401(k) Plans

19,334 topics in this forum

1. Shifting - No Match in Prior Year

   By KateSmithPA, February 28, 2008
   • 7 replies
   • 2k views
   • 
   • Tom Poje
   • March 3, 2008

2. Professional Employer Organizations (PEO's)401(k)Plan

   By Guest EDSAADE, January 14, 1999
   • 1 reply
   • 2k views
   • 
   • Guest
   • January 14, 1999

3. Plan entry dates

   By Guest KWarren, December 13, 2002
   • 7 replies
   • 2k views
   • 
   • Guest
   • December 16, 2002

4. How long can they float my 401(k) funds?

   By Guest MHerrick, August 5, 1999
   • 2 replies
   • 2k views
   • 
   • MoJo
   • August 11, 1999

5. Top Heavy question

   By drewmc2001, May 25, 2015   

   • Top Heavy
   • 6 replies
   • 2k views
   • 
   • Tom Poje
   • November 11, 2015

6. Why not allow everyone in for elective deferrals?

   By Peter Gulia, February 22, 2021   

   • long-term part-time employee
   • 14 replies
   • 2k views
   • 
   • Planit 401k
   • February 26, 2021

7. Loan delinquency Notices

   By Guest BigBish, November 6, 2006
   • 1 reply
   • 2k views
   • 
   • Guest
   • November 7, 2006

8. Loan fees paid by participant

   By Guest Judy S, September 10, 2004
   • 9 replies
   • 2k views
   • 
   • Guest
   • September 13, 2004

9. 5500 Schedule of Assets Held

   By austin3515, June 10, 2003
   • 0 replies
   • 2k views
   • 
   • austin3515
   • June 10, 2003

10. 401K Loans in two different plans for the same employer

    By sfabello, March 7, 2019
    • 4 replies
    • 2k views
    • 
    • CuseFan
    • March 8, 2019

11. Availability of Different Rates of Match

    By Guest merlin, April 14, 2003
    • 7 replies
    • 2k views
    • 
    • MWeddell
    • April 15, 2003

12. safe harbor 401(k)

    By k man, August 2, 2000
    • 4 replies
    • 2k views
    • 
    • Guest
    • August 18, 2000

13. Excessive profit sharing

    By Dox3725, November 11, 2020
    • 10 replies
    • 2k views
    • 
    • RatherBeGolfing
    • November 12, 2020

14. Exclusive Benefit Rule

    By Guest TroyRiley, June 2, 2005
    • 2 replies
    • 2k views
    • 
    • WDIK
    • June 3, 2005

15. Trust to Trust transfer delay correction

    By Guest hyper, August 27, 2007
    • 1 reply
    • 2k views
    • 
    • QDROphile
    • August 27, 2007

16. Two plan Top Heavy Testing and Safe Harbor Exemption

    By Guest luv, November 27, 2001
    • 1 reply
    • 2k views
    • 
    • Tom Poje
    • November 27, 2001

17. Rollover to a foreign country

    By Karoline Curran, September 19, 2018
    • 8 replies
    • 2k views
    • 
    • Larry Starr
    • October 1, 2018

18. NonElective Safe Harbor vs QNECs and QMECs

    By dragondon, October 12, 2022
    • 5 replies
    • 2k views
    • 
    • Doc Ument
    • October 12, 2022

19. 1099 Reporting

    By Guest pay, January 25, 1999
    • 4 replies
    • 2k views
    • 
    • Lynn Campbell
    • January 26, 1999

20. catch-up contributions

    By k man, November 7, 2001
    • 2 replies
    • 2k views
    • 
    • david rigby
    • November 7, 2001

21. Loan Fees

    By Guest Melissa Winslow, June 13, 2000
    • 2 replies
    • 2k views
    • 
    • Guest
    • June 13, 2000

22. Revocation of Spousal Consent to Non-Spouse Beneficiary

    By Guest kdddk14, September 3, 2008
    • 1 reply
    • 2k views
    • 
    • masteff
    • September 3, 2008

23. New Comparability Plan

    By Alex Daisy, February 2, 2010
    • 9 replies
    • 2k views
    • 
    • Mike Preston
    • February 5, 2010

24. SHNE to SHM

    By thepensionmaven, December 1, 2020
    • 4 replies
    • 2k views
    • 
    • Bird
    • December 3, 2020

25. profit sharing scenario

    By wsp, August 25, 2006
    • 7 replies
    • 2k views
    • 
    • Guest
    • September 5, 2006

26. Confusion on ADP refunds

    By bzorc, March 1, 2000
    • 1 reply
    • 2k views
    • 
    • Spencer
    • March 1, 2000

27. USERRA and 401(k)

    By Guest DAL, August 19, 2003
    • 1 reply
    • 2k views
    • 
    • ccassetty
    • August 19, 2003

28. Safe harbor nonelective contribution & HCE's

    By Guest Melissa Winslow, September 18, 2000
    • 1 reply
    • 2k views
    • 
    • Guest
    • September 19, 2000

29. Matching Contribution Allocation Rules

    By Guest jvanheyde, October 11, 2007
    • 8 replies
    • 2k views
    • 
    • Mike Preston
    • October 13, 2007

30. MBO Partners 401(k) Plan

    By 401 Chaos, September 1, 2010
    • 2 replies
    • 2k views
    • 
    • 401 Chaos
    • September 1, 2010

31. 9/30 deadline for safe harbor 401(k)

    By thepensionmaven, September 20, 2023
    • 10 replies
    • 2k views
    • 
    • Lou S.
    • September 29, 2023

32. Can a partner have a separation from service?

    By Dowist, February 28, 2000
    • 2 replies
    • 2k views
    • 
    • Dowist
    • March 4, 2000

33. Fees Charged by IRA during Automatic IRA Forfceout

    By austin3515, March 30, 2015
    • 18 replies
    • 2k views
    • 
    • austin3515
    • June 14, 2015

34. Matching on a Payroll Basis, and 1,000 Hour Eligibility Requirement

    By Christine Roberts, April 26, 2002
    • 6 replies
    • 2k views
    • 
    • Christine Roberts
    • April 26, 2002

35. How to define "principal business" for a Code Section 414(m)

    By traveler, January 5, 2001
    • 1 reply
    • 2k views
    • 
    • alanm
    • January 18, 2001

36. 401k Amendments

    By Guest sally26, August 18, 2009
    • 1 reply
    • 2k views
    • 
    • Guest
    • August 18, 2009

37. top heavy exemption or not

    By Gary, May 10, 2012
    • 2 replies
    • 2k views
    • 
    • chc93
    • May 10, 2012

38. Personal residence hardship

    By shERPA, November 15, 2012
    • 9 replies
    • 2k views
    • 
    • Bird
    • November 16, 2012

39. Safe Harbor 401(k) and Top Heavy Rules

    By Guest SCUDDESLER, January 21, 2003
    • 2 replies
    • 2k views
    • 
    • kocak
    • January 22, 2003

40. Plan excludes "overtime" from compensation

    By 7806akp, December 6, 2016   

    • What is considered overtime
    • 6 replies
    • 2k views
    • 
    • K2retire
    • December 7, 2016

41. Treatment of Employee for testing purposes while on leave of absence

    By Guest Joanne Davey, January 15, 2004
    • 3 replies
    • 2k views
    • 
    • Guest
    • January 16, 2004

42. Bottoms Up QNEC

    By Jilliandiz, December 19, 2005
    • 5 replies
    • 2k views
    • 
    • Archimage
    • December 19, 2005

43. Can associated match not be forfeited if return of excess aggregate co

    By John A, December 13, 1999
    • 3 replies
    • 2k views
    • 
    • MWeddell
    • December 20, 1999

44. Flat Match

    By Guest jetfaninmn, May 9, 2006
    • 3 replies
    • 2k views
    • 
    • ERISAnut
    • May 10, 2006

45. 401k plan uses a standardized prototype sponsored by small TPA - requi

    By Guest billy bong, November 5, 1999
    • 1 reply
    • 2k views
    • 
    • Guest
    • November 7, 1999

46. 401(k) Plan excluding EE's by Job Title

    By Alex Daisy, November 25, 2014
    • 10 replies
    • 2k views
    • 
    • pholosofizer
    • December 1, 2014

47. Coverage-"Fail Safe" language still allowed in document?

    By Guest JMLSON, August 23, 1999
    • 1 reply
    • 2k views
    • 
    • MWeddell
    • September 1, 1999

48. Participant communication: nervous Nellies or not?

    By Guest erisafried, May 24, 2005
    • 8 replies
    • 2k views
    • 
    • david rigby
    • May 25, 2005

49. prohibited transaction

    By MR, August 24, 2001
    • 7 replies
    • 2k views
    • 
    • Jim Chad
    • August 29, 2001

50. 415 testing

    By Guest mkelly, September 19, 2002
    • 1 reply
    • 2k views
    • 
    • Tom Poje
    • September 20, 2002