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401(k) Plans

19,486 topics in this forum

  1. Mid-Year Acquisition - Comp for Testing, Top Heavy, & SH Allocation Calculations

    By OrderOfOps,
    • 4 replies
    • 1.8k views

  2. Tips

    By Kay Kruse JPM,
    • 4 replies
    • 1.4k views

  3. DFVC Filing Process

    By metsfan026,
    • 3 replies
    • 1.4k views

  4. FT William Plan Docs - Eligibility Expressed in Days

    By austin3515,
    • 11 replies
    • 2.4k views

  5. Age weighted and 401(a)(4) non discrimination Testing

    By TH 401k,
    • 3 replies
    • 1.1k views
    • Bri
    • Bri

  6. 415(c) and Amended Tax Returns

    By Cephas,
    • 2 replies
    • 1.1k views

  7. insurance paid by deferrals... PS-58 needed?

    By AlbanyConsultant,
    • 5 replies
    • 3.1k views

  8. Is this nondiscriminatory?

    By erisageek1978,
    • 8 replies
    • 1.6k views

  9. Investment Fiduciary

    By austin3515,
    • 2 replies
    • 1k views

  10. About a higher-wage participant’s age-based catch-up, what is an effective opportunity to elect against Roth contributions?

    By Peter Gulia,
    • 3 replies
    • 1k views

  11. 401k participant deceased and beneficiary deceased before any distribution made

    By t.haley,
    • 7 replies
    • 2k views

  12. Participant's deferral election and non cash compensation

    By TPA Bob,
    • 3 replies
    • 1.5k views

  13. Super Catch-up for off-calendar plan year

    By pholosofizer,
    • 2 replies
    • 1.1k views

  14. Controlled Group - Multiple 401k Plans and Nondiscrimination Testing

    By LauraS,   
    • 1 reply
    • 841 views

  15. Loan Basis after Deemed Distribution

    By GU,
    • 0 replies
    • 334 views
    • GU
    • GU

  16. MEP

    By TH 401k,
    • 1 reply
    • 528 views

  17. Company Wants to Leave PEO Plan

    By 401kSteve,
    • 0 replies
    • 498 views

  18. New safe harbor plan

    By PensionPro,
    • 6 replies
    • 1.3k views

  19. Wording of Merger effective date

    By austin3515,
    • 25 replies
    • 4.9k views

  20. Missed Deferral Opportunity? - Controlled Group - $0 Deferral

    By Vlad401k,
    • 3 replies
    • 1.1k views

  21. Trustee Was Killed

    By Coleboy1,
    • 10 replies
    • 2.3k views

  22. 401(k) Plan for Collectively Bargained Employees -- Is ADP/Safe Harbor Language Required?

    By rocknrolls2,
    • 1 reply
    • 769 views

  23. Form 5500 - Mistake On Participant Count (Amended Form Needed?)

    By metsfan026,
    • 3 replies
    • 2.1k views
    • Bri
    • Bri

  24. Mega Back Door Roth

    By thepensionmaven,
    • 4 replies
    • 2.6k views

  25. LTPT in Average Benefit Test

    By Vlad401k,
    • 1 reply
    • 607 views

  26. Terminating from a PEP

    By MATRIX,
    • 1 reply
    • 968 views

  27. 3 months eligibility with 520 hours

    By jsample,
    • 6 replies
    • 7.5k views

  28. Does a recordkeeper have an indicator for whether a participant is an employee or is a self-employed individual?

    By Peter Gulia,
    • 7 replies
    • 1.1k views

  29. Self Employment Income determination

    By Rose,
    • 8 replies
    • 3.7k views

  30. Failed ADP Test, Excess Contributions, Fiscal Years & Taxation

    By TPApril,
    • 1 reply
    • 1.1k views

  31. Catch-ups and Roth availability

    By BG5150,
    • 7 replies
    • 1.4k views

  32. Is $150,000 the limit on 2025 FICA wages before a participant must make 2026 age-based-catch-up elective deferrals as Roth contributions?

    By Peter Gulia,
    • 1 reply
    • 1.5k views

  33. Loans from 401(k) Were for More Than 50% of Vested Balance; How to Fix?

    By MikeB,
    • 2 replies
    • 2.1k views

  34. AE Mandate

    By MATRIX,
    • 7 replies
    • 2.4k views

  35. Form 5500 Extension Requirement

    By metsfan026,
    • 6 replies
    • 3.5k views

  36. Reclassifying safe harbor match contributions?

    By Miles Leech,   
    • 1 reply
    • 1.2k views

  37. Employer Contributions for SIMPLE to 401(k) SECURE 2.0

    By justanotheradmin,
    • 30 replies
    • 7.1k views

  38. Secure 2.0/Cares/CAA addendum

    By Pixie,
    • 2 replies
    • 788 views

  39. 401k Plan - must a QDRO be prepared

    By DDB BN,
    • 14 replies
    • 3.6k views

  40. A higher-paid employee’s catch-up must be Roth deferrals—how to implement?

    By Peter Gulia,
    • 14 replies
    • 2.7k views

  41. Letting some NHCEs in early by name

    By Tonya,
    • 15 replies
    • 2.5k views

  42. When did a merger really happen

    By austin3515,
    • 6 replies
    • 1.5k views

  43. Making Up Missed Roth Contributions

    By metsfan026,
    • 5 replies
    • 1.3k views

  44. ADP Test: can switch from prior to current after EOY

    By TPApril,
    • 2 replies
    • 1.1k views

  45. Late deferral deposits and earnings calculation

    By Tom,
    • 12 replies
    • 3.2k views

  46. Profit Sharing Plan Adding 401(k) Features

    By mming,
    • 3 replies
    • 917 views

  47. Opt-out

    By Bruce1,
    • 3 replies
    • 1.5k views

  48. eligibility question

    By Tom,
    • 3 replies
    • 1.3k views

  49. Company going broke and closing doors. Can't afford safe harbor match

    By Santo Gold,
    • 10 replies
    • 2.3k views

  50. RMD from Roth

    By Brenda Wren,
    • 4 replies
    • 3k views
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