401(k) Plans

19,466 topics in this forum

1. SH dual eligibility and TH question

   By BG5150, May 19
   • 3 replies
   • 363 views
   • 
   • Bri
   • May 21

2. 401k correct fix for example below

   By HRagain, May 18
   • 5 replies
   • 611 views
   • 
   • John Feldt ERPA CPC QPA
   • May 21

3. Date of Entry

   By 52626, April 28
   • 6 replies
   • 655 views
   • 
   • Bruce1
   • May 20

4. Determination of compensation for Roth catch-up for 2026

   By Jakyasar, May 18
   • 7 replies
   • 702 views
   • 
   • Peter Gulia
   • May 19

5. 2024 Non Elective Safe Harbor not deposited

   By D Lewis, May 15
   • 7 replies
   • 727 views
   • 
   • BG5150
   • May 18

6. Roth catch-up wage limit

   By Tom, May 14
   • 3 replies
   • 494 views
   • 
   • 401kology
   • May 15

7. Which recordkeepers have implemented self-certifying hardship claims?

   By Peter Gulia, May 14
   • 2 replies
   • 583 views
   • 
   • Peter Gulia
   • May 14

8. Terminated EE Wants to Return the Distribution from Her 401k Plan

   By ratherbereading, May 13   

   • distribution; 401k plan
   • 4 replies
   • 619 views
   • 
   • fmsinc
   • May 13

9. CPA firm using an APS model

   By D Lewis, April 27
   • 4 replies
   • 623 views
   • 
   • D Lewis
   • May 13

10. After-tax Contributions and the ACP Test

    By Numbers789, May 11
    • 1 reply
    • 437 views
    • 
    • CuseFan
    • May 12

11. 401k Plan with Discretionary PS - ok to disregard Failed Gateway?

    By TripleDoubleStamp, April 28
    • 3 replies
    • 521 views
    • 
    • BG5150
    • May 1

12. Switching from participant directed to pooled account

    By Jakyasar, April 30
    • 1 reply
    • 396 views
    • 
    • Bri
    • April 30

13. Rehire - Consecutive Service

    By TH 401k, April 28
    • 3 replies
    • 531 views
    • 
    • Artie M
    • April 29

14. 401K PLAN ELIGIBLE, COMPANY NEGLECTED TO OFFER

    By Mimi, April 24
    • 9 replies
    • 745 views
    • 
    • Mimi
    • April 28

15. Self Employed Individual with Net Income of Zero

    By DPSRich, April 27
    • 2 replies
    • 603 views
    • 
    • DPSRich
    • April 28

16. Employer Roth Contributions

    By Tom, April 27
    • 2 replies
    • 791 views
    • 
    • Artie M
    • April 27

17. Two plans with different eligibility

    By D Lewis, April 22
    • 3 replies
    • 669 views
    • 
    • D Lewis
    • April 27

18. Profit-Sharing Deductibility

    By Bruce1, April 9
    • 4 replies
    • 599 views
    • 
    • Bruce1
    • April 27

19. Beneficiary - Trust

    By TinaW, April 23
    • 1 reply
    • 424 views
    • 
    • Artie M
    • April 24

20. ADP/ACP - QNEC question

    By roy819, April 23
    • 1 reply
    • 543 views
    • 
    • C. B. Zeller
    • April 24

21. Tricky Rehire Question

    By HTO, April 23
    • 2 replies
    • 496 views
    • 
    • Paul I
    • April 24

22. Starting Up a 401k Plan After Terminating a DB Plan

    By mming, April 22
    • 1 reply
    • 463 views
    • 
    • Bill Presson
    • April 22

23. Previously Frozen Plan Restated into Active 401k: Rehired Employee Eligible?

    By cheersmate, April 10
    • 11 replies
    • 829 views
    • 
    • Paul I
    • April 22

24. Adding SH to plan mid-year, any good resources

    By BG5150, April 21
    • 3 replies
    • 493 views
    • 
    • C. B. Zeller
    • April 21

25. Insurance contract payment made to Trustee

    By BG5150, April 17
    • 6 replies
    • 890 views
    • 
    • ErnieG
    • April 20

26. Two 401(k) Plans Under Common Ownership – 410(b) and ADP Testing

    By notapensiongeek, April 14
    • 6 replies
    • 630 views
    • 
    • rocknrolls2
    • April 16

27. Return of excess deferral... Prepare a 1099-R for 2025?

    By Basically, April 10
    • 7 replies
    • 1.1k views
    • 
    • R Griffith
    • April 14

28. Complicated question on 401k Compensation and Stock Compensation

    By MD-Benefits Guy, April 10
    • 2 replies
    • 772 views
    • 
    • Artie M
    • April 14

29. 1065 K1 Partners / Schedule C Proprietors / Plan Assets

    By austin3515, April 10
    • 10 replies
    • 665 views
    • 
    • Peter Gulia
    • April 11

30. opting out... but failing 410b

    By AlbanyConsultant, April 7
    • 18 replies
    • 1.3k views
    • 
    • AlbanyConsultant
    • April 10

31. Who Files Form 945

    By ratherbereading, April 9
    • 2 replies
    • 1.1k views
    • 
    • Paul I
    • April 9

32. S-Corp Health Ins--plan comp?

    By BG5150, April 8
    • 3 replies
    • 452 views
    • 
    • Peter Gulia
    • April 8

33. Immediate Vesting - BRF Issue?

    By Vlad401k, April 6
    • 5 replies
    • 907 views
    • 
    • Artie M
    • April 7

34. US Citizens Working for Foreign Entity

    By OrderOfOps, April 2
    • 2 replies
    • 498 views
    • 
    • Artie M
    • April 6

35. Top- heavy relief included in SECURE 2.0!!

    By austin3515, December 23, 2022
    • 27 replies
    • 5.6k views
    • 
    • 401kology
    • April 6

36. The "Golden Age" of 401(k) Investments

    By austin3515, March 30
    • 15 replies
    • 1.1k views
    • 
    • Peter Gulia
    • April 4

37. E*TRADE PROTOTYPE STANDARD PSP

    By Gina Alsdorf, March 31
    • 9 replies
    • 697 views
    • 
    • Jakyasar
    • April 3

38. Deferrals Made Before Employee Was a Participant

    By mming, April 1
    • 3 replies
    • 670 views
    • 
    • John Feldt ERPA CPC QPA
    • April 3

39. employer contributions Roth employer contributions - Availability & Scope of practice advice

    By Miles Leech, April 1
    • 5 replies
    • 745 views
    • 
    • Kac1214
    • April 2

40. HPI and lowering S-corp owner's W-2 compensation

    By AlbanyConsultant, March 26
    • 7 replies
    • 1.1k views
    • 
    • AlbanyConsultant
    • April 2

41. Correcting Safe Harbor Plan under EPCRS

    By HTO, March 31
    • 2 replies
    • 872 views
    • 
    • HTO
    • April 1

42. Incorrect 401k contribution - mistake of fact

    By roy819, March 30
    • 3 replies
    • 1.3k views
    • 
    • BG5150
    • March 30

43. No Match on Catch Up with Separate Elections

    By 401kology, March 27   

    • catch-up
    • 3 replies
    • 860 views
    • 
    • acm_acm
    • March 30

44. Eligibility - Hours per Month Requirement

    By Vlad401k, March 26
    • 6 replies
    • 641 views
    • 
    • Bill Presson
    • March 26

45. Anyone happen to have 1997-2003 historical annual returns for VFIAX?

    By blguest, March 25   

    • historical data
    • 5 replies
    • 1.6k views
    • 
    • david rigby
    • March 26

46. Owner only 401k plan with no designation of beneficiary

    By DDB BN, March 19
    • 6 replies
    • 1.6k views
    • 
    • Appleby
    • March 22

47. Can Husband / Wife with separate businesses (no employees) set up 1 plan

    By DDB BN, January 29
    • 11 replies
    • 4.9k views
    • 
    • FORMER ESQ.
    • March 21

48. Designating excess deferrals in multiple plans (402g limit)

    By roy819, March 18
    • 3 replies
    • 1.3k views
    • 
    • CuseFan
    • March 19

49. Secure 2.0 Amendment deadline overlap with DC Cycle 4 Restatements

    By RayRay, March 17
    • 2 replies
    • 1.1k views
    • 
    • RayRay
    • March 19

50. Mid year amendment to safe harbor plan

    By 30Rock, March 13
    • 4 replies
    • 793 views
    • 
    • 30Rock
    • March 18