Distributions and Loans, Other than QDROs

4,195 topics in this forum

1. Charging Participants

   By Dougsbpc, July 30
   • 4 replies
   • 316 views
   • 
   • David D
   • Friday at 04:43 PM

2. RMD - non-calendar year DC plan

   By shERPA, July 28
   • 7 replies
   • 521 views
   • 
   • Peter Gulia
   • July 29

3. POA to distribute to contingent beneficiary

   By AlbanyConsultant, July 22
   • 5 replies
   • 475 views
   • 
   • Peter Gulia
   • July 23

4. For minimum distribution, what date’s ownership counts to determine a 5%-owner?

   By Peter Gulia, August 15, 2025
   • 5 replies
   • 2.7k views
   • 
   • Peter Gulia
   • July 14

5. Undo QDRO distribution rollover to IRA

   By J Simmons, July 8
   • 1 reply
   • 279 views
   • 
   • fmsinc
   • July 9

6. Distribution Code for Excess Deferrals Due to 402(g) Limit in Current Year

   By Vlad401k, June 25
   • 3 replies
   • 519 views
   • 
   • Artie M
   • June 25

7. When must a beneficiary decide her minimum distribution?

   By Peter Gulia, June 3
   • 7 replies
   • 423 views
   • 
   • rocknrolls2
   • June 10

8. RMD to two beneficiaries

   By Lou S., June 2
   • 1 reply
   • 365 views
   • 
   • Peter Gulia
   • June 3

9. Refusing to cash RMD checks because afraid of govt

   By TPApril, May 22
   • 9 replies
   • 1.2k views
   • 
   • 401k Conundrums
   • May 28

10. Expanded ULT Table for RMDs?

    By 00hskrgrl, May 21
    • 1 reply
    • 435 views
    • 
    • C. B. Zeller
    • May 22

11. Hardship Dist Eligibility (sad case)

    By Basically, May 13
    • 10 replies
    • 642 views
    • 
    • Peter Gulia
    • May 16

12. Notify terminees their tiny accounts are being forfeited?

    By TPApril, May 12
    • 16 replies
    • 1.1k views
    • 
    • Peter Gulia
    • May 15

13. Can deceased participant's loan be repaid by spousal beneficiary?

    By AnnCK, May 13
    • 2 replies
    • 754 views
    • 
    • Artie M
    • May 13

14. FT William and IRIS (1099-Rs)

    By AllThingsForGood, May 7
    • 3 replies
    • 409 views
    • 
    • Basically
    • May 13

15. death and the single owner

    By AlbanyConsultant, May 8
    • 1 reply
    • 365 views
    • 
    • Artie M
    • May 11

16. allow a second loan only to certain participants?

    By AlbanyConsultant, March 10
    • 6 replies
    • 5.7k views
    • 
    • Bantais
    • May 6

17. Mandatory cash-out provision limited to those under age 55 at termination of employment

    By ErisaGooroo, April 30   

    • 401(k)
    • mandatory cash out
    • 2 replies
    • 709 views
    • 
    • CuseFan
    • May 1

18. Mandatory Force-out for <$5,000 and attained NRA.

    By Tom, October 18, 2022
    • 8 replies
    • 2.6k views
    • 
    • ErisaGooroo
    • April 29

19. How to Code the 1099-R (After Tax $ converted to Roth)

    By AllThingsForGood, April 14
    • 10 replies
    • 1.1k views
    • 
    • Artie M
    • April 15

20. Honoring Legacy W-4Ps with Flat Dollar Withholding

    By BTG, April 9
    • 2 replies
    • 603 views
    • 
    • BTG
    • April 10

21. Spousal waiver of annuity witnessed remotely

    By Tom, April 2
    • 3 replies
    • 777 views
    • 
    • Peter Gulia
    • April 2

22. How to Handle an Overpayment to a Participant

    By EPCRSGuru, March 25
    • 13 replies
    • 1.2k views
    • 
    • FORMER ESQ.
    • March 26

23. 401k hardship request - Casualty Deduction

    By Santo Gold, March 23
    • 2 replies
    • 1.4k views
    • 
    • ratherbereading
    • March 23

24. discovery of a lie during the divorce proceedings

    By AlbanyConsultant, March 19
    • 5 replies
    • 862 views
    • 
    • david rigby
    • March 20

25. RMD calculation question

    By Kay Kruse JPM, February 23
    • 3 replies
    • 653 views
    • 
    • ErnieG
    • February 24

26. 401k participant dies - who are we dealing with?

    By Santo Gold, February 10
    • 12 replies
    • 4.7k views
    • 
    • ESOP Guy
    • February 12

27. What am I forgetting? - Taking a second 401k participant loan

    By Santo Gold, February 5
    • 9 replies
    • 3.4k views
    • 
    • CuseFan
    • February 9

28. RMD for deceased owner's spouse

    By Renee H, January 26
    • 2 replies
    • 825 views
    • 
    • Renee H
    • January 27

29. See through estate?

    By Bird, December 19, 2025
    • 3 replies
    • 1k views
    • 
    • Peter Gulia
    • December 29, 2025

30. State withholding

    By IsntThisFun, December 23, 2025
    • 3 replies
    • 1k views
    • 
    • Peter Gulia
    • December 23, 2025

31. RMD - Less than 100% vested

    By Vlad401k, December 10, 2025
    • 2 replies
    • 866 views
    • 
    • C. B. Zeller
    • December 16, 2025

32. Loan for primary residence

    By Lou81, November 13, 2025
    • 5 replies
    • 1.2k views
    • 
    • Lou81
    • November 14, 2025

33. Commercial Locator Services

    By Tom Veal, November 13, 2025
    • 2 replies
    • 601 views
    • 
    • Lou S.
    • November 13, 2025

34. Loan for someone on Leave

    By Lou S., October 30, 2025
    • 10 replies
    • 1.5k views
    • 
    • Lou S.
    • November 3, 2025

35. Stopping installment payments?

    By BG5150, July 5, 2024
    • 8 replies
    • 1.8k views
    • 
    • Belgarath
    • October 31, 2025

36. temporarily laid off

    By TPApril, October 29, 2025
    • 5 replies
    • 1.9k views
    • 
    • Artie M
    • October 30, 2025

37. Voluntary After Tax Contribution... Distribution

    By Basically, October 29, 2025
    • 2 replies
    • 647 views
    • 
    • Basically
    • October 30, 2025

38. What maximum repayment period do you like for a participant’s principal-residence loan?

    By Peter Gulia, October 22, 2025
    • 9 replies
    • 1.7k views
    • 
    • Peter Gulia
    • October 28, 2025

39. Rollover of After-Tax Employee Contributions to Roth IRA

    By Vlad401k, September 30, 2025
    • 1 reply
    • 1.1k views
    • 
    • CuseFan
    • September 30, 2025

40. 401k plan: taking a hardship withdrawal after taking a loan

    By Santo Gold, September 26, 2025
    • 3 replies
    • 1.5k views
    • 
    • ratherbereading
    • September 27, 2025

41. Beneficiary for an annuity held by the Trust by unmarried owner

    By TPApril, September 22, 2025
    • 2 replies
    • 1.4k views
    • 
    • Peter Gulia
    • September 24, 2025

42. crossing the line re "advice"?

    By AlbanyConsultant, August 27, 2025
    • 1 reply
    • 3.4k views
    • 
    • QDROphile
    • August 27, 2025

43. Competing claims for distribution of deceased 401k participant - requirement to share documents submitted in appeal to other party

    By t.haley, August 20, 2025
    • 6 replies
    • 1.2k views
    • 
    • david rigby
    • August 22, 2025

44. re-amortize loan before default

    By WCC, August 18, 2025
    • 1 reply
    • 994 views
    • 
    • Lou S.
    • August 18, 2025

45. Loan repayment with ACH

    By ejohnke, February 9, 2024
    • 4 replies
    • 1.8k views
    • 
    • Bantais
    • July 31, 2025

46. Flexibility w/early in-service Roth w/drawals

    By TPApril, July 23, 2025
    • 4 replies
    • 4.4k views
    • 
    • FPGuy
    • July 24, 2025

47. Does a 'Designated Beneficiary' have to be designated in the plan?

    By TPApril, July 18, 2025
    • 5 replies
    • 1.3k views
    • 
    • G8Rs
    • July 19, 2025

48. Loan Offset, Accrued Interest in Pooled Profit Sharing Plan

    By BTH, July 9, 2025
    • 1 reply
    • 887 views
    • 
    • Paul I
    • July 9, 2025

49. Funds accumulated for at least two years: meaning?

    By BG5150, June 13, 2025
    • 5 replies
    • 1.6k views
    • 
    • david rigby
    • June 16, 2025

50. RMD for participant who died in 2017

    By AlbanyConsultant, May 28, 2025
    • 5 replies
    • 1.8k views
    • 
    • Bruce1
    • June 12, 2025