SEP, SARSEP and SIMPLE Plans

1,536 topics in this forum

1. Employer data entry error caused excess employee elective deferrals in SIMPLE IRA — custodian says funds cannot be removed

   By chelseapags, June 16
   • 3 replies
   • 623 views
   • 
   • Artie M
   • June 17

2. Lost Earnings on SIMPLE IRA Employee Deferrals not Deposited Within 7 Business Days?

   By Plan Doc, January 22
   • 1 reply
   • 1.7k views
   • 
   • Artie M
   • January 29

3. SIMPLE IRA and asset sale

   By 30Rock, January 9
   • 0 replies
   • 661 views
   • 
   • 30Rock
   • January 9

4. SEP Eligibility & Entry

   By mjbais1489, December 22, 2025
   • 2 replies
   • 834 views
   • 
   • Appleby
   • December 29, 2025

5. 2026 SIMPLE catch-up limits

   By Ian, November 18, 2025
   • 3 replies
   • 5.7k views
   • 
   • Peter Gulia
   • December 4, 2025

6. Misclassification correction

   By SundanceKid, November 27, 2025
   • 3 replies
   • 716 views
   • 
   • Nichol C
   • December 2, 2025

7. SIMPLE IRA Mid-Year SH 401(k) Under New Plan Sponsor

   By OrderOfOps, November 30, 2025
   • 0 replies
   • 510 views
   • 
   • OrderOfOps
   • November 30, 2025

8. Impose Service Requirement on SIMPLE IRA?

   By Stephanie M., November 13, 2024
   • 5 replies
   • 1.7k views
   • 
   • Bruce1
   • November 3, 2025

9. Setting up a SEP Plan

   By metsfan026, September 25, 2025
   • 3 replies
   • 3.6k views
   • 
   • Bruce1
   • October 1, 2025

10. Simple plan and profit sharing plan

    By 401kWhisperer, September 16, 2025
    • 3 replies
    • 3.6k views
    • 
    • Appleby
    • September 18, 2025

11. Control group Simple IRA

    By Bruce1, September 11, 2025
    • 6 replies
    • 3.6k views
    • 
    • Bruce1
    • September 17, 2025

12. Changing providers mid-year

    By austin3515, July 30, 2025
    • 6 replies
    • 3.4k views
    • 
    • Bruce1
    • September 11, 2025

13. Inadvertent Elective Deferrals to SEP

    By In House Counsel, July 2, 2025
    • 2 replies
    • 1.3k views
    • 
    • PensionPete
    • July 3, 2025

14. Counting 100 employees for a SIMPlE plan

    By Tom, April 29, 2025
    • 1 reply
    • 1.3k views
    • 
    • Peter Gulia
    • April 29, 2025

15. Pre-Existing SEP - First year 5500-EZ Filing for 401(k) Plan

    By Towanda, April 10, 2025
    • 6 replies
    • 3.2k views
    • 
    • Towanda
    • April 10, 2025

16. Terminating SIMPLE IRA or SEP/IRA, followed by new 401(k) Plan

    By Dougsbpc, December 18, 2024
    • 7 replies
    • 4k views
    • 
    • 30Rock
    • April 3, 2025

17. SIMPLE IRA and acquistion

    By 30Rock, April 2, 2025
    • 4 replies
    • 1.6k views
    • 
    • 30Rock
    • April 3, 2025

18. COLA Chart for Smaller Business Owners

    By Gary Lesser, February 23, 2025
    • 2 replies
    • 1.6k views
    • 
    • JRN
    • February 24, 2025

19. SEP and Combo

    By NewBieHere, February 10, 2025
    • 1 reply
    • 1.5k views
    • 
    • CuseFan
    • February 10, 2025

20. Excess contribution to SEP and RMD calculation

    By cathyw, January 22, 2025
    • 3 replies
    • 2k views
    • 
    • Bri
    • January 23, 2025

21. Nonuniform allocation rates in SEP

    By cathyw, January 9, 2025
    • 4 replies
    • 1.6k views
    • 
    • cathyw
    • January 11, 2025

22. Plan Merger with Simple IRA

    By KevinMc, December 6, 2024
    • 2 replies
    • 1.7k views
    • 
    • KevinMc
    • December 6, 2024

23. MEP's and SEP's

    By Kimberly2024, November 14, 2024
    • 5 replies
    • 1.6k views
    • 
    • Bri
    • November 15, 2024

24. Deposits to wrong SEP

    By bzorc, May 23, 2016
    • 6 replies
    • 2.3k views
    • 
    • Sabrina1
    • October 29, 2024

25. Simple IRA severance pay

    By JAS3, August 27, 2024
    • 1 reply
    • 2.3k views
    • 
    • CuseFan
    • August 27, 2024

26. I need a quick accuracy check

    By No longer an APA, March 30, 2024
    • 1 reply
    • 1.8k views
    • 
    • fmsinc
    • April 1, 2024

27. SIMPLE IRA

    By BentoBox, March 27, 2024
    • 6 replies
    • 2.4k views
    • 
    • EBECatty
    • March 28, 2024

28. Business entity change and a SEP

    By Santo Gold, March 19, 2024
    • 1 reply
    • 1.5k views
    • 
    • Dare Johnson
    • March 20, 2024

29. SEP established incorrectly?

    By Barbara, March 15, 2024
    • 3 replies
    • 1.9k views
    • 
    • Barbara
    • March 18, 2024

30. Terminating Simple IRA mid-year with SH 401k 'established and maintained"

    By BentoBox, March 14, 2024
    • 0 replies
    • 1.2k views
    • 
    • BentoBox
    • March 14, 2024

31. Small Employer Fewer than 25 eligible employees - Can they elect the 4% Match under SECURE 2.0

    By 401kology, March 1, 2024   

    • simple ira
    • secure 2.0
    • 2 replies
    • 1.7k views
    • 
    • 401kology
    • March 4, 2024

32. Converting from a SEP to a Simple IRA

    By metsfan026, February 14, 2024
    • 2 replies
    • 3.7k views
    • 
    • Gary Lesser
    • February 18, 2024

33. SIMPLE IRA contributions made not using payroll

    By Cheryl Merritt, December 22, 2023
    • 7 replies
    • 8.5k views
    • 
    • Cheryl Merritt
    • January 2, 2024

34. SIMPLE IRA and non-contributing Solok

    By FishOn, November 14, 2023
    • 7 replies
    • 2.5k views
    • 
    • Bird
    • November 17, 2023

35. 60 day notice for ending SIMPLE IRA? mid-year replacement with SH 401k?

    By justanotheradmin, November 13, 2023   

    • secure 2.0
    • simple ira
    • 0 replies
    • 1.5k views
    • 
    • justanotheradmin
    • November 13, 2023

36. SIMPLE IRA (Roth)

    By M Norton, September 18, 2023   

    • secure 2.0
    • simple ira
    • (and 1 more)

      Tagged with:

      • secure 2.0
      • simple ira
      • roth option
    • 2 replies
    • 2k views
    • 
    • M Norton
    • September 18, 2023

37. Changing SIMPLE IRA from 5304 SIMPLE to 5305 SIMPLE

    By M Norton, September 7, 2023   

    • simple plan restatement
    • simple plan change
    • 0 replies
    • 1.4k views
    • 
    • M Norton
    • September 7, 2023

38. Terminating a SEP using a 5305 Model SEP form

    By Belgarath, August 28, 2023
    • 3 replies
    • 2.3k views
    • 
    • Calavera
    • August 28, 2023

39. SEP documents provided by the big houses

    By Bri, August 15, 2023
    • 2 replies
    • 1.6k views
    • 
    • Appleby
    • August 16, 2023

40. Starting 401(k) and Defined Benefit Plan when a SEP is being "maintained."

    By rblum50, June 28, 2023
    • 2 replies
    • 2.2k views
    • 
    • rblum50
    • July 9, 2023

41. Incorrect deductions for 1/2 year for Simple IRA

    By DR245, June 28, 2023
    • 3 replies
    • 1.5k views
    • 
    • Belgarath
    • June 29, 2023

42. SIMPLE - is the contribution based on correct compensation

    By Jakyasar, April 13, 2023
    • 2 replies
    • 2.1k views
    • 
    • AnnCK
    • April 14, 2023

43. Erroneous "contributions" to SIMPLE 401(k)

    By DMcGovern, April 13, 2023
    • 0 replies
    • 788 views
    • 
    • DMcGovern
    • April 13, 2023

44. Simple IRA for W-2 employees and 1099s

    By Jeannine, January 13, 2023
    • 3 replies
    • 2.9k views
    • 
    • Bri
    • January 16, 2023

45. SIMPLE IRA w/Match, failed to withhold for new employees

    By JHalligan, December 16, 2022
    • 2 replies
    • 2.4k views
    • 
    • JHalligan
    • December 23, 2022

46. SIMPLE Plan for sole proprietor who has passed away

    By Jennifer, December 21, 2022
    • 1 reply
    • 1.2k views
    • 
    • Bird
    • December 21, 2022

47. SEP Conversion?

    By Tinman, December 6, 2022
    • 2 replies
    • 1.5k views
    • 
    • Bird
    • December 6, 2022

48. Simple 401(k) (basics)

    By Basically, November 8, 2022
    • 16 replies
    • 3.2k views
    • 
    • Basically
    • December 1, 2022

49. Open enrollment

    By Doogan, November 9, 2022
    • 2 replies
    • 1.2k views
    • 
    • Doogan
    • November 9, 2022

50. SEP IRA with Multiple Businesses

    By austincpa, August 15, 2022
    • 1 reply
    • 5.6k views
    • 
    • Gary Lesser
    • October 9, 2022