401(k) Plans

19,506 topics in this forum

1. Missed Roth Catch-up contributions

   By 30Rock, Thursday at 09:00 PM
   • 6 replies
   • 168 views
   • 
   • 30Rock
   • 8 hours ago

2. Excise tax - two "sets" of late contributions in one year

   By t.haley, Thursday at 08:13 PM
   • 2 replies
   • 128 views
   • 
   • Artie M
   • 11 hours ago

3. Solo 401(k) Class Exclusions

   By Nic Pospiech, September 11   

   • solo k
   • hourly exclusions
   • (and 1 more)

     Tagged with:

     • solo k
     • hourly exclusions
     • solo 401(k)
   • 3 replies
   • 458 views
   • 
   • FORMER ESQ.
   • 19 hours ago

4. Adding True Up Feature Mid Year

   By khn, Wednesday at 07:21 PM
   • 7 replies
   • 273 views
   • 
   • FORMER ESQ.
   • 19 hours ago

5. Mega Backdoor Roth Shown on Form 5500

   By metsfan026, Thursday at 12:50 PM
   • 1 reply
   • 383 views
   • 
   • Paul I
   • Thursday at 02:27 PM

6. Owner only 401k plan - late deferrals

   By Jakyasar, September 11
   • 10 replies
   • 513 views
   • 
   • Peter Gulia
   • Wednesday at 09:06 PM

7. 50% Loan Requirement - Does It Matter After Loan Taken?

   By metsfan026, Tuesday at 01:46 PM
   • 5 replies
   • 471 views
   • 
   • fmsinc
   • Wednesday at 08:11 PM

8. Post Severance Compensation of Dr. account receivable

   By Lou81, September 11
   • 6 replies
   • 488 views
   • 
   • Artie M
   • Wednesday at 07:37 PM

9. 2 1/2 month rule

   By BG5150, September 8
   • 4 replies
   • 525 views
   • 
   • AlbanyConsultant
   • September 11

10. Safe Harbor 3 Tier Match

    By DPSRich, September 8
    • 3 replies
    • 368 views
    • 
    • DPSRich
    • September 11

11. Determine if SH plan annually

    By Basically, September 2
    • 4 replies
    • 459 views
    • 
    • Liz Hallam
    • September 7

12. 5% owner for RMD when company is owned by a trust

    By D Lewis, September 2
    • 3 replies
    • 519 views
    • 
    • D Lewis
    • September 5

13. Loan Payoff After Plan Termination?

    By metsfan026, August 21
    • 10 replies
    • 1k views
    • 
    • David D
    • September 4

14. Plan in and out of MEP with 5500SF reporting issues

    By D Lewis, July 30
    • 2 replies
    • 442 views
    • 
    • Paul I
    • September 2

15. Elimination of Annuity Options in a 401(k)

    By Tom, November 17, 2022
    • 5 replies
    • 2.6k views
    • 
    • BTG
    • September 1

16. Order of Compliance Testing 401(k) Plans

    By 401kology, August 19   

    • epcrs
    • adp/acp
    • (and 1 more)

      Tagged with:

      • epcrs
      • adp/acp
      • 415
    • 2 replies
    • 680 views
    • 
    • 401kology
    • September 1

17. Roth Catchup Deferral Requirement

    By Basically, August 28
    • 3 replies
    • 746 views
    • 
    • fmsinc
    • August 31

18. Spin off - MEP to new plan

    By TH 401k, August 26
    • 2 replies
    • 408 views
    • 
    • TH 401k
    • August 27

19. Union & HCEs excluded for Safe Harbor

    By TH 401k, August 24
    • 1 reply
    • 406 views
    • 
    • austin3515
    • August 25

20. Does the new employee needs SH for entering the plan early?

    By Jakyasar, August 20
    • 7 replies
    • 876 views
    • 
    • Bri
    • August 25

21. Form 5500 Participant Count Question

    By metsfan026, August 21
    • 6 replies
    • 895 views
    • 
    • Bri
    • August 24

22. 401k Plan Termination due to Sale of Business

    By Renee H, August 19
    • 9 replies
    • 923 views
    • 
    • Artie M
    • August 21

23. Impact of non-match eligible bonus on IRS annual compensation limits

    By Puzzled, August 19
    • 3 replies
    • 592 views
    • 
    • Artie M
    • August 20

24. In-Plan Roth Accounts

    By mming, August 19
    • 2 replies
    • 518 views
    • 
    • Artie M
    • August 20

25. Rules of Parity Cheat Sheet

    By austin3515, January 23, 2021
    • 10 replies
    • 3.3k views
    • 
    • Jakyasar
    • August 19

26. Safe Harbor Formula > 6%

    By TH 401k, August 16
    • 8 replies
    • 671 views
    • 
    • Paul I
    • August 19

27. Form 5330 for owner 401k at 12/31 - prior yr or current yr?

    By TPApril, August 14
    • 3 replies
    • 626 views
    • 
    • Artie M
    • August 17

28. Fun and Games with the DOL (late payment of deferrals)

    By Guest erisafried, October 22, 2004
    • 5 replies
    • 2.7k views
    • 
    • Bantais
    • August 13

29. HCE and Active Military Duty

    By metsfan026, August 12
    • 5 replies
    • 852 views
    • 
    • Peter Gulia
    • August 12

30. Excluded Clases and CalSavers Retirement Savings Trust Act

    By Fibonacci, December 17, 2024
    • 3 replies
    • 1.1k views
    • 
    • Peter Gulia
    • August 10

31. missed deferral opportunity at start of plan - no NHCEs deferred

    By AlbanyConsultant, August 5
    • 14 replies
    • 1.3k views
    • 
    • AlbanyConsultant
    • August 8

32. Remove EACA mid-year - removing ALL deferrals

    By justanotheradmin, August 6
    • 1 reply
    • 560 views
    • 
    • Paul I
    • August 7

33. Form 8868 for 5330 extension

    By TPApril, July 31
    • 2 replies
    • 547 views
    • 
    • Artie M
    • August 4

34. H4 visa - are you an employee?

    By AlbanyConsultant, August 3
    • 3 replies
    • 607 views
    • 
    • RatherBeGolfing
    • August 4

35. participant options in a stock sale

    By AlbanyConsultant, July 30
    • 4 replies
    • 599 views
    • 
    • Artie M
    • August 4

36. Paychex Policy Requiring January 1 Plan Effective Date for New Plans

    By Micks, July 27
    • 5 replies
    • 1k views
    • 
    • Micks
    • August 3

37. Extensions for Plans Adopted After 12/31

    By metsfan026, July 31
    • 3 replies
    • 667 views
    • 
    • austin3515
    • August 3

38. Required Roth Catchup and 415 limits

    By BenefitsJayne, July 30
    • 1 reply
    • 501 views
    • 
    • CuseFan
    • July 31

39. Deemed Loans

    By 401Karina, November 30, 2023
    • 14 replies
    • 14.2k views
    • 
    • Bantais
    • July 31

40. Separate Trust Document - Not a Requirement?

    By MrsMacias, July 29
    • 4 replies
    • 595 views
    • 
    • Artie M
    • July 30

41. SECURE 2.0 - Roth Catch-Up for HPEs - Correction

    By Vlad401k, July 30
    • 3 replies
    • 706 views
    • 
    • WCC
    • July 30

42. Timing of Hours for Vesting

    By effingeh, June 16
    • 8 replies
    • 1.2k views
    • 
    • Christine Oliver
    • July 28

43. 5500 for first year of a spin off plan

    By D Lewis, July 23
    • 2 replies
    • 534 views
    • 
    • D Lewis
    • July 27

44. Deemed Distribution Made in Error

    By Lauren0507, July 15
    • 6 replies
    • 1k views
    • 
    • Lauren0507
    • July 27

45. Non-Standard Safe Harbor Match

    By metsfan026, July 23
    • 2 replies
    • 850 views
    • 
    • BG5150
    • July 24

46. Missed Match versus True-Up and related Earnings

    By effingeh, July 23
    • 5 replies
    • 731 views
    • 
    • Artie M
    • July 24

47. Maximizing annual addition when 401(k) not maximized

    By drakecohen, July 22
    • 2 replies
    • 859 views
    • 
    • Gilmore
    • July 23

48. Part time ee to independent contractor & vesting/partial termination?

    By TPApril, July 20
    • 8 replies
    • 1.2k views
    • 
    • Artie M
    • July 23

49. 2023 IRS Audits

    By Mallory H, July 14
    • 3 replies
    • 695 views
    • 
    • Bill Presson
    • July 21

50. Top Heavy Balance with ER Contribution after the end of the plan year

    By justatester, July 16
    • 2 replies
    • 605 views
    • 
    • John Feldt ERPA CPC QPA
    • July 17