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Is anyone willing to send me a copy of a model ESOP QDRO? 

In Maryland where I practice the law with respect to vested and non-vested 401(a) benefits seem to be an out of step with the manner in which ESOP Administrators are willing the alocate the benefits to the Alternate Payee. 

My email is marylandmediator@gmail.com

Thanks.  

David

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