401(k) Plans

19,495 topics in this forum

1. Roth Catchup Deferral Requirement

   By Basically, 15 hours ago
   • 2 replies
   • 34 views
   • 
   • Peter Gulia
   • 14 hours ago

2. Spin off - MEP to new plan

   By TH 401k, Wednesday at 07:25 PM
   • 2 replies
   • 188 views
   • 
   • TH 401k
   • Thursday at 06:42 PM

3. Union & HCEs excluded for Safe Harbor

   By TH 401k, Monday at 06:44 PM
   • 1 reply
   • 201 views
   • 
   • austin3515
   • Tuesday at 02:27 PM

4. Does the new employee needs SH for entering the plan early?

   By Jakyasar, August 20
   • 7 replies
   • 595 views
   • 
   • Bri
   • Tuesday at 01:05 PM

5. Loan Payoff After Plan Termination?

   By metsfan026, August 21
   • 7 replies
   • 590 views
   • 
   • Bri
   • Monday at 07:41 PM

6. Form 5500 Participant Count Question

   By metsfan026, August 21
   • 6 replies
   • 554 views
   • 
   • Bri
   • Monday at 03:29 PM

7. 401k Plan Termination due to Sale of Business

   By Renee H, August 19
   • 9 replies
   • 550 views
   • 
   • Artie M
   • August 21

8. Impact of non-match eligible bonus on IRS annual compensation limits

   By Puzzled, August 19
   • 3 replies
   • 362 views
   • 
   • Artie M
   • August 20

9. In-Plan Roth Accounts

   By mming, August 19
   • 2 replies
   • 348 views
   • 
   • Artie M
   • August 20

10. Order of Compliance Testing 401(k) Plans

    By 401kology, August 19   

    • epcrs
    • adp/acp
    • (and 1 more)

      Tagged with:

      • epcrs
      • adp/acp
      • 415
    • 1 reply
    • 472 views
    • 
    • Paul I
    • August 19

11. Rules of Parity Cheat Sheet

    By austin3515, January 23, 2021
    • 10 replies
    • 3k views
    • 
    • Jakyasar
    • August 19

12. Safe Harbor Formula > 6%

    By TH 401k, August 16
    • 8 replies
    • 463 views
    • 
    • Paul I
    • August 19

13. Form 5330 for owner 401k at 12/31 - prior yr or current yr?

    By TPApril, August 14
    • 3 replies
    • 473 views
    • 
    • Artie M
    • August 17

14. Fun and Games with the DOL (late payment of deferrals)

    By Guest erisafried, October 22, 2004
    • 5 replies
    • 2.6k views
    • 
    • Bantais
    • August 13

15. HCE and Active Military Duty

    By metsfan026, August 12
    • 5 replies
    • 652 views
    • 
    • Peter Gulia
    • August 12

16. Excluded Clases and CalSavers Retirement Savings Trust Act

    By Fibonacci, December 17, 2024
    • 3 replies
    • 913 views
    • 
    • Peter Gulia
    • August 10

17. missed deferral opportunity at start of plan - no NHCEs deferred

    By AlbanyConsultant, August 5
    • 14 replies
    • 901 views
    • 
    • AlbanyConsultant
    • August 8

18. Remove EACA mid-year - removing ALL deferrals

    By justanotheradmin, August 6
    • 1 reply
    • 364 views
    • 
    • Paul I
    • August 7

19. Form 8868 for 5330 extension

    By TPApril, July 31
    • 2 replies
    • 398 views
    • 
    • Artie M
    • August 4

20. H4 visa - are you an employee?

    By AlbanyConsultant, August 3
    • 3 replies
    • 425 views
    • 
    • RatherBeGolfing
    • August 4

21. participant options in a stock sale

    By AlbanyConsultant, July 30
    • 4 replies
    • 440 views
    • 
    • Artie M
    • August 4

22. Paychex Policy Requiring January 1 Plan Effective Date for New Plans

    By Micks, July 27
    • 5 replies
    • 875 views
    • 
    • Micks
    • August 3

23. Extensions for Plans Adopted After 12/31

    By metsfan026, July 31
    • 3 replies
    • 481 views
    • 
    • austin3515
    • August 3

24. Required Roth Catchup and 415 limits

    By BenefitsJayne, July 30
    • 1 reply
    • 359 views
    • 
    • CuseFan
    • July 31

25. Deemed Loans

    By 401Karina, November 30, 2023
    • 14 replies
    • 10.3k views
    • 
    • Bantais
    • July 31

26. Separate Trust Document - Not a Requirement?

    By MrsMacias, July 29
    • 4 replies
    • 429 views
    • 
    • Artie M
    • July 30

27. SECURE 2.0 - Roth Catch-Up for HPEs - Correction

    By Vlad401k, July 30
    • 3 replies
    • 492 views
    • 
    • WCC
    • July 30

28. Plan in and out of MEP with 5500SF reporting issues

    By D Lewis, July 30
    • 0 replies
    • 248 views
    • 
    • D Lewis
    • July 30

29. Timing of Hours for Vesting

    By effingeh, June 16
    • 8 replies
    • 1k views
    • 
    • Christine Oliver
    • July 28

30. 5500 for first year of a spin off plan

    By D Lewis, July 23
    • 2 replies
    • 388 views
    • 
    • D Lewis
    • July 27

31. Deemed Distribution Made in Error

    By Lauren0507, July 15
    • 6 replies
    • 858 views
    • 
    • Lauren0507
    • July 27

32. Non-Standard Safe Harbor Match

    By metsfan026, July 23
    • 2 replies
    • 670 views
    • 
    • BG5150
    • July 24

33. Missed Match versus True-Up and related Earnings

    By effingeh, July 23
    • 5 replies
    • 564 views
    • 
    • Artie M
    • July 24

34. Maximizing annual addition when 401(k) not maximized

    By drakecohen, July 22
    • 2 replies
    • 700 views
    • 
    • Gilmore
    • July 23

35. Part time ee to independent contractor & vesting/partial termination?

    By TPApril, July 20
    • 8 replies
    • 986 views
    • 
    • Artie M
    • July 23

36. 2023 IRS Audits

    By Mallory H, July 14
    • 3 replies
    • 586 views
    • 
    • Bill Presson
    • July 21

37. Top Heavy Balance with ER Contribution after the end of the plan year

    By justatester, July 16
    • 2 replies
    • 451 views
    • 
    • John Feldt ERPA CPC QPA
    • July 17

38. SCP, VFCP, or None of the Above

    By Catch22PGM, July 9   

    • correction method
    • scp
    • (and 1 more)

      Tagged with:

      • correction method
      • scp
      • vfcp
    • 5 replies
    • 889 views
    • 
    • PensionPete
    • July 16

39. Contributions after asset sale by ineligible employer

    By 30Rock, July 14
    • 8 replies
    • 755 views
    • 
    • 30Rock
    • July 16

40. what to do without newsletters!?

    By casey72, July 14
    • 1 reply
    • 314 views
    • 
    • Lois Baker
    • July 15

41. Loan Payments on W-2 as Roth

    By 401kWhisperer, July 8
    • 4 replies
    • 501 views
    • 
    • BG5150
    • July 11

42. How long to keep documents relating to 401(k)?

    By Miles Leech, July 8
    • 6 replies
    • 776 views
    • 
    • Peter Gulia
    • July 9

43. Deemed Distribution - Good test question for the pension geeks!

    By Brenda Wren, July 7
    • 10 replies
    • 1.2k views
    • 
    • Peter Gulia
    • July 9

44. Late Contribution Correction Question

    By khn, July 2
    • 4 replies
    • 684 views
    • 
    • Cherry Park Advisory
    • July 9

45. Roth Recharacterization timing for ADP failures

    By ComplianceGeek, July 8
    • 0 replies
    • 341 views
    • 
    • ComplianceGeek
    • July 8

46. SH 3% – Can We Exclude a W-2 Contractor Mid-Year?

    By kimso, July 6
    • 8 replies
    • 1.1k views
    • 
    • Paul I
    • July 8

47. minimal underpmt of 401(k), but participant already termed & distributed

    By TPApril, July 5
    • 7 replies
    • 1.2k views
    • 
    • Artie M
    • July 6

48. HCE requests full distribution but plan always fails ADP

    By Lou81, July 6
    • 4 replies
    • 844 views
    • 
    • BG5150
    • July 6

49. Correcting Excess Investment Advisor Fees Charged to Participant Accounts

    By Footnote12, July 1   

    • correction of plan defects
    • 1 reply
    • 543 views
    • 
    • Peter Gulia
    • July 2

50. Self Employed, 2 businesses, 415 limit

    By LMK TPA, June 29
    • 8 replies
    • 835 views
    • 
    • LMK TPA
    • July 1