401(k) Plans

19,487 topics in this forum

1. Dual eligibility for different classes

   By 30Rock, June 16
   • 8 replies
   • 676 views
   • 
   • FORMER ESQ.
   • June 18

2. Compensation Ratio Testing - Pre-entry Compensation

   By ERISAtoday, June 16
   • 0 replies
   • 350 views
   • 
   • ERISAtoday
   • June 16

3. SECURE 2.0 Model Amendments

   By youngbenefitslawyer, June 12
   • 1 reply
   • 417 views
   • 
   • Lauren0507
   • June 16

4. Using own forfeiture for own top heavy min

   By TPApril, May 26
   • 13 replies
   • 1.2k views
   • 
   • justanotheradmin
   • June 15

5. Participant Fee Disclosures

   By Pammie57, June 10
   • 4 replies
   • 897 views
   • 
   • JonC
   • June 12

6. Leased Employees- Partial Plan Termination

   By Coleboy1, June 12
   • 2 replies
   • 631 views
   • 
   • Paul I
   • June 12

7. Is there a missed deferral opportunity?

   By PensionPro, June 10
   • 5 replies
   • 620 views
   • 
   • BG5150
   • June 12

8. 401k Plan Referral with No Plan Document In Place

   By Emily, June 9
   • 7 replies
   • 1.1k views
   • 
   • Paul I
   • June 11

9. Failed ADP test discovered late

   By ConnieStorer, June 8
   • 8 replies
   • 929 views
   • 
   • ConnieStorer
   • June 11

10. Life Insurance Rollovers

    By 401k Conundrums, May 28
    • 9 replies
    • 1.2k views
    • 
    • FPGuy
    • June 10

11. Excess Contribution - Safe Match must be Funded

    By Vlad401k, June 5
    • 7 replies
    • 620 views
    • 
    • Artie M
    • June 9

12. switching from 5500-SF to full 5500

    By Pixie, February 4
    • 3 replies
    • 798 views
    • 
    • BG5150
    • June 9

13. Mid-Year Change for 401(k) Safe Harbor

    By Transplant, January 13
    • 5 replies
    • 2.4k views
    • 
    • justanotheradmin
    • June 9

14. Form 5500 - Schedule D Reporting

    By FishOn, May 26
    • 4 replies
    • 917 views
    • 
    • Cherry Park Advisory
    • June 9

15. 5500-EZ Penalty Relief Program--Question

    By marco100, February 15
    • 4 replies
    • 1.1k views
    • 
    • marco100
    • June 6

16. Participant loans - part of a vested balance or no?

    By blguest, June 2
    • 6 replies
    • 1.2k views
    • 
    • QDROphile
    • June 4

17. “To the person I am married to at the time of my death”

    By Peter Gulia, June 2
    • 9 replies
    • 888 views
    • 
    • Peter Gulia
    • June 4

18. Loan Repayment

    By Bruce1, June 2
    • 5 replies
    • 759 views
    • 
    • fmsinc
    • June 4

19. Safe Harbor Nonelective contribution required with 1.401(a)4-11(g) Amendment?

    By Dougsbpc, June 3
    • 1 reply
    • 389 views
    • 
    • Bri
    • June 3

20. partners forgot to deposit deferrals

    By AlbanyConsultant, June 1
    • 15 replies
    • 1.4k views
    • 
    • David D
    • June 2

21. ASC documents?

    By J Simmons, May 12
    • 1 reply
    • 275 views
    • 
    • J Simmons
    • June 2

22. How shifting(borrowing) works for the following ACP failure?

    By Sarah73, June 1
    • 2 replies
    • 402 views
    • 
    • Bri
    • June 2

23. Question for the TPA / DC compliance folks here

    By Itsamario, June 1
    • 0 replies
    • 553 views
    • 
    • Itsamario
    • June 1

24. Hardship Withdrawal for Primary Residence

    By EPCRSGuru, May 27
    • 4 replies
    • 875 views
    • 
    • Brenda Wren
    • May 29

25. Principal Residence for Hardship Distribution - travel trailer

    By TPA Bob, May 21
    • 5 replies
    • 847 views
    • 
    • Peter Gulia
    • May 21

26. SH dual eligibility and TH question

    By BG5150, May 19
    • 3 replies
    • 457 views
    • 
    • Bri
    • May 21

27. 401k correct fix for example below

    By HRagain, May 18
    • 5 replies
    • 746 views
    • 
    • John Feldt ERPA CPC QPA
    • May 21

28. Date of Entry

    By 52626, April 28
    • 6 replies
    • 812 views
    • 
    • Bruce1
    • May 20

29. Determination of compensation for Roth catch-up for 2026

    By Jakyasar, May 18
    • 7 replies
    • 834 views
    • 
    • Peter Gulia
    • May 19

30. 2024 Non Elective Safe Harbor not deposited

    By D Lewis, May 15
    • 7 replies
    • 879 views
    • 
    • BG5150
    • May 18

31. Roth catch-up wage limit

    By Tom, May 14
    • 3 replies
    • 674 views
    • 
    • 401kology
    • May 15

32. Which recordkeepers have implemented self-certifying hardship claims?

    By Peter Gulia, May 14
    • 2 replies
    • 659 views
    • 
    • Peter Gulia
    • May 14

33. Terminated EE Wants to Return the Distribution from Her 401k Plan

    By ratherbereading, May 13   

    • distribution; 401k plan
    • 4 replies
    • 742 views
    • 
    • fmsinc
    • May 13

34. CPA firm using an APS model

    By D Lewis, April 27
    • 4 replies
    • 781 views
    • 
    • D Lewis
    • May 13

35. After-tax Contributions and the ACP Test

    By Numbers789, May 11
    • 1 reply
    • 497 views
    • 
    • CuseFan
    • May 12

36. 401k Plan with Discretionary PS - ok to disregard Failed Gateway?

    By TripleDoubleStamp, April 28
    • 3 replies
    • 617 views
    • 
    • BG5150
    • May 1

37. Switching from participant directed to pooled account

    By Jakyasar, April 30
    • 1 reply
    • 466 views
    • 
    • Bri
    • April 30

38. Rehire - Consecutive Service

    By TH 401k, April 28
    • 3 replies
    • 627 views
    • 
    • Artie M
    • April 29

39. 401K PLAN ELIGIBLE, COMPANY NEGLECTED TO OFFER

    By Mimi, April 24
    • 9 replies
    • 908 views
    • 
    • Mimi
    • April 28

40. Self Employed Individual with Net Income of Zero

    By DPSRich, April 27
    • 2 replies
    • 688 views
    • 
    • DPSRich
    • April 28

41. Employer Roth Contributions

    By Tom, April 27
    • 2 replies
    • 888 views
    • 
    • Artie M
    • April 27

42. Two plans with different eligibility

    By D Lewis, April 22
    • 3 replies
    • 788 views
    • 
    • D Lewis
    • April 27

43. Profit-Sharing Deductibility

    By Bruce1, April 9
    • 4 replies
    • 745 views
    • 
    • Bruce1
    • April 27

44. Beneficiary - Trust

    By TinaW, April 23
    • 1 reply
    • 521 views
    • 
    • Artie M
    • April 24

45. ADP/ACP - QNEC question

    By roy819, April 23
    • 1 reply
    • 641 views
    • 
    • C. B. Zeller
    • April 24

46. Tricky Rehire Question

    By HTO, April 23
    • 2 replies
    • 601 views
    • 
    • Paul I
    • April 24

47. Starting Up a 401k Plan After Terminating a DB Plan

    By mming, April 22
    • 1 reply
    • 529 views
    • 
    • Bill Presson
    • April 22

48. Previously Frozen Plan Restated into Active 401k: Rehired Employee Eligible?

    By cheersmate, April 10
    • 11 replies
    • 1k views
    • 
    • Paul I
    • April 22

49. Adding SH to plan mid-year, any good resources

    By BG5150, April 21
    • 3 replies
    • 599 views
    • 
    • C. B. Zeller
    • April 21

50. Insurance contract payment made to Trustee

    By BG5150, April 17
    • 6 replies
    • 1.1k views
    • 
    • ErnieG
    • April 20