403(b) Plans, Accounts or Annuities

2,058 topics in this forum

1. 403(b) plan terminations....who must be 100% vested?

   By Guest benefitsnewbie, October 23, 2012
   • 0 replies
   • 1.1k views
   • 
   • Guest
   • October 23, 2012

2. Salary reduction contribution

   By joel, May 4, 2012
   • 1 reply
   • 1.1k views
   • 
   • mbozek
   • May 4, 2012

3. Second Edition of Governmental Plans Answer Book Published, November 22, 2006

   By Carol V. Calhoun, December 11, 2006
   • 0 replies
   • 1.1k views
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   • Carol V. Calhoun
   • December 11, 2006

4. 403B Plan to 401k

   By KevinMc, February 7, 2012
   • 2 replies
   • 1k views
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   • rcline46
   • February 7, 2012

5. Limit correction period to 3 years for late deferrals?

   By katieinny, December 9, 2010
   • 0 replies
   • 1k views
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   • katieinny
   • December 9, 2010

6. 403(b) Plan

   By Rai401k, September 28, 2010
   • 1 reply
   • 1k views
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   • Guest
   • September 28, 2010

7. 403b auto enroll formula

   By Santo Gold, October 25, 2022
   • 7 replies
   • 1k views
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   • Santo Gold
   • November 9, 2022

8. 403(b) and SEPs

   By Guest Inhouse ERISA, November 24, 2009
   • 0 replies
   • 1k views
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   • Guest
   • November 24, 2009

9. 8955-SSA & terminated plans

   By Guest M. Pederson, July 29, 2014
   • 1 reply
   • 1k views
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   • Lou S.
   • July 29, 2014

10. Roth Account Transfer to a DB Plan to Purchase Service Credits

    By DTH, June 27, 2011
    • 0 replies
    • 1k views
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    • DTH
    • June 27, 2011

11. Roth and pre tax contributions

    By Nancy D, February 7, 2013
    • 3 replies
    • 1k views
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    • Nancy D
    • February 7, 2013

12. Church Plan

    By oldman63, November 15, 2019
    • 3 replies
    • 1k views
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    • Patricia Neal Jensen
    • July 9, 2020

13. Grandfathered Annuities

    By khn, January 19, 2017
    • 0 replies
    • 1k views
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    • khn
    • January 19, 2017

14. 404 Deductibility Rule and Tax Exempt Sponsor?

    By Patricia Neal Jensen, January 17, 2019   

    • 403(b); 404 deductibility limit
    • 4 replies
    • 1k views
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    • Patricia Neal Jensen
    • January 22, 2019

15. Holding a 403b1 annuity contract in a 403b7 custodial account

    By IHC, October 4, 2018
    • 0 replies
    • 1k views
    • 
    • IHC
    • October 4, 2018

16. 401k and 403b contribution limit

    By Santo Gold, November 15, 2012
    • 3 replies
    • 1k views
    • 
    • Santo Gold
    • November 16, 2012

17. Can a charity get a letter ruling on its 403(b) plan?

    By Peter Gulia, March 6, 2014
    • 2 replies
    • 1k views
    • 
    • Peter Gulia
    • March 6, 2014

18. Can priest elect not to receive profit sharing contribution?

    By Guest Rags, August 23, 2009
    • 2 replies
    • 1k views
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    • mbozek
    • August 25, 2009

19. Professors and Adjuncts - Hours of Service

    By Guest Lane, February 9, 2012
    • 1 reply
    • 1k views
    • 
    • Guest
    • March 26, 2012

20. 403(b)(1), 5500, and small plan

    By Guest Key Lime Pie, March 26, 2010
    • 1 reply
    • 1k views
    • 
    • TLGeer
    • March 27, 2010

21. 403(b) plan merged with 401(a) plan - how to correct

    By taxllm, April 11, 2016
    • 1 reply
    • 1k views
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    • AMDG
    • May 1, 2016

22. Pre 1/1/09 Contracts - Participants Excluded, but not assets

    By austin3515, February 8, 2015
    • 1 reply
    • 1k views
    • 
    • mbozek
    • February 9, 2015

23. non-ERISA 403(b) safe harbor plan

    By R. Butler, November 19, 2014
    • 1 reply
    • 1k views
    • 
    • Kevin C
    • November 20, 2014

24. 403b restatement effective date

    By Megandps, September 12, 2019
    • 1 reply
    • 1k views
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    • Belgarath
    • September 12, 2019

25. Does rollover from tax-deferred 403b to Roth count toward Roth income limit?

    By fiddle, January 10, 2022
    • 4 replies
    • 1k views
    • 
    • fiddle
    • January 13, 2022

26. RMD's from multiple 403 (b) plans

    By Guest philkatz, October 3, 2014
    • 0 replies
    • 1k views
    • 
    • Guest
    • October 3, 2014

27. Late non-ERISA 403(b) creation, then termination?

    By Guest mcleod9, May 1, 2010
    • 0 replies
    • 1k views
    • 
    • Guest
    • May 1, 2010

28. College student exclusion being challengeed by IRS auditor due to summer employment

    By Eve Sav, October 4, 2016   

    • Student Exclusion 403(b)
    • 3 replies
    • 1k views
    • 
    • Belgarath
    • October 5, 2016

29. Rollover contributions by retirees

    By Guest Bosco108, July 13, 2011
    • 2 replies
    • 1k views
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    • masteff
    • July 14, 2011

30. Restate to Terminate 403(b)? 2018 activity

    By Patricia Neal Jensen, April 16, 2018   

    • ppa restatement 403(b)
    • 403(b) termination
    • 4 replies
    • 1k views
    • 
    • Patricia Neal Jensen
    • April 17, 2018

31. 401k to Non ERISA 403b

    By pixmax, September 22, 2020
    • 3 replies
    • 1k views
    • 
    • Patricia Neal Jensen
    • September 23, 2020

32. Start a new 403b because old provider's CDSC is too high?

    By AlbanyConsultant, April 24, 2018
    • 6 replies
    • 1k views
    • 
    • Patricia Neal Jensen
    • May 7, 2018

33. Plan combination

    By Guest M. Pederson, July 13, 2012
    • 1 reply
    • 1k views
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    • ETA Consulting LLC
    • July 13, 2012

34. Non-ERISA Church Plan Auto Enroll

    By cprisco, June 17, 2016
    • 1 reply
    • 1k views
    • 
    • Peter Gulia
    • June 17, 2016

35. 401(a) profit sharing and 403(b) annuity

    By thepensionmaven, June 24, 2019
    • 4 replies
    • 1k views
    • 
    • Belgarath
    • July 3, 2019

36. 403(b) transfers/rollover/exchange

    By Miannette, August 4, 2015
    • 1 reply
    • 1k views
    • 
    • Carol V. Calhoun
    • August 4, 2015

37. Life Insurance In 403(b) For Retired Participant

    By Guest scottyd, March 3, 2015
    • 0 replies
    • 1k views
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    • Guest
    • March 3, 2015

38. 5500 for a 403b plan

    By austin3515, July 7, 2011
    • 2 replies
    • 1k views
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    • austin3515
    • July 7, 2011

39. Which States don't follow Roth tax treatment?

    By Peter Gulia, November 10, 2014   

    • Roth 403(b)
    • 0 replies
    • 1k views
    • 
    • Peter Gulia
    • November 10, 2014

40. pre-2004 contract still receiving contributions

    By Guest Philip2, May 13, 2008
    • 0 replies
    • 1k views
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    • Guest
    • May 13, 2008

41. Anti-cutback problem?

    By Belgarath, October 24, 2019
    • 3 replies
    • 1k views
    • 
    • Belgarath
    • October 29, 2019

42. Is this "coloring outside the lines" too much?

    By Belgarath, May 16, 2025
    • 5 replies
    • 1k views
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    • austin3515
    • May 20, 2025

43. How do I move my 403b investment to my personal Roth account in order to pay the taxes due out of pocket

    By Dick, January 31, 2021
    • 2 replies
    • 1k views
    • 
    • joel
    • March 12, 2021

44. ERISA 403b paired with Non-ERISA 403b

    By RatherBeGolfing, November 12, 2024
    • 4 replies
    • 1k views
    • 
    • RatherBeGolfing
    • November 14, 2024

45. Match based on compensation?

    By Guest sueczer, April 6, 2010
    • 1 reply
    • 1k views
    • 
    • TLGeer
    • April 6, 2010

46. Establishing a 403(b) deadline

    By B21, September 23, 2016
    • 1 reply
    • 1k views
    • 
    • Peter Gulia
    • September 23, 2016

47. SECURE Act 2.0 Section 602

    By austin3515, June 25, 2023
    • 1 reply
    • 990 views
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    • austin3515
    • June 25, 2023

48. Changing the Plan Year

    By Randy Watson, January 9, 2013
    • 0 replies
    • 989 views
    • 
    • Randy Watson
    • January 9, 2013

49. 403(b) - ineligible employee fixes

    By Griswold, March 26, 2019
    • 4 replies
    • 986 views
    • 
    • Griswold
    • March 27, 2019

50. Annuity

    By PS, April 30, 2021
    • 4 replies
    • 978 views
    • 
    • Luke Bailey
    • May 3, 2021