Retirement Plans

Forums (Message Boards)

1. 401(k) Plans

   104k

   posts

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   • missed deferral opportunity at start of plan - no NHCEs deferred
   • By AlbanyConsultant, 3 hours ago
2. MEP and PEP Issues

   16

   posts

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   • what should the adopting employer get each year?
   • By ERISA_Guy, Wednesday at 04:09 PM
3. Retirement Plans in General

   29.2k

   posts

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   • Clients who dont submit census data
   • By Paul I, Wednesday at 03:16 PM
4. Defined Benefit Plans, Including Cash Balance

   40.6k

   posts

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   • Merging DB Plans
   • By CuseFan, Thursday at 04:40 PM
5. Distributions and Loans, Other than QDROs

   See also: the QDROs message board.

   20.2k

   posts

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   • Charging Participants
   • By David D, July 31
6. IRAs and Roth IRAs

   See also: the SEP, SARSEP and SIMPLE Plans message board.

   12.8k

   posts

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   • Minimizing bookkeeping on a traditional IRA with a non-deductible component
   • By Bruce1, June 29
7. 403(b) Plans, Accounts or Annuities

   Issues particular to 403(b) arrangements of nonprofit or governmental employers.

   8.7k

   posts

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   • class based allocation chicanery
   • By BG5150, July 30
8. Cross-Tested Plans

   7.7k

   posts

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   • Download APR Tables
   • By austin3515, 19 hours ago
9. Correction of Plan Defects

   6.9k

   posts

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   • Procedure and Practices document
   • By rocknrolls2, Monday at 01:59 PM
10. SEP, SARSEP and SIMPLE Plans

    5.7k

    posts

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    • Employer data entry error caused excess employee elective deferrals in SIMPLE IRA — custodian says funds cannot be removed
    • By Artie M, June 17
11. Qualified Domestic Relations Orders (QDROs)

    6.5k

    posts

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    • 1996 QDRO submitted for first time to new plan in 2026
    • By fmsinc, July 24
12. Employee Stock Ownership Plans (ESOPs)

    4.9k

    posts

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    • Must buyer credit seller employees' prior 401(k) service for ESOP eligibility and vesting?
    • By CuseFan, July 21
13. Plan Terminations

    4.7k

    posts

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    • Participant's SSN is Invalid
    • By Peter Gulia, June 26
14. Governmental Plans

    Issues relating to retirement plans sponsored by federal, state or local governments, international organizations, and Native American tribes. See also: 403(b) Plans message board and 457 Plans message board.

    3.2k

    posts

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    • 457b and 401a Plan for Township
    • By Nic Pospiech, December 11, 2025
15. Plan Document Amendments

    3.2k

    posts

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    • Is a temptation to backdate documents a thing of the past?
    • By fmsinc, July 28
16. 457 Plans

    Issues relating to 457(b) and 457(f) (nonqualified deferred compensation) plans of both tax-exempt and governmental employers

    3.2k

    posts

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    • Small Quasi Govt 457b
    • By austin3515, July 9
17. Investment Issues (Including Self-Directed)

    2.7k

    posts

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    • How much expense, restriction, or other pain does a participant suffer on leaving TIAA-CREF?
    • By Peter Gulia, June 4
18. Operating a TPA or Consulting Firm

    2.2k

    posts

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    • small TPA firm - SOC or equivalent?
    • By Pam Shoup, June 29
19. Estate Planning Aspects of IRAs and Retirement Plans

    681

    posts

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    • Check Issued But Not Cashed Prior to Ptcpt. Deceasing
    • By fmsinc, January 12
20. Continuing Professional Education

    690

    posts

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    • CE courses for multi state brokerage firm
    • By 5500Nerd, Monday at 05:19 PM
21. ERPA (Enrolled Retirement Plan Agent)

    Unofficial discussion. For official information, see ERPAexam.org.

    394

    posts

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    • CE Credits
    • By Gadgetfreak, May 11