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Posted

I should know this - but, a plan participant in a 401k plan took a full distribution in February as she was a terminated participant then.  She is returning to work now and wants to return the funds to her NW account.  She was 100% vested.  Is this possible?  I am thinking no.  TYIA! 

4 out of 3 people struggle with math

  • Lois Baker changed the title to Terminated EE Wants to Return the Distribution from Her 401k Plan
Posted

Your "thinking" and any opinions here are probably not the best source of information.   😄

Does the plan allow anything like a "return"?  Does the plan accept a rollover from any other source?

I'm a retirement actuary. Nothing about my comments is intended or should be construed as investment, tax, legal or accounting advice. Occasionally, but not all the time, it might be reasonable to interpret my comments as actuarial or consulting advice.

Posted

Thanks, David.  Yes, the plan allows for rollovers from another qualified retirment plan or an IRA. The document does not address returns. 

4 out of 3 people struggle with math

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