401(k) Plans

19,486 topics in this forum

1. Can a Roth Catch-up be deposited to a Roth IRA rollover

   By Renee H, February 23
   • 2 replies
   • 1.2k views
   • 
   • Renee H
   • February 25

2. W-2 Comp w/Sec125

   By TPApril, February 19
   • 2 replies
   • 3k views
   • 
   • Artie M
   • February 23

3. auto enrollment required?

   By Old Reliable, February 18
   • 6 replies
   • 989 views
   • 
   • Peter Gulia
   • February 22

4. adding safe harbor match to profit sharing plan

   By Old Reliable, February 18
   • 2 replies
   • 867 views
   • 
   • Artie M
   • February 20

5. Payroll companies and tiered matches

   By Gadgetfreak, February 19
   • 2 replies
   • 615 views
   • 
   • Gadgetfreak
   • February 20

6. Tax Withholding on a 402(g) Refund

   By Nate X, February 14
   • 1 reply
   • 638 views
   • 
   • Artie M
   • February 18

7. Spin off plan with EACA mandate and changing date of first increase

   By 30Rock, February 17
   • 0 replies
   • 485 views
   • 
   • 30Rock
   • February 17

8. Discretionary Match

   By 52626, February 17
   • 2 replies
   • 1.1k views
   • 
   • Paul I
   • February 17

9. HCE Allocations in Failed ACP Test

   By Lucky32, February 13
   • 2 replies
   • 987 views
   • 
   • Lucky32
   • February 13

10. Roth catchup and a pooled plan

    By AlbanyConsultant, February 13
    • 6 replies
    • 1k views
    • 
    • Peter Gulia
    • February 13

11. Correction of Late Safe Harbor Matching Contributions Required?

    By kmhaab, February 11
    • 1 reply
    • 750 views
    • 
    • Bri
    • February 12

12. Funding Profit Sharing Contributions Throughout the Year

    By Vlad401k, February 11
    • 1 reply
    • 821 views
    • 
    • CuseFan
    • February 11

13. Does A Downpayment for a Rented Home Qualify As A Hardship?

    By metsfan026, February 9
    • 5 replies
    • 8.5k views
    • 
    • Artie M
    • February 10

14. Adding a new retroactive PS Plan in addition to existing 401k/PS Plan

    By TPAinPA, February 7
    • 5 replies
    • 1.1k views
    • 
    • austin3515
    • February 9

15. SECURE 2.0 Roth catch-ups

    By Itsamario, January 21
    • 2 replies
    • 1.2k views
    • 
    • Peter Gulia
    • February 9

16. Safe Harbor Plan - Exclude HCEs beginning of the year

    By Vlad401k, February 6
    • 3 replies
    • 859 views
    • 
    • Kevin C
    • February 8

17. How do Conversions work? In extremely granular detail.

    By friedliver, February 5
    • 6 replies
    • 1.4k views
    • 
    • Peter Gulia
    • February 6

18. Correcting a plan limit failure with Roth + pre-tax ED

    By roy819, February 4
    • 8 replies
    • 1.3k views
    • 
    • Bri
    • February 5

19. 402(g) Excess When Deferrals Not Deposited

    By OrderOfOps, January 28
    • 2 replies
    • 1.2k views
    • 
    • Artie M
    • January 30

20. rmd 1st RMD and plan term same year

    By JulesInCNY, January 29   

    • plan term
    • 2 replies
    • 753 views
    • 
    • JustSayin
    • January 30

21. SECURE 2.0 Section 603 - another Roth catch-up question

    By WCC, January 28
    • 4 replies
    • 1.8k views
    • 
    • C. B. Zeller
    • January 30

22. 1099-R codes for excess deferrals and attributable income that is being distributed 4 years after the excess deferrals

    By Sami Nasser, January 21
    • 2 replies
    • 2.4k views
    • 
    • Artie M
    • January 29

23. New CODA Provisions For Existing Profit Sharing Plan

    By Lucky32, January 28
    • 1 reply
    • 635 views
    • 
    • WCC
    • January 28

24. RMD and CARES Act

    By casey72, January 27
    • 1 reply
    • 715 views
    • 
    • CuseFan
    • January 28

25. Sole-prop - deferral election

    By Jakyasar, January 28
    • 1 reply
    • 562 views
    • 
    • CuseFan
    • January 28

26. Does a Solo 401(k) plan’s user know she needs a TPA’s help?

    By Peter Gulia, January 23
    • 17 replies
    • 2.3k views
    • 
    • FormsRstillmylife
    • January 26

27. Enrollment Material Deadlines & MDOs - What are the regs?

    By OrderOfOps, January 23
    • 3 replies
    • 783 views
    • 
    • Peter Gulia
    • January 23

28. Owners Getting Paid via 1099 & Participating in Plan

    By metsfan026, January 15
    • 12 replies
    • 1.3k views
    • 
    • Bri
    • January 23

29. Considered Compensation from W2

    By ratherbereading, January 7   

    • w2 compensation
    • 5 replies
    • 5.7k views
    • 
    • TPABob
    • January 21

30. exclude SOME union employees?

    By AlbanyConsultant, January 16
    • 3 replies
    • 1.1k views
    • 
    • CuseFan
    • January 19

31. Excluded Employee - Top Heavy

    By Vlad401k, January 15
    • 4 replies
    • 3.2k views
    • 
    • John Feldt ERPA CPC QPA
    • January 18

32. Prevailing wage in a safe harbor 401(k) plan

    By Just Tri, January 16
    • 1 reply
    • 668 views
    • 
    • Bri
    • January 16

33. Indirect ownership

    By MGOAdmin, January 15
    • 0 replies
    • 520 views
    • 
    • MGOAdmin
    • January 15

34. 80/120 Rule

    By BPG916, January 14
    • 4 replies
    • 1k views
    • 
    • david rigby
    • January 15

35. A Real Problem

    By rblum50, January 13
    • 9 replies
    • 1.5k views
    • 
    • Tax ERISA Thoughts
    • January 14

36. Cashing Out Stock Options (Rather than Exercising) and 415 Compensation Definition

    By 401 Chaos, July 31, 2015
    • 5 replies
    • 2.2k views
    • 
    • KMMB
    • January 13

37. Income Tax Withholding on Elective Deferrals

    By M_2015, January 13
    • 4 replies
    • 4.6k views
    • 
    • Peter Gulia
    • January 13

38. Will recordkeepers be ready to process the saver’s match?

    By Peter Gulia, January 12
    • 5 replies
    • 1.2k views
    • 
    • Peter Gulia
    • January 13

39. Contributions and matching after 401(a)(17) limit has been reached?

    By MD-Benefits Guy, October 1, 2025
    • 13 replies
    • 5.2k views
    • 
    • Paul I
    • January 12

40. Failed 414s test in safe harbor plan

    By 30Rock, December 17, 2025
    • 3 replies
    • 1k views
    • 
    • Kevin C
    • January 11

41. Mistake of Fact for multiemployer plan

    By roy819, January 9
    • 1 reply
    • 932 views
    • 
    • Peter Gulia
    • January 9

42. Can Plan just disappear?

    By TPApril, December 16, 2025
    • 12 replies
    • 1.5k views
    • 
    • Lou S.
    • January 9

43. Partial Plan Termination - No Account Balance

    By Vlad401k, January 7
    • 1 reply
    • 686 views
    • 
    • Paul I
    • January 9

44. Removing Participating Employer as of Purchase Date

    By khn, January 5
    • 8 replies
    • 1.5k views
    • 
    • Artie M
    • January 7

45. Wife of Highly Paid Individual

    By Pixie, January 5
    • 2 replies
    • 1.1k views
    • 
    • Peter Gulia
    • January 5

46. Last date to change SH Match to SH Nonelective

    By ConnieStorer, December 29, 2025
    • 12 replies
    • 2.2k views
    • 
    • austin3515
    • January 5

47. 2 Partners only in LLC taxed as an S Corp.

    By DDB BN, December 22, 2025
    • 11 replies
    • 1.8k views
    • 
    • DDB BN
    • December 24, 2025

48. 401(k) Plan Mega Roth Backdoor After Tax Contributions

    By Vikram Aurora, QPA, QKC, December 17, 2025
    • 19 replies
    • 6.5k views
    • 
    • AlbanyConsultant
    • December 23, 2025

49. financial advisor buys their client... and is still getting paid

    By AlbanyConsultant, December 22, 2025
    • 1 reply
    • 995 views
    • 
    • Peter Gulia
    • December 23, 2025

50. Adding QACA to an existing safe harbor match plan

    By Santo Gold, December 19, 2025
    • 0 replies
    • 589 views
    • 
    • Santo Gold
    • December 19, 2025