401(k) Plans

19,428 topics in this forum

1. Life Insurance Rollovers

   By 401k Conundrums, Thursday at 06:28 PM
   • 1 reply
   • 160 views
   • 
   • ErnieG
   • 20 hours ago

2. Hardship Withdrawal for Primary Residence

   By EPCRSGuru, Wednesday at 07:43 PM
   • 4 replies
   • 417 views
   • 
   • Brenda Wren
   • 22 hours ago

3. Using own forfeiture for own top heavy min

   By TPApril, Tuesday at 08:52 PM
   • 9 replies
   • 461 views
   • 
   • David D
   • Thursday at 04:24 PM

4. Form 5500 - Schedule D Reporting

   By FishOn, Tuesday at 04:01 PM
   • 2 replies
   • 540 views
   • 
   • Peter Gulia
   • Tuesday at 05:51 PM

5. Excess 415 Limit short plan year corrections

   By Keith Lowery, Monday at 06:48 PM
   • 0 replies
   • 167 views
   • 
   • Keith Lowery
   • Monday at 06:48 PM

6. Principal Residence for Hardship Distribution - travel trailer

   By TPA Bob, May 21
   • 5 replies
   • 469 views
   • 
   • Peter Gulia
   • May 21

7. SH dual eligibility and TH question

   By BG5150, May 19
   • 3 replies
   • 202 views
   • 
   • Bri
   • May 21

8. 401k correct fix for example below

   By HRagain, May 18
   • 5 replies
   • 366 views
   • 
   • John Feldt ERPA CPC QPA
   • May 21

9. Date of Entry

   By 52626, April 28
   • 6 replies
   • 437 views
   • 
   • Bruce1
   • May 20

10. Determination of compensation for Roth catch-up for 2026

    By Jakyasar, May 18
    • 7 replies
    • 467 views
    • 
    • Peter Gulia
    • May 19

11. 2024 Non Elective Safe Harbor not deposited

    By D Lewis, May 15
    • 7 replies
    • 502 views
    • 
    • BG5150
    • May 18

12. Roth catch-up wage limit

    By Tom, May 14
    • 3 replies
    • 340 views
    • 
    • 401kology
    • May 15

13. Which recordkeepers have implemented self-certifying hardship claims?

    By Peter Gulia, May 14
    • 2 replies
    • 408 views
    • 
    • Peter Gulia
    • May 14

14. Terminated EE Wants to Return the Distribution from Her 401k Plan

    By ratherbereading, May 13   

    • distribution; 401k plan
    • 4 replies
    • 436 views
    • 
    • fmsinc
    • May 13

15. CPA firm using an APS model

    By D Lewis, April 27
    • 4 replies
    • 408 views
    • 
    • D Lewis
    • May 13

16. After-tax Contributions and the ACP Test

    By Numbers789, May 11
    • 1 reply
    • 291 views
    • 
    • CuseFan
    • May 12

17. ASC documents?

    By J Simmons, May 12
    • 0 replies
    • 65 views
    • 
    • J Simmons
    • May 12

18. 401k Plan with Discretionary PS - ok to disregard Failed Gateway?

    By TripleDoubleStamp, April 28
    • 3 replies
    • 338 views
    • 
    • BG5150
    • May 1

19. Switching from participant directed to pooled account

    By Jakyasar, April 30
    • 1 reply
    • 278 views
    • 
    • Bri
    • April 30

20. Rehire - Consecutive Service

    By TH 401k, April 28
    • 3 replies
    • 387 views
    • 
    • Artie M
    • April 29

21. 401K PLAN ELIGIBLE, COMPANY NEGLECTED TO OFFER

    By Mimi, April 24
    • 9 replies
    • 546 views
    • 
    • Mimi
    • April 28

22. Self Employed Individual with Net Income of Zero

    By DPSRich, April 27
    • 2 replies
    • 465 views
    • 
    • DPSRich
    • April 28

23. Employer Roth Contributions

    By Tom, April 27
    • 2 replies
    • 554 views
    • 
    • Artie M
    • April 27

24. Two plans with different eligibility

    By D Lewis, April 22
    • 3 replies
    • 541 views
    • 
    • D Lewis
    • April 27

25. Profit-Sharing Deductibility

    By Bruce1, April 9
    • 4 replies
    • 432 views
    • 
    • Bruce1
    • April 27

26. Beneficiary - Trust

    By TinaW, April 23
    • 1 reply
    • 320 views
    • 
    • Artie M
    • April 24

27. ADP/ACP - QNEC question

    By roy819, April 23
    • 1 reply
    • 417 views
    • 
    • C. B. Zeller
    • April 24

28. Tricky Rehire Question

    By HTO, April 23
    • 2 replies
    • 365 views
    • 
    • Paul I
    • April 24

29. Starting Up a 401k Plan After Terminating a DB Plan

    By mming, April 22
    • 1 reply
    • 348 views
    • 
    • Bill Presson
    • April 22

30. Previously Frozen Plan Restated into Active 401k: Rehired Employee Eligible?

    By cheersmate, April 10
    • 11 replies
    • 616 views
    • 
    • Paul I
    • April 22

31. Adding SH to plan mid-year, any good resources

    By BG5150, April 21
    • 3 replies
    • 372 views
    • 
    • C. B. Zeller
    • April 21

32. Insurance contract payment made to Trustee

    By BG5150, April 17
    • 6 replies
    • 744 views
    • 
    • ErnieG
    • April 20

33. Two 401(k) Plans Under Common Ownership – 410(b) and ADP Testing

    By notapensiongeek, April 14
    • 6 replies
    • 512 views
    • 
    • rocknrolls2
    • April 16

34. Return of excess deferral... Prepare a 1099-R for 2025?

    By Basically, April 10
    • 7 replies
    • 532 views
    • 
    • R Griffith
    • April 14

35. Complicated question on 401k Compensation and Stock Compensation

    By MD-Benefits Guy, April 10
    • 2 replies
    • 545 views
    • 
    • Artie M
    • April 14

36. 1065 K1 Partners / Schedule C Proprietors / Plan Assets

    By austin3515, April 10
    • 10 replies
    • 458 views
    • 
    • Peter Gulia
    • April 11

37. opting out... but failing 410b

    By AlbanyConsultant, April 7
    • 18 replies
    • 1k views
    • 
    • AlbanyConsultant
    • April 10

38. Who Files Form 945

    By ratherbereading, April 9
    • 2 replies
    • 804 views
    • 
    • Paul I
    • April 9

39. S-Corp Health Ins--plan comp?

    By BG5150, April 8
    • 3 replies
    • 346 views
    • 
    • Peter Gulia
    • April 8

40. Immediate Vesting - BRF Issue?

    By Vlad401k, April 6
    • 5 replies
    • 779 views
    • 
    • Artie M
    • April 7

41. US Citizens Working for Foreign Entity

    By OrderOfOps, April 2
    • 2 replies
    • 380 views
    • 
    • Artie M
    • April 6

42. Top- heavy relief included in SECURE 2.0!!

    By austin3515, December 23, 2022
    • 27 replies
    • 5.1k views
    • 
    • 401kology
    • April 6

43. The "Golden Age" of 401(k) Investments

    By austin3515, March 30
    • 15 replies
    • 877 views
    • 
    • Peter Gulia
    • April 4

44. E*TRADE PROTOTYPE STANDARD PSP

    By Gina Alsdorf, March 31
    • 9 replies
    • 515 views
    • 
    • Jakyasar
    • April 3

45. Deferrals Made Before Employee Was a Participant

    By mming, April 1
    • 3 replies
    • 568 views
    • 
    • John Feldt ERPA CPC QPA
    • April 3

46. employer contributions Roth employer contributions - Availability & Scope of practice advice

    By Miles Leech, April 1
    • 5 replies
    • 630 views
    • 
    • Kac1214
    • April 2

47. HPI and lowering S-corp owner's W-2 compensation

    By AlbanyConsultant, March 26
    • 7 replies
    • 915 views
    • 
    • AlbanyConsultant
    • April 2

48. Correcting Safe Harbor Plan under EPCRS

    By HTO, March 31
    • 2 replies
    • 734 views
    • 
    • HTO
    • April 1

49. Incorrect 401k contribution - mistake of fact

    By roy819, March 30
    • 3 replies
    • 964 views
    • 
    • BG5150
    • March 30

50. No Match on Catch Up with Separate Elections

    By 401kology, March 27   

    • catch-up
    • 3 replies
    • 747 views
    • 
    • acm_acm
    • March 30