replies
    • 1.8k views
    • 
    • IRA
    • April 7, 2015

28. adp/acp in 403b plan

    By Guest Laura Browne, July 30, 2004
    • 3 replies
    • 5.3k views
    • 
    • Lori Friedman
    • July 30, 2004

29. advantages/disadvantages of 403b(7) vs ira

    By Guest frkarena, April 24, 1999
    • 3 replies
    • 3.1k views
    • 
    • Guest
    • April 27, 1999

30. Advisor Services for a nonERISA 403(b)

    By Guest AbbyP, October 21, 2011
    • 3 replies
    • 1.2k views
    • 
    • Guest
    • October 25, 2011

31. Advisory letter used for (ostensibly) pre-approved plan, ostensibly dated 9/30/2014

    By Belgarath, April 14, 2025
    • 4 replies
    • 779 views
    • 
    • EBP
    • April 16, 2025

32. Affiliated Service Group

    By Guest djw, January 23, 2009
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • January 25, 2009

33. After freezing 403b can employees move assets to 401k?

    By Guest kbett, March 1, 2007
    • 3 replies
    • 2.1k views
    • 
    • Guest
    • March 13, 2007

34. after tax contributions

    By LIBERTYKID, August 13, 2008
    • 1 reply
    • 2k views
    • 
    • Laura Harrington
    • August 13, 2008

35. after tax employee contributions to non-ERISA 403(b)

    By Guest lskin, April 20, 2005
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • April 21, 2005

36. After-tax rollover to 403(b)

    By jane123, October 28, 2004
    • 0 replies
    • 2k views
    • 
    • jane123
    • October 28, 2004

37. Age 59 1/2 employee rollover of 403(b) $$ into same employer's 401(k)?

    By ERISAatty, October 31, 2008
    • 1 reply
    • 1.6k views
    • 
    • J Simmons
    • October 31, 2008

38. Age Discrimination

    By Guest mif2000, February 9, 2010
    • 4 replies
    • 1.6k views
    • 
    • Viridiana Valdes
    • August 9, 2021

39. Aggregating MRDs from 403(b) Plans

    By DTH, October 10, 2007
    • 0 replies
    • 1.9k views
    • 
    • DTH
    • October 10, 2007

40. Aggregating plans for universal availability

    By Guest dob, August 11, 2004
    • 4 replies
    • 2.2k views
    • 
    • joel
    • August 13, 2004

41. Aggregation of SEP Plan with 403(b), 401(a) for 415 limits

    By Guest kprhok, November 20, 2007
    • 0 replies
    • 1.6k views
    • 
    • Guest
    • November 20, 2007

42. Aggregation under Section 415(k)(4)

    By billfgrady, September 12, 2002
    • 0 replies
    • 1.6k views
    • 
    • billfgrady
    • September 12, 2002

43. Allocating the earnings calculated on the VFCP calculator

    By katieinny, December 8, 2010
    • 2 replies
    • 2k views
    • 
    • katieinny
    • December 9, 2010

44. Allocation Groups

    By MGOAdmin, January 9, 2025
    • 3 replies
    • 908 views
    • 
    • Patricia Neal Jensen
    • January 13, 2025

45. Allocation of Forfeitures in a 403(b)

    By BTG, February 16, 2011
    • 0 replies
    • 1.3k views
    • 
    • BTG
    • February 16, 2011

46. Allocation of Plan Admin Expenses in 403(b) Plan

    By Christine Roberts, April 23, 2004
    • 0 replies
    • 2k views
    • 
    • Christine Roberts
    • April 23, 2004

47. Allowable Options for Non-ERISA 403(b)

    By Chalk R. Palin, October 30, 2008
    • 7 replies
    • 2.4k views
    • 
    • Peter Gulia
    • November 1, 2008

48. Ambiguity of Exceptions to Early Distribution

    By Guest Barry2005, July 22, 2007
    • 3 replies
    • 1.9k views
    • 
    • joel
    • July 23, 2007

49. Amending 403b plan after plan year

    By dmb, February 18, 2009
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • February 21, 2009

50. Amending a plan to make part time Participants un-eligible???

    By Craig Garner, November 4, 2025
    • 2 replies
    • 761 views
    • 
    • fmsinc
    • November 5, 2025