401(k) Plans

19,275 topics in this forum

1. RMD calendar year date? Is it date processed or check date to comply?

   By Guest Matt Young, January 5, 1999
   • 1 reply
   • 1.9k views
   • 
   • LCARUSI
   • January 6, 1999

2. Safe harbor 401(k) "eligible employees"

   By Guest jpersa, December 17, 2001
   • 3 replies
   • 1.9k views
   • 
   • AndyH
   • December 17, 2001

3. Start Up 3% Nonelective Safe Harbor

   By Gilmore, August 12, 2020
   • 11 replies
   • 1.9k views
   • 
   • Bill Presson
   • September 17, 2020

4. ADP refunds to an HCE who had a 402g failure as well?

   By Guest KD40, October 4, 2002
   • 1 reply
   • 1.9k views
   • 
   • Tom Poje
   • October 4, 2002

5. Brokerage Windows and 404(c)

   By Guest CRC02, September 30, 2002
   • 1 reply
   • 1.9k views
   • 
   • mbozek
   • October 1, 2002

6. Match on Excess Contribution Recharacterized as Catch-up

   By Guest Giovanni, March 31, 2005
   • 7 replies
   • 1.9k views
   • 
   • Blinky the 3-eyed Fish
   • April 1, 2005

7. 1999 COLAs

   By Guest TJG, October 14, 1998
   • 3 replies
   • 1.9k views
   • 
   • Guest
   • November 4, 1998

8. Safe Harbor CODA w/after-tax

   By Guest jae3207, September 18, 2006
   • 6 replies
   • 1.9k views
   • 
   • Jim Chad
   • September 20, 2006

9. Plan Administrator Revoked all Prior Beneficiary Designation Forms

   By traveler, February 7, 2002
   • 1 reply
   • 1.9k views
   • 
   • MWeddell
   • February 8, 2002

10. Terminated 401(k) participant distribution.

    By Guest tcunagin, March 19, 2002
    • 2 replies
    • 1.9k views
    • 
    • david rigby
    • March 20, 2002

11. profil sharing election - deferral limits

    By Guest benefitstudent, August 30, 2012
    • 14 replies
    • 1.9k views
    • 
    • Guest
    • September 6, 2012

12. Forfeitures & buy-back provisions in the plan doc

    By TPApril, July 8, 2014
    • 7 replies
    • 1.9k views
    • 
    • BG5150
    • July 9, 2014

13. 401(k) Fees...Variable Annuities....all are not created equal !

    By Guest andoniangh, March 7, 1999
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • March 31, 1999

14. Govermental agency/instrumentality vs. tax exempt org.

    By Guest xplan, January 24, 2001
    • 1 reply
    • 1.9k views
    • 
    • Guest
    • January 25, 2001

15. Safe-harbor enhanced match

    By SMB, September 15, 2007
    • 3 replies
    • 1.9k views
    • 
    • John Feldt ERPA CPC QPA
    • September 18, 2007

16. Taking over a Plan with excess contributions

    By Guest tbt, September 17, 2001
    • 8 replies
    • 1.9k views
    • 
    • Guest
    • September 20, 2001

17. Termination of Leased Employee Status

    By Guest BBowles, December 1, 1998
    • 1 reply
    • 1.9k views
    • 
    • MWeddell
    • December 1, 1998

18. Group Term Life Insurance and the definition of Compensation

    By Harwood, December 10, 2003
    • 1 reply
    • 1.9k views
    • 
    • g8r
    • December 11, 2003

19. Acquisition of sponsor of Safe Harbor 401k

    By 401QUE, November 20, 2015   

    • M&A
    • Safe Harbor 401k
    • (and 2 more)

      Tagged with:

      • M&A
      • Safe Harbor 401k
      • Safe Harbor Notice
      • mid-year elimination
    • 4 replies
    • 1.9k views
    • 
    • 401QUE
    • December 24, 2015

20. 401(k) Deferrals of Fraudulent (Stolen) Compensation

    By kmhaab, December 21, 2017   

    • freeze account
    • theft
    • (and 2 more)

      Tagged with:

      • freeze account
      • theft
      • delay distribution
      • embezzlement
    • 9 replies
    • 1.9k views
    • 
    • Bird
    • December 22, 2017

21. 100% vesting is required, even if same desk rules applies, correct?

    By John A, November 9, 2000
    • 3 replies
    • 1.9k views
    • 
    • Alf
    • November 18, 2000

22. Access to Safe Harbor money

    By Guest Hartnett123, January 14, 2004
    • 9 replies
    • 1.9k views
    • 
    • ccassetty
    • January 15, 2004

23. What is most common matching contribution level for 401(k) plans in th

    By richard, October 20, 2000
    • 3 replies
    • 1.9k views
    • 
    • Dave Baker
    • October 24, 2000

24. ONE TO ONE QNEC

    By Guest moltengater, January 19, 2006
    • 1 reply
    • 1.9k views
    • 
    • jquazza
    • January 19, 2006

25. Amending benefit accrual requirements and anti-cutback concerns

    By Guest Kelly Igel, February 4, 2002
    • 4 replies
    • 1.9k views
    • 
    • Guest
    • February 6, 2002

26. Hardships Not Allowed From Safe Harbor Plans

    By sdix401k, September 28, 2004
    • 3 replies
    • 1.9k views
    • 
    • Tom Poje
    • September 29, 2004

27. Deferrals from bonus question

    By BG5150, June 8, 2020
    • 10 replies
    • 1.9k views
    • 
    • Larry Starr
    • June 9, 2020

28. minor beneficiary

    By k man, August 1, 2005
    • 3 replies
    • 1.9k views
    • 
    • david rigby
    • August 4, 2005

29. After Tax $ Source

    By Guest JimJ, September 26, 2001
    • 4 replies
    • 1.9k views
    • 
    • Disco Stu
    • September 28, 2001

30. ADP Testing for Controlled Group

    By PensionPro, August 24, 2017
    • 5 replies
    • 1.9k views
    • 
    • Luke Bailey
    • August 28, 2017

31. Company Stock

    By Guest koolkid, November 29, 2002
    • 5 replies
    • 1.9k views
    • 
    • MWeddell
    • December 2, 2002

32. Does Merger of 401(k) plans accelerate vesting?

    By Guest IRISH79, November 1, 2006
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • November 2, 2006

33. Mid-year Discretionary Contribution to 401(k) Plan

    By KimberlyC, August 18, 2015
    • 4 replies
    • 1.9k views
    • 
    • KimberlyC
    • August 19, 2015

34. K1s and W2s

    By CJS07, December 23, 2009
    • 3 replies
    • 1.9k views
    • 
    • Bird
    • December 25, 2009

35. Profit Sharing Contribution - Operational Failure (suggestions for correcting?)

    By BeanCounterBlues, March 18, 2013
    • 3 replies
    • 1.9k views
    • 
    • Tom Poje
    • March 19, 2013

36. Legal protection from lawsuits?

    By Guest mlee, April 30, 2004
    • 5 replies
    • 1.9k views
    • 
    • Lame Duck
    • May 3, 2004

37. Lost Participants

    By Guest Thornton, October 4, 2001
    • 5 replies
    • 1.9k views
    • 
    • Earl
    • October 14, 2001

38. Catch Up Contributions

    By Guest Michele Ciz, April 18, 2009
    • 9 replies
    • 1.9k views
    • 
    • Guest
    • June 30, 2009

39. Section 415 Limits Across Multiple DC Plans

    By Guest browntrout, January 7, 2010
    • 1 reply
    • 1.9k views
    • 
    • Mike Preston
    • January 7, 2010

40. Employer Funding Requirements

    By Nassau, October 18, 2010
    • 4 replies
    • 1.9k views
    • 
    • AlbanyConsultant
    • January 4, 2011

41. HCE Parity Restoration – Whose advice do you value more?

    By Mark Whitelaw, June 13, 2012
    • 8 replies
    • 1.9k views
    • 
    • Mark Whitelaw
    • June 18, 2012

42. Salary Deferrals/Canadian Participant

    By Guest greymann, January 28, 1999
    • 6 replies
    • 1.9k views
    • 
    • Guest
    • February 2, 1999

43. Limit on discretionary match

    By Disco Stu, May 21, 2001
    • 2 replies
    • 1.9k views
    • 
    • rcline46
    • May 22, 2001

44. solo 401k plans for highly compensated s-corp owners

    By tomf, December 28, 2015   

    • solo 401k
    • s-corp retirement plan
    • 9 replies
    • 1.9k views
    • 
    • Mike Preston
    • December 30, 2015

45. How long can they float my 401(k) funds?

    By Guest MHerrick, August 5, 1999
    • 2 replies
    • 1.9k views
    • 
    • MoJo
    • August 11, 1999

46. What is reported if plan passes ratio test but has to use average bene

    By John A, February 7, 2002
    • 5 replies
    • 1.9k views
    • 
    • Laura Harrington
    • May 13, 2009

47. PEOs, Rev Proc 2002-21 and Multiple Employer Plans

    By Guest ubpMR, May 9, 2002
    • 2 replies
    • 1.9k views
    • 
    • KJohnson
    • May 13, 2002

48. IRS Penalties

    By Guest Michael Anderson, July 27, 2001
    • 6 replies
    • 1.9k views
    • 
    • R. Butler
    • July 30, 2001

49. plan loan

    By stevena, September 27, 2001
    • 7 replies
    • 1.9k views
    • 
    • Kirk Maldonado
    • October 1, 2001

50. Roth 401k Qualified Distributions

    By Guest BXO, May 3, 2006
    • 7 replies
    • 1.9k views
    • 
    • Guest
    • May 4, 2006