401(k) Plans

19,532 topics in this forum

1. SECURE 2.0 Model Amendments

   By youngbenefitslawyer, June 12
   • 1 reply
   • 705 views
   • 
   • Lauren0507
   • June 16

2. Using own forfeiture for own top heavy min

   By TPApril, May 26
   • 13 replies
   • 2.1k views
   • 
   • justanotheradmin
   • June 15

3. Participant Fee Disclosures

   By Pammie57, June 10
   • 4 replies
   • 1.4k views
   • 
   • JonC
   • June 12

4. Leased Employees- Partial Plan Termination

   By Coleboy1, June 12
   • 2 replies
   • 1.1k views
   • 
   • Paul I
   • June 12

5. Is there a missed deferral opportunity?

   By PensionPro, June 10
   • 5 replies
   • 1.1k views
   • 
   • BG5150
   • June 12

6. 401k Plan Referral with No Plan Document In Place

   By Emily, June 9
   • 7 replies
   • 1.5k views
   • 
   • Paul I
   • June 11

7. Failed ADP test discovered late

   By ConnieStorer, June 8
   • 8 replies
   • 1.8k views
   • 
   • ConnieStorer
   • June 11

8. Life Insurance Rollovers

   By 401k Conundrums, May 28
   • 9 replies
   • 1.8k views
   • 
   • FPGuy
   • June 10

9. Excess Contribution - Safe Match must be Funded

   By Vlad401k, June 5
   • 7 replies
   • 1.1k views
   • 
   • Artie M
   • June 9

10. switching from 5500-SF to full 5500

    By Pixie, February 4
    • 3 replies
    • 1.2k views
    • 
    • BG5150
    • June 9

11. Mid-Year Change for 401(k) Safe Harbor

    By Transplant, January 13
    • 5 replies
    • 2.9k views
    • 
    • justanotheradmin
    • June 9

12. Form 5500 - Schedule D Reporting

    By FishOn, May 26
    • 4 replies
    • 1.3k views
    • 
    • Cherry Park Advisory
    • June 9

13. 5500-EZ Penalty Relief Program--Question

    By marco100, February 15
    • 4 replies
    • 1.6k views
    • 
    • marco100
    • June 6

14. Participant loans - part of a vested balance or no?

    By blguest, June 2
    • 6 replies
    • 2k views
    • 
    • QDROphile
    • June 4

15. “To the person I am married to at the time of my death”

    By Peter Gulia, June 2
    • 9 replies
    • 1.6k views
    • 
    • Peter Gulia
    • June 4

16. Loan Repayment

    By Bruce1, June 2
    • 5 replies
    • 1.3k views
    • 
    • fmsinc
    • June 4

17. Safe Harbor Nonelective contribution required with 1.401(a)4-11(g) Amendment?

    By Dougsbpc, June 3
    • 1 reply
    • 654 views
    • 
    • Bri
    • June 3

18. partners forgot to deposit deferrals

    By AlbanyConsultant, June 1
    • 15 replies
    • 1.9k views
    • 
    • David D
    • June 2

19. ASC documents?

    By J Simmons, May 12
    • 1 reply
    • 530 views
    • 
    • J Simmons
    • June 2

20. How shifting(borrowing) works for the following ACP failure?

    By Sarah73, June 1
    • 2 replies
    • 809 views
    • 
    • Bri
    • June 2

21. Question for the TPA / DC compliance folks here

    By Itsamario, June 1
    • 0 replies
    • 741 views
    • 
    • Itsamario
    • June 1

22. Hardship Withdrawal for Primary Residence

    By EPCRSGuru, May 27
    • 4 replies
    • 1.3k views
    • 
    • Brenda Wren
    • May 29

23. Principal Residence for Hardship Distribution - travel trailer

    By TPA Bob, May 21
    • 5 replies
    • 1.3k views
    • 
    • Peter Gulia
    • May 21

24. SH dual eligibility and TH question

    By BG5150, May 19
    • 3 replies
    • 804 views
    • 
    • Bri
    • May 21

25. 401k correct fix for example below

    By HRagain, May 18
    • 5 replies
    • 1.1k views
    • 
    • John Feldt ERPA CPC QPA
    • May 21

26. Date of Entry

    By 52626, April 28
    • 6 replies
    • 1.4k views
    • 
    • Bruce1
    • May 20

27. Determination of compensation for Roth catch-up for 2026

    By Jakyasar, May 18
    • 7 replies
    • 1.3k views
    • 
    • Peter Gulia
    • May 19

28. 2024 Non Elective Safe Harbor not deposited

    By D Lewis, May 15
    • 7 replies
    • 1.3k views
    • 
    • BG5150
    • May 18

29. Roth catch-up wage limit

    By Tom, May 14
    • 3 replies
    • 1.2k views
    • 
    • 401kology
    • May 15

30. Which recordkeepers have implemented self-certifying hardship claims?

    By Peter Gulia, May 14
    • 2 replies
    • 939 views
    • 
    • Peter Gulia
    • May 14

31. Terminated EE Wants to Return the Distribution from Her 401k Plan

    By ratherbereading, May 13   

    • distribution; 401k plan
    • 4 replies
    • 1.1k views
    • 
    • fmsinc
    • May 13

32. CPA firm using an APS model

    By D Lewis, April 27
    • 4 replies
    • 1.3k views
    • 
    • D Lewis
    • May 13

33. After-tax Contributions and the ACP Test

    By Numbers789, May 11
    • 1 reply
    • 749 views
    • 
    • CuseFan
    • May 12

34. 401k Plan with Discretionary PS - ok to disregard Failed Gateway?

    By TripleDoubleStamp, April 28
    • 3 replies
    • 1k views
    • 
    • BG5150
    • May 1

35. Switching from participant directed to pooled account

    By Jakyasar, April 30
    • 1 reply
    • 702 views
    • 
    • Bri
    • April 30

36. Rehire - Consecutive Service

    By TH 401k, April 28
    • 3 replies
    • 959 views
    • 
    • Artie M
    • April 29

37. 401K PLAN ELIGIBLE, COMPANY NEGLECTED TO OFFER

    By Mimi, April 24
    • 9 replies
    • 1.4k views
    • 
    • Mimi
    • April 28

38. Self Employed Individual with Net Income of Zero

    By DPSRich, April 27
    • 2 replies
    • 963 views
    • 
    • DPSRich
    • April 28

39. Employer Roth Contributions

    By Tom, April 27
    • 2 replies
    • 1.3k views
    • 
    • Artie M
    • April 27

40. Two plans with different eligibility

    By D Lewis, April 22
    • 3 replies
    • 1k views
    • 
    • D Lewis
    • April 27

41. Profit-Sharing Deductibility

    By Bruce1, April 9
    • 4 replies
    • 1.3k views
    • 
    • Bruce1
    • April 27

42. Beneficiary - Trust

    By TinaW, April 23
    • 1 reply
    • 931 views
    • 
    • Artie M
    • April 24

43. ADP/ACP - QNEC question

    By roy819, April 23
    • 1 reply
    • 993 views
    • 
    • C. B. Zeller
    • April 24

44. Tricky Rehire Question

    By HTO, April 23
    • 2 replies
    • 890 views
    • 
    • Paul I
    • April 24

45. Starting Up a 401k Plan After Terminating a DB Plan

    By mming, April 22
    • 1 reply
    • 822 views
    • 
    • Bill Presson
    • April 22

46. Previously Frozen Plan Restated into Active 401k: Rehired Employee Eligible?

    By cheersmate, April 10
    • 11 replies
    • 1.6k views
    • 
    • Paul I
    • April 22

47. Adding SH to plan mid-year, any good resources

    By BG5150, April 21
    • 3 replies
    • 837 views
    • 
    • C. B. Zeller
    • April 21

48. Insurance contract payment made to Trustee

    By BG5150, April 17
    • 6 replies
    • 1.4k views
    • 
    • ErnieG
    • April 20

49. Two 401(k) Plans Under Common Ownership – 410(b) and ADP Testing

    By notapensiongeek, April 14
    • 6 replies
    • 1.2k views
    • 
    • rocknrolls2
    • April 16

50. Return of excess deferral... Prepare a 1099-R for 2025?

    By Basically, April 10
    • 7 replies
    • 2k views
    • 
    • R Griffith
    • April 14