401(k) Plans

19,400 topics in this forum

1. Previously Frozen Plan Restated into Active 401k: Rehired Employee Eligible?

   By cheersmate, April 10
   • 6 replies
   • 262 views
   • 
   • Marjorie Lucas
   • 16 hours ago

2. Insurance contract payment made to Trustee

   By BG5150, Friday at 01:55 PM
   • 3 replies
   • 231 views
   • 
   • Peter Gulia
   • Friday at 09:01 PM

3. Two 401(k) Plans Under Common Ownership – 410(b) and ADP Testing

   By notapensiongeek, Tuesday at 06:09 PM
   • 6 replies
   • 337 views
   • 
   • rocknrolls2
   • Thursday at 01:35 PM

4. Return of excess deferral... Prepare a 1099-R for 2025?

   By Basically, April 10
   • 7 replies
   • 325 views
   • 
   • R Griffith
   • Tuesday at 09:27 PM

5. Complicated question on 401k Compensation and Stock Compensation

   By MD-Benefits Guy, April 10
   • 2 replies
   • 223 views
   • 
   • Artie M
   • Tuesday at 05:20 PM

6. 1065 K1 Partners / Schedule C Proprietors / Plan Assets

   By austin3515, April 10
   • 10 replies
   • 288 views
   • 
   • Peter Gulia
   • April 11

7. opting out... but failing 410b

   By AlbanyConsultant, April 7
   • 18 replies
   • 788 views
   • 
   • AlbanyConsultant
   • April 10

8. Profit-Sharing Deductibility

   By Bruce1, April 9
   • 3 replies
   • 233 views
   • 
   • ESOP Guy
   • April 9

9. Who Files Form 945

   By ratherbereading, April 9
   • 2 replies
   • 536 views
   • 
   • Paul I
   • April 9

10. S-Corp Health Ins--plan comp?

    By BG5150, April 8
    • 3 replies
    • 250 views
    • 
    • Peter Gulia
    • April 8

11. Immediate Vesting - BRF Issue?

    By Vlad401k, April 6
    • 5 replies
    • 629 views
    • 
    • Artie M
    • April 7

12. US Citizens Working for Foreign Entity

    By OrderOfOps, April 2
    • 2 replies
    • 291 views
    • 
    • Artie M
    • April 6

13. Top- heavy relief included in SECURE 2.0!!

    By austin3515, December 23, 2022
    • 27 replies
    • 4.7k views
    • 
    • 401kology
    • April 6

14. The "Golden Age" of 401(k) Investments

    By austin3515, March 30
    • 15 replies
    • 640 views
    • 
    • Peter Gulia
    • April 4

15. E*TRADE PROTOTYPE STANDARD PSP

    By Gina Alsdorf, March 31
    • 9 replies
    • 380 views
    • 
    • Jakyasar
    • April 3

16. Deferrals Made Before Employee Was a Participant

    By mming, April 1
    • 3 replies
    • 470 views
    • 
    • John Feldt ERPA CPC QPA
    • April 3

17. employer contributions Roth employer contributions - Availability & Scope of practice advice

    By Miles Leech, April 1
    • 5 replies
    • 510 views
    • 
    • Kac1214
    • April 2

18. HPI and lowering S-corp owner's W-2 compensation

    By AlbanyConsultant, March 26
    • 7 replies
    • 702 views
    • 
    • AlbanyConsultant
    • April 2

19. Correcting Safe Harbor Plan under EPCRS

    By HTO, March 31
    • 2 replies
    • 572 views
    • 
    • HTO
    • April 1

20. Incorrect 401k contribution - mistake of fact

    By roy819, March 30
    • 3 replies
    • 681 views
    • 
    • BG5150
    • March 30

21. No Match on Catch Up with Separate Elections

    By 401kology, March 27   

    • catch-up
    • 3 replies
    • 620 views
    • 
    • acm_acm
    • March 30

22. Eligibility - Hours per Month Requirement

    By Vlad401k, March 26
    • 6 replies
    • 334 views
    • 
    • Bill Presson
    • March 26

23. Anyone happen to have 1997-2003 historical annual returns for VFIAX?

    By blguest, March 25   

    • historical data
    • 5 replies
    • 348 views
    • 
    • david rigby
    • March 26

24. Owner only 401k plan with no designation of beneficiary

    By DDB BN, March 19
    • 6 replies
    • 957 views
    • 
    • Appleby
    • March 22

25. Can Husband / Wife with separate businesses (no employees) set up 1 plan

    By DDB BN, January 29
    • 11 replies
    • 2.3k views
    • 
    • FORMER ESQ.
    • March 21

26. Designating excess deferrals in multiple plans (402g limit)

    By roy819, March 18
    • 3 replies
    • 1.1k views
    • 
    • CuseFan
    • March 19

27. Secure 2.0 Amendment deadline overlap with DC Cycle 4 Restatements

    By RayRay, March 17
    • 2 replies
    • 628 views
    • 
    • RayRay
    • March 19

28. Loss of safe harbor status

    By Carol V. Calhoun, March 13
    • 5 replies
    • 752 views
    • 
    • FORMER ESQ.
    • March 18

29. Mid year amendment to safe harbor plan

    By 30Rock, March 13
    • 4 replies
    • 523 views
    • 
    • 30Rock
    • March 18

30. Self-employed Individual's deferral and 415 limit

    By spei7426, March 17
    • 5 replies
    • 758 views
    • 
    • CuseFan
    • March 18

31. 401(a)(4) test on an Excel spreadsheet

    By ratherbereading, March 16
    • 1 reply
    • 289 views
    • 
    • AlbanyConsultant
    • March 18

32. Controlled Group ADP/ACP Testing

    By msmith, March 12, 2009
    • 9 replies
    • 9.7k views
    • 
    • M_2015
    • March 17

33. 5330 Filings

    By dmurph14, March 16
    • 0 replies
    • 281 views
    • 
    • dmurph14
    • March 16

34. Independent Contractor turned Employee

    By ejohnke, March 13
    • 4 replies
    • 558 views
    • 
    • Peter Gulia
    • March 16

35. Mid Year Plan Merger

    By M_2015, March 9
    • 5 replies
    • 824 views
    • 
    • FORMER ESQ.
    • March 16

36. Notice for Missed Deferral Opportunity

    By mming, March 9
    • 5 replies
    • 990 views
    • 
    • Artie M
    • March 13

37. Missed Match - Included in Testing?

    By Vlad401k, March 11
    • 3 replies
    • 604 views
    • 
    • austin3515
    • March 12

38. Deemed Roth Elections and Inadvertent Catch-up

    By constance_james, March 12   

    • roth
    • catchup
    • (and 2 more)

      Tagged with:

      • roth
      • catchup
      • deemed
      • hpid
    • 1 reply
    • 635 views
    • 
    • Paul I
    • March 12

39. Maternity Leave & Last Day Contribution Requirement

    By metsfan026, March 12
    • 5 replies
    • 548 views
    • 
    • Paul I
    • March 12

40. Partnership - S Corps as Partners

    By Numbers789, March 10
    • 9 replies
    • 1k views
    • 
    • Peter Gulia
    • March 12

41. ADP and ACP Test Correction

    By Dougsbpc, March 9
    • 1 reply
    • 586 views
    • 
    • Below Ground
    • March 9

42. Deemed Section 125 Compensation

    By Brenda Wren, March 4
    • 5 replies
    • 651 views
    • 
    • Peter Gulia
    • March 9

43. Retroactively Changing Comp Definition from 415 to W-2

    By TPApril, March 4
    • 1 reply
    • 533 views
    • 
    • Paul I
    • March 5

44. Integrated Profit Sharing Allocations

    By Connor, March 4
    • 4 replies
    • 429 views
    • 
    • Connor
    • March 5

45. Control Group within a Control Group

    By Kac1214, March 3
    • 1 reply
    • 682 views
    • 
    • C. B. Zeller
    • March 4

46. Severance Payments & Employer Contributions

    By metsfan026, March 3
    • 6 replies
    • 1.1k views
    • 
    • CuseFan
    • March 4

47. Eligibility - contract sign date or actual first day of work

    By Tom, March 3
    • 8 replies
    • 921 views
    • 
    • Artie M
    • March 4

48. Failing ADP Test as a tax strategy

    By TPApril, March 3
    • 3 replies
    • 493 views
    • 
    • jsample
    • March 3

49. ADP/ACP Correction After Distribution

    By Shawn T, February 27   

    • adp/acp
    • 4 replies
    • 828 views
    • 
    • ConnieStorer
    • March 3

50. Rigid match not funded correctly

    By Tom, February 23
    • 5 replies
    • 406 views
    • 
    • CuseFan
    • February 27