SEP, SARSEP and SIMPLE Plans

1,535 topics in this forum

1. Unaware of holding period, rolled, custodian did not withhold 25% pena

   By Guest Kuryan Thomas, November 15, 2000
   • 1 reply
   • 1.6k views
   • 
   • Gary Lesser
   • December 1, 2000

2. Improper SIMPLE contributions

   By Guest YATPA, May 3, 2005
   • 1 reply
   • 1.6k views
   • 
   • Gary Lesser
   • May 5, 2005

3. SIMPLE Employer match

   By Guest nicola, November 27, 2006
   • 1 reply
   • 1.6k views
   • 
   • WDIK
   • November 27, 2006

4. 'lost' SIMPLE IRA deferrals

   By Tom Poje, August 14, 2002
   • 2 replies
   • 1.6k views
   • 
   • mbozek
   • August 16, 2002

5. SEP / SH401k New Comp in same year

   By Guest Suanne, December 20, 2006
   • 1 reply
   • 1.6k views
   • 
   • Gary Lesser
   • January 19, 2007

6. What recourse do employees have when their SEP contributions taken from pay is not deposited by employer?

   By Guest quietcook, October 29, 2004
   • 4 replies
   • 1.6k views
   • 
   • Guest
   • November 3, 2004

7. any loopholes to the "SIMPLE plan is the only plan" rule?

   By MR, April 23, 2002
   • 4 replies
   • 1.6k views
   • 
   • Appleby
   • April 28, 2002

8. Qualified plan established during year when SIMPLE IRA contributions a

   By Guest FredReilly, May 3, 2000
   • 2 replies
   • 1.6k views
   • 
   • Gary Lesser
   • May 17, 2000

9. Is there a minimum time period for a plan sponsor to have a simple ira in operation.

   By Guest Elfman, June 8, 2005
   • 1 reply
   • 1.5k views
   • 
   • Gary Lesser
   • June 8, 2005

10. Simple Coordination/termination

    By Guest JBALLARINO, October 16, 2001
    • 1 reply
    • 1.5k views
    • 
    • Gary Lesser
    • October 16, 2001

11. SARSEPS and Prior Year ADP Testing.

    By Guest, December 22, 2000
    • 1 reply
    • 1.5k views
    • 
    • Gary Lesser
    • January 4, 2001

12. SIMPLE coordination with 401(k) plan of other employer

    By Guest Lyn Wyatt, October 9, 2001
    • 1 reply
    • 1.5k views
    • 
    • Gary Lesser
    • October 9, 2001

13. Company with SARSEP purchasing Company with 401(k)

    By Guest philc, July 16, 2004
    • 3 replies
    • 1.5k views
    • 
    • Gary Lesser
    • July 22, 2004

14. New SIMPLE Plan

    By Guest rgorman, January 8, 2009
    • 6 replies
    • 1.5k views
    • 
    • Gary Lesser
    • February 3, 2009

15. SARSEP to 401(k) - new deferral election required?

    By masteff, March 14, 2007
    • 2 replies
    • 1.5k views
    • 
    • masteff
    • March 16, 2007

16. Simple and Solo 401k

    By Guest bmurphy, April 4, 2005
    • 2 replies
    • 1.5k views
    • 
    • mbozek
    • April 5, 2005

17. Waiver

    By Guest Ernie Guerriero, May 31, 2001
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • June 8, 2001

18. SARSEP-Coordination with 401(k) Plan

    By Guest ANNEBV, October 9, 1999
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • October 18, 1999

19. Miscalculated Elibility in SIMPLE plan

    By Guest kdp, August 1, 2005
    • 3 replies
    • 1.5k views
    • 
    • Gary Lesser
    • August 3, 2005

20. Disqualification of SARSEP

    By LIBERTYKID, April 23, 2010
    • 2 replies
    • 1.5k views
    • 
    • Gary Lesser
    • May 22, 2010

21. Roth IRA rollable to Qualified Plan ?

    By JAY21, October 12, 2005
    • 1 reply
    • 1.5k views
    • 
    • Alf
    • October 13, 2005

22. SIMPLE IRAS--REMOVAL OF EXCESS EMPLOYER CONTRIBUTIONS

    By Felicia, February 24, 2000
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • February 29, 2000

23. SEP and Profit Sharing Plan

    By DP, March 4, 2002
    • 1 reply
    • 1.5k views
    • 
    • mbozek
    • March 5, 2002

24. Proposed increments to the contribution limits

    By Guest peterpeter, July 10, 1999
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • July 10, 1999

25. Starting 401(k) and Defined Benefit Plan when a SEP is being "maintained."

    By rblum50, June 28, 2023
    • 2 replies
    • 1.5k views
    • 
    • rblum50
    • July 9, 2023

26. SEP for 1 year, then QRP

    By J Simmons, April 4, 2009
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • April 5, 2009

27. H&W Benefit plan coverage on first day of employement

    By Guest John M, May 7, 1999
    • 1 reply
    • 1.5k views
    • 
    • Gary Lesser
    • May 13, 1999

28. Can SEP funds be rolled into Profit Sharing Plan?

    By Lynn Campbell, September 30, 1999
    • 1 reply
    • 1.5k views
    • 
    • Kathy
    • September 30, 1999

29. Family Aggregate Elimination?

    By Guest MALFONI, May 21, 1999
    • 1 reply
    • 1.5k views
    • 
    • Kathy
    • May 21, 1999

30. Net profits required in order to make a SEP contribution?

    By Guest fusiuser, February 14, 2000
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • February 17, 2000

31. 72(t) rule changes-legislative update

    By Appleby, October 3, 2002
    • 1 reply
    • 1.5k views
    • 
    • Gary Lesser
    • October 3, 2002

32. 5305-SEP to 401k plan in same yr; ps start date 1/1?

    By TPApril, September 25, 2019
    • 2 replies
    • 1.5k views
    • 
    • Larry Starr
    • September 25, 2019

33. CAN THEY MAKE A SEP CONTRIBUTION??

    By dmb, December 15, 2000
    • 1 reply
    • 1.5k views
    • 
    • Bill Berke
    • December 18, 2000

34. Off Calendar SEP - Terminating Employees

    By ubermax, August 6, 2014
    • 10 replies
    • 1.5k views
    • 
    • Gary Lesser
    • October 31, 2014

35. SIMPLE IRA 401(k) Controlled Group

    By R. Butler, May 12, 2016
    • 2 replies
    • 1.5k views
    • 
    • Scuba 401
    • January 11, 2021

36. EGTRRA: SEP Limit 25%?

    By Guest Andy Mayo, June 14, 2001
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • June 18, 2001

37. Terminate a PS to start a SIMPLE

    By Guest jetfaninmn, June 22, 2005
    • 3 replies
    • 1.5k views
    • 
    • Gary Lesser
    • July 21, 2005

38. Profit Sharing Contribution deposited to SEP in error

    By Lynn Campbell, December 10, 1999
    • 3 replies
    • 1.5k views
    • 
    • Gary Lesser
    • January 13, 2000

39. Rollovers INTO a Simple IRA

    By pmacduff, September 28, 2001
    • 1 reply
    • 1.5k views
    • 
    • Belgarath
    • September 28, 2001

40. 2011 COLA & Rollover Charts

    By Gary Lesser, October 29, 2010
    • 1 reply
    • 1.5k views
    • 
    • Gary Lesser
    • February 6, 2011

41. Can an individual partner sponsor a SEP?

    By chris, February 19, 2002
    • 1 reply
    • 1.5k views
    • 
    • Appleby
    • February 20, 2002

42. SIMPLE IRA in VCP

    By Guest BED, April 26, 2012
    • 1 reply
    • 1.5k views
    • 
    • Gary Lesser
    • October 9, 2012

43. SARSEP to 401k change

    By Guest PORTE, April 4, 2002
    • 1 reply
    • 1.5k views
    • 
    • Gary Lesser
    • April 25, 2002

44. SEP & traditional IRA

    By ssiesser, April 9, 2015   

    • contribute to both?
    • 1 reply
    • 1.5k views
    • 
    • Bird
    • April 9, 2015

45. Distribution from SEP IRA

    By Guest agordon, December 21, 2004
    • 1 reply
    • 1.5k views
    • 
    • wmyer
    • December 21, 2004

46. SEP in addtion to 403(b)

    By dmb, March 15, 2002
    • 5 replies
    • 1.5k views
    • 
    • Gary Lesser
    • March 22, 2002

47. SEP established incorrectly?

    By Barbara, March 15, 2024
    • 3 replies
    • 1.5k views
    • 
    • Barbara
    • March 18, 2024

48. SIMPLE IRA Plan. Unsure if controlled group poses a problem

    By Guest Dennis Hennessy, December 11, 2001
    • 3 replies
    • 1.5k views
    • 
    • Gary Lesser
    • December 13, 2001

49. Terminated Simple Plan

    By DP, July 14, 2000
    • 2 replies
    • 1.5k views
    • 
    • Gary Lesser
    • August 29, 2000

50. Question about the rule that a firm can't have traditional 401(k) and

    By maverick, March 14, 2002
    • 3 replies
    • 1.5k views
    • 
    • Belgarath
    • March 15, 2002