SEP, SARSEP and SIMPLE Plans

1,534 topics in this forum

1. Must update SEP document for EGTRRA if no further contributions under SEP going to be made?

   By LIBERTYKID, October 1, 2002
   • 11 replies
   • 5.9k views
   • 
   • amadeus229
   • September 18, 2015

2. W-2 Box 13

   By Guest Dion, January 2, 2002
   • 5 replies
   • 5.6k views
   • 
   • Appleby
   • January 3, 2002

3. SIMPLE IRA contributions made not using payroll

   By Cheryl Merritt, December 22, 2023
   • 7 replies
   • 5.6k views
   • 
   • Cheryl Merritt
   • January 2, 2024

4. Terminating Keogh & Adopting SEP -IRA Same Cal Yr

   By Guest kprhok, August 27, 2012
   • 8 replies
   • 5.5k views
   • 
   • Fisher
   • April 1, 2014

5. Excess matching contribution in SIMPLE IRA

   By nancy, November 29, 2000
   • 1 reply
   • 5.5k views
   • 
   • Gary Lesser
   • December 1, 2000

6. can a SEP exclude certain employees and when should benefits begin for new employees?

   By Lori H, March 17, 2005
   • 9 replies
   • 5.3k views
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   • Appleby
   • April 6, 2005

7. Simple IRA and Profit Sharing Plan?

   By Guest snmhanson, June 22, 2008
   • 6 replies
   • 5.3k views
   • 
   • Guest
   • July 11, 2008

8. SIMPLE IRA death settlement

   By Guest Sten Lindquist, July 26, 1999
   • 9 replies
   • 5.3k views
   • 
   • Appleby
   • July 19, 2005

9. Can a small business have 2 SEP Ira accounts?

   By Guest confusedbusiness, October 3, 2009
   • 3 replies
   • 5.2k views
   • 
   • Guest
   • October 6, 2009

10. SIMPLE and 401(k) in a controlled group

    By MarZDoates, August 13, 2013
    • 7 replies
    • 5.2k views
    • 
    • anspai
    • December 14, 2016

11. SEP: Which years are the "immediately preceding 5 years"?

    By jukeboy56, April 17, 2006
    • 2 replies
    • 5.2k views
    • 
    • jukeboy56
    • April 17, 2006

12. Employer's failure to make contributions to SIMPLE IRA Plan

    By Guest nafsbuc, August 20, 2009
    • 3 replies
    • 5.2k views
    • 
    • Kevin C
    • August 24, 2009

13. SEP and new 401k plan same year?

    By Guest Boots, August 10, 2011
    • 5 replies
    • 5.2k views
    • 
    • ETA Consulting LLC
    • August 24, 2011

14. Reporting SEP contributions to IRS

    By Guest nirvana, April 7, 2004
    • 7 replies
    • 5.2k views
    • 
    • Gary Lesser
    • April 9, 2004

15. SIMPLE IRA definition of Compensation

    By Guest ButchElfers, September 5, 2006
    • 3 replies
    • 5.1k views
    • 
    • Gary Lesser
    • September 6, 2006

16. Is amendment to SEP discriminatory?

    By Craig Schiller, March 12, 2013   

    • SEP and ability to amend
    • 15 replies
    • 5.1k views
    • 
    • Belgarath
    • January 2, 2019

17. Correction methods for failing to make SEP contributions for employees

    By Guest, April 13, 2001
    • 10 replies
    • 5k views
    • 
    • Gary Lesser
    • September 24, 2001

18. Simple IRA re-hire/eligibility rules

    By Guest chris4013, December 30, 2003
    • 5 replies
    • 5k views
    • 
    • Gary Lesser
    • November 1, 2010

19. SEP IRA contributions for owner, but not employees?

    By Guest hb95, April 3, 2013
    • 6 replies
    • 5k views
    • 
    • Bird
    • April 4, 2013

20. Terminating a Simple IRA plan and opening a 401k plan

    By Guest gfowler, September 17, 2004
    • 4 replies
    • 4.9k views
    • 
    • Appleby
    • September 18, 2004

21. 2026 SIMPLE catch-up limits

    By Ian, November 18, 2025
    • 3 replies
    • 4.9k views
    • 
    • Peter Gulia
    • December 4, 2025

22. sep vs keogh plan - contributions after age 70.5

    By Guest kprhok, August 8, 2007
    • 2 replies
    • 4.8k views
    • 
    • Guest
    • August 8, 2007

23. Deferral of one-time bonus into SIMPLE

    By Guest bmurphy, July 13, 2005
    • 4 replies
    • 4.8k views
    • 
    • Gary Lesser
    • August 10, 2005

24. SIMPLE IRA - Move from 5305 to 5304

    By MjInvestments, December 3, 2019
    • 2 replies
    • 4.7k views
    • 
    • Appleby
    • December 4, 2019

25. Qualification failure ..... Plan Document Failure...?

    By Guest Moe Howard2, April 19, 2005
    • 24 replies
    • 4.7k views
    • 
    • mbozek
    • May 10, 2005

26. SIMPLE or SEP for freelance income? (first time post)

    By Guest cn22, March 26, 2007
    • 12 replies
    • 4.7k views
    • 
    • Gary Lesser
    • July 20, 2007

27. Company with SIMPLE IRA bought by Company with 401k

    By coleboy, May 16, 2018
    • 7 replies
    • 4.6k views
    • 
    • coleboy
    • May 24, 2018

28. Leased Employees

    By nancy, November 27, 2001
    • 7 replies
    • 4.6k views
    • 
    • Moe Howard
    • November 30, 2001

29. SEP AND CASH BALANCE PLANS

    By gcrechale, April 1, 2019   

    • sep cash balance
    • 5 replies
    • 4.6k views
    • 
    • Flyboyjohn
    • April 3, 2019

30. SEP IRA with Multiple Businesses

    By austincpa, August 15, 2022
    • 1 reply
    • 4.5k views
    • 
    • Gary Lesser
    • October 9, 2022

31. Mid Year start for SIMPLE IRA; full yr comp?

    By Guest ButchElfers, February 4, 2006
    • 2 replies
    • 4.5k views
    • 
    • Guest
    • February 16, 2006

32. SEP contribution for terminated/lost employee

    By rfahey, April 8, 2010
    • 5 replies
    • 4.5k views
    • 
    • Gary Lesser
    • October 8, 2010

33. Simple plan and SEP plan in the same year?

    By Guest archimedes_pie, April 1, 2006
    • 6 replies
    • 4.5k views
    • 
    • Guest
    • April 3, 2006

34. Terminating SAR-SEP and establishing a 401(k)

    By Guest Merrr, July 27, 2006
    • 3 replies
    • 4.5k views
    • 
    • saabraa
    • July 27, 2006

35. RMD Calculation

    By rfahey, January 15, 2013
    • 21 replies
    • 4.4k views
    • 
    • Gary Lesser
    • January 31, 2013

36. Definition of owner's total "compensation" for an S-corp SIMPLE-IRA

    By Guest Steve Hample, August 25, 2005
    • 3 replies
    • 4.4k views
    • 
    • Guest
    • August 29, 2005

37. SIMPLE IRA - when employer goes out of business

    By Guest GB07, May 23, 2011
    • 1 reply
    • 4.4k views
    • 
    • ETA Consulting LLC
    • May 24, 2011

38. terminated employee and SIMPLE IRA

    By Guest SCB, January 23, 2007
    • 1 reply
    • 4.4k views
    • 
    • Gary Lesser
    • January 23, 2007

39. Terminate a SIMPLE Plan

    By Guest MELODY LOVE, February 21, 2001
    • 8 replies
    • 4.4k views
    • 
    • Gary Lesser
    • August 2, 2002

40. SIMPLE IRA - Control Group Issue

    By Guest carolinawind, August 28, 2007
    • 3 replies
    • 4.4k views
    • 
    • Gary Lesser
    • August 28, 2007

41. SIMPLE-IRA Match not made

    By Guest Tbrown, November 24, 2009
    • 1 reply
    • 4.3k views
    • 
    • Guest
    • November 28, 2009

42. RETIREMENT PLAN ILLUSTRATION CALCULATOR

    By Gary Lesser, September 18, 2007
    • 4 replies
    • 4.3k views
    • 
    • Gary Lesser
    • November 26, 2008

43. SARSEP to 401K SH Foul up...Help!

    By Guest tomhard, May 5, 2011
    • 8 replies
    • 4.3k views
    • 
    • ETA Consulting LLC
    • May 7, 2011

44. Moving the assets of a SIMPLE

    By K-t-F, January 10, 2014
    • 10 replies
    • 4.3k views
    • 
    • Borsley
    • January 13, 2014

45. SARSEP - effect of unsigned original adoption agreement

    By Guest blaum8, March 21, 2003
    • 13 replies
    • 4.2k views
    • 
    • Gary Lesser
    • April 10, 2003

46. integrated SEP for sole prop

    By Guest Bob Monte, August 31, 2001
    • 22 replies
    • 4.2k views
    • 
    • Gary Lesser
    • March 18, 2002

47. Reclassify Trad. IRA to SEP IRA?

    By Guest tar0930, February 20, 2009
    • 9 replies
    • 4.2k views
    • 
    • jevd
    • March 2, 2009

48. SIMPLE contribution - can it be stopped mid year?

    By Pension Panda, February 24, 2009
    • 1 reply
    • 4.2k views
    • 
    • Gary Lesser
    • February 24, 2009

49. SIMPLE IRA SET UP

    By Guest Gary S, January 9, 2007
    • 15 replies
    • 4.2k views
    • 
    • Gary Lesser
    • January 19, 2007

50. Employer refuses to release 401k funds or information.

    By Guest wmsgray, July 29, 1999
    • 2 replies
    • 4.1k views
    • 
    • Kathy
    • August 3, 1999