401(k) Plans

19,526 topics in this forum

1. Life Insurance Rollovers

   By 401k Conundrums, May 28
   • 9 replies
   • 1.8k views
   • 
   • FPGuy
   • June 10

2. Excess Contribution - Safe Match must be Funded

   By Vlad401k, June 5
   • 7 replies
   • 995 views
   • 
   • Artie M
   • June 9

3. switching from 5500-SF to full 5500

   By Pixie, February 4
   • 3 replies
   • 1.1k views
   • 
   • BG5150
   • June 9

4. Mid-Year Change for 401(k) Safe Harbor

   By Transplant, January 13
   • 5 replies
   • 2.9k views
   • 
   • justanotheradmin
   • June 9

5. Form 5500 - Schedule D Reporting

   By FishOn, May 26
   • 4 replies
   • 1.3k views
   • 
   • Cherry Park Advisory
   • June 9

6. 5500-EZ Penalty Relief Program--Question

   By marco100, February 15
   • 4 replies
   • 1.6k views
   • 
   • marco100
   • June 6

7. Participant loans - part of a vested balance or no?

   By blguest, June 2
   • 6 replies
   • 1.9k views
   • 
   • QDROphile
   • June 4

8. “To the person I am married to at the time of my death”

   By Peter Gulia, June 2
   • 9 replies
   • 1.5k views
   • 
   • Peter Gulia
   • June 4

9. Loan Repayment

   By Bruce1, June 2
   • 5 replies
   • 1.3k views
   • 
   • fmsinc
   • June 4

10. Safe Harbor Nonelective contribution required with 1.401(a)4-11(g) Amendment?

    By Dougsbpc, June 3
    • 1 reply
    • 632 views
    • 
    • Bri
    • June 3

11. partners forgot to deposit deferrals

    By AlbanyConsultant, June 1
    • 15 replies
    • 1.8k views
    • 
    • David D
    • June 2

12. ASC documents?

    By J Simmons, May 12
    • 1 reply
    • 502 views
    • 
    • J Simmons
    • June 2

13. How shifting(borrowing) works for the following ACP failure?

    By Sarah73, June 1
    • 2 replies
    • 775 views
    • 
    • Bri
    • June 2

14. Question for the TPA / DC compliance folks here

    By Itsamario, June 1
    • 0 replies
    • 721 views
    • 
    • Itsamario
    • June 1

15. Hardship Withdrawal for Primary Residence

    By EPCRSGuru, May 27
    • 4 replies
    • 1.2k views
    • 
    • Brenda Wren
    • May 29

16. Principal Residence for Hardship Distribution - travel trailer

    By TPA Bob, May 21
    • 5 replies
    • 1.2k views
    • 
    • Peter Gulia
    • May 21

17. SH dual eligibility and TH question

    By BG5150, May 19
    • 3 replies
    • 774 views
    • 
    • Bri
    • May 21

18. 401k correct fix for example below

    By HRagain, May 18
    • 5 replies
    • 1k views
    • 
    • John Feldt ERPA CPC QPA
    • May 21

19. Date of Entry

    By 52626, April 28
    • 6 replies
    • 1.4k views
    • 
    • Bruce1
    • May 20

20. Determination of compensation for Roth catch-up for 2026

    By Jakyasar, May 18
    • 7 replies
    • 1.3k views
    • 
    • Peter Gulia
    • May 19

21. 2024 Non Elective Safe Harbor not deposited

    By D Lewis, May 15
    • 7 replies
    • 1.3k views
    • 
    • BG5150
    • May 18

22. Roth catch-up wage limit

    By Tom, May 14
    • 3 replies
    • 1.1k views
    • 
    • 401kology
    • May 15

23. Which recordkeepers have implemented self-certifying hardship claims?

    By Peter Gulia, May 14
    • 2 replies
    • 910 views
    • 
    • Peter Gulia
    • May 14

24. Terminated EE Wants to Return the Distribution from Her 401k Plan

    By ratherbereading, May 13   

    • distribution; 401k plan
    • 4 replies
    • 1.1k views
    • 
    • fmsinc
    • May 13

25. CPA firm using an APS model

    By D Lewis, April 27
    • 4 replies
    • 1.2k views
    • 
    • D Lewis
    • May 13

26. After-tax Contributions and the ACP Test

    By Numbers789, May 11
    • 1 reply
    • 703 views
    • 
    • CuseFan
    • May 12

27. 401k Plan with Discretionary PS - ok to disregard Failed Gateway?

    By TripleDoubleStamp, April 28
    • 3 replies
    • 988 views
    • 
    • BG5150
    • May 1

28. Switching from participant directed to pooled account

    By Jakyasar, April 30
    • 1 reply
    • 671 views
    • 
    • Bri
    • April 30

29. Rehire - Consecutive Service

    By TH 401k, April 28
    • 3 replies
    • 926 views
    • 
    • Artie M
    • April 29

30. 401K PLAN ELIGIBLE, COMPANY NEGLECTED TO OFFER

    By Mimi, April 24
    • 9 replies
    • 1.3k views
    • 
    • Mimi
    • April 28

31. Self Employed Individual with Net Income of Zero

    By DPSRich, April 27
    • 2 replies
    • 935 views
    • 
    • DPSRich
    • April 28

32. Employer Roth Contributions

    By Tom, April 27
    • 2 replies
    • 1.3k views
    • 
    • Artie M
    • April 27

33. Two plans with different eligibility

    By D Lewis, April 22
    • 3 replies
    • 1k views
    • 
    • D Lewis
    • April 27

34. Profit-Sharing Deductibility

    By Bruce1, April 9
    • 4 replies
    • 1.3k views
    • 
    • Bruce1
    • April 27

35. Beneficiary - Trust

    By TinaW, April 23
    • 1 reply
    • 868 views
    • 
    • Artie M
    • April 24

36. ADP/ACP - QNEC question

    By roy819, April 23
    • 1 reply
    • 962 views
    • 
    • C. B. Zeller
    • April 24

37. Tricky Rehire Question

    By HTO, April 23
    • 2 replies
    • 848 views
    • 
    • Paul I
    • April 24

38. Starting Up a 401k Plan After Terminating a DB Plan

    By mming, April 22
    • 1 reply
    • 776 views
    • 
    • Bill Presson
    • April 22

39. Previously Frozen Plan Restated into Active 401k: Rehired Employee Eligible?

    By cheersmate, April 10
    • 11 replies
    • 1.5k views
    • 
    • Paul I
    • April 22

40. Adding SH to plan mid-year, any good resources

    By BG5150, April 21
    • 3 replies
    • 810 views
    • 
    • C. B. Zeller
    • April 21

41. Insurance contract payment made to Trustee

    By BG5150, April 17
    • 6 replies
    • 1.4k views
    • 
    • ErnieG
    • April 20

42. Two 401(k) Plans Under Common Ownership – 410(b) and ADP Testing

    By notapensiongeek, April 14
    • 6 replies
    • 1.1k views
    • 
    • rocknrolls2
    • April 16

43. Return of excess deferral... Prepare a 1099-R for 2025?

    By Basically, April 10
    • 7 replies
    • 1.9k views
    • 
    • R Griffith
    • April 14

44. Complicated question on 401k Compensation and Stock Compensation

    By MD-Benefits Guy, April 10
    • 2 replies
    • 1.2k views
    • 
    • Artie M
    • April 14

45. 1065 K1 Partners / Schedule C Proprietors / Plan Assets

    By austin3515, April 10
    • 10 replies
    • 1.3k views
    • 
    • Peter Gulia
    • April 11

46. opting out... but failing 410b

    By AlbanyConsultant, April 7
    • 18 replies
    • 2.3k views
    • 
    • AlbanyConsultant
    • April 10

47. S-Corp Health Ins--plan comp?

    By BG5150, April 8
    • 3 replies
    • 744 views
    • 
    • Peter Gulia
    • April 8

48. Immediate Vesting - BRF Issue?

    By Vlad401k, April 6
    • 5 replies
    • 1.5k views
    • 
    • Artie M
    • April 7

49. US Citizens Working for Foreign Entity

    By OrderOfOps, April 2
    • 2 replies
    • 899 views
    • 
    • Artie M
    • April 6

50. Top- heavy relief included in SECURE 2.0!!

    By austin3515, December 23, 2022
    • 27 replies
    • 6.9k views
    • 
    • 401kology
    • April 6