401(k) Plans

19,321 topics in this forum

1. Termination of 401(k) plan

   By Guest bujjigundu, April 16, 2001
   • 4 replies
   • 2k views
   • 
   • Richard Anderson
   • April 17, 2001

2. Does Safe Harbor Matching Contr count toward meeting Top Heavy requirement

   By Guest nancy814, February 5, 2010
   • 2 replies
   • 2k views
   • 
   • Logan401
   • February 5, 2010

3. ADP testing in context of plan spinoff

   By Guest Darrell, February 28, 2005
   • 0 replies
   • 2k views
   • 
   • Guest
   • February 28, 2005

4. Integrated Safe Harbor plan?

   By Guest patom, January 15, 2001
   • 1 reply
   • 2k views
   • 
   • Guest
   • January 15, 2001

5. How do you apply true up when match stopped mid year?

   By MarZDoates, June 12, 2014
   • 6 replies
   • 2k views
   • 
   • Bird
   • June 15, 2014

6. compensation used in a QNEC

   By Santo Gold, November 12, 2017
   • 11 replies
   • 2k views
   • 
   • Santo Gold
   • November 14, 2017

7. Availability of Different Rates of Match

   By Guest merlin, April 14, 2003
   • 7 replies
   • 2k views
   • 
   • MWeddell
   • April 15, 2003

8. Son as Financial Advisor

   By Zoey, June 19, 2017
   • 8 replies
   • 2k views
   • 
   • Zoey
   • June 20, 2017

9. Revocation of Spousal Consent to Non-Spouse Beneficiary

   By Guest kdddk14, September 3, 2008
   • 1 reply
   • 2k views
   • 
   • masteff
   • September 3, 2008

10. Top Heavy question

    By drewmc2001, May 25, 2015   

    • Top Heavy
    • 6 replies
    • 2k views
    • 
    • Tom Poje
    • November 11, 2015

11. Coverage-"Fail Safe" language still allowed in document?

    By Guest JMLSON, August 23, 1999
    • 1 reply
    • 2k views
    • 
    • MWeddell
    • September 1, 1999

12. 415 testing

    By Guest mkelly, September 19, 2002
    • 1 reply
    • 2k views
    • 
    • Tom Poje
    • September 20, 2002

13. 401(k) vesting for classes

    By Guest Robert Lees, November 20, 1998
    • 1 reply
    • 2k views
    • 
    • MWeddell
    • November 20, 1998

14. Brokerage accounts setup under Employer EIN

    By BG5150, December 7, 2022
    • 6 replies
    • 2k views
    • 
    • Kac1214
    • December 12, 2022

15. Failure of Beneficiary Designation

    By RCK, November 10, 2009
    • 5 replies
    • 2k views
    • 
    • Bird
    • November 11, 2009

16. safe harbor 401(k) plan

    By Guest Mike Schwing, November 4, 2002
    • 1 reply
    • 2k views
    • 
    • MWeddell
    • November 5, 2002

17. Safe Harbor 401k added to PSP

    By chris, February 11, 2013
    • 3 replies
    • 1.9k views
    • 
    • Tom Poje
    • February 14, 2013

18. Max deferral % of 15% exceeded during 2001

    By alexa, March 7, 2002
    • 12 replies
    • 1.9k views
    • 
    • maverick
    • March 12, 2002

19. Disability distribution

    By Guest scm, October 4, 1999
    • 1 reply
    • 1.9k views
    • 
    • Guest
    • October 4, 1999

20. catch-up contributions

    By k man, November 7, 2001
    • 2 replies
    • 1.9k views
    • 
    • david rigby
    • November 7, 2001

21. Personal residence hardship

    By shERPA, November 15, 2012
    • 9 replies
    • 1.9k views
    • 
    • Bird
    • November 16, 2012

22. How long can they float my 401(k) funds?

    By Guest MHerrick, August 5, 1999
    • 2 replies
    • 1.9k views
    • 
    • MoJo
    • August 11, 1999

23. What happens to 5500's filed separately for participating employers in

    By MR, September 23, 2000
    • 1 reply
    • 1.9k views
    • 
    • Disco Stu
    • September 25, 2000

24. 404(c) trade confirmations

    By k man, May 15, 2001
    • 5 replies
    • 1.9k views
    • 
    • k man
    • May 17, 2001

25. Need Straight Answers on HCE & Annual Addition Issues

    By Guest JBarn, November 29, 2000
    • 8 replies
    • 1.9k views
    • 
    • Guest
    • December 12, 2000

26. Plan termination & forfeitures

    By doombuggy, April 7, 2004
    • 3 replies
    • 1.9k views
    • 
    • david rigby
    • April 8, 2004

27. Plan excludes "overtime" from compensation

    By 7806akp, December 6, 2016   

    • What is considered overtime
    • 6 replies
    • 1.9k views
    • 
    • K2retire
    • December 7, 2016

28. Multiple Businesses

    By MHANSON, January 10, 2021
    • 5 replies
    • 1.9k views
    • 
    • MHANSON
    • January 14, 2021

29. ACP question

    By fiona1, March 16, 2006
    • 6 replies
    • 1.9k views
    • 
    • pmacduff
    • March 22, 2006

30. IRA contr and 401(k)

    By Guest Brenda Schachle, May 21, 2003
    • 7 replies
    • 1.9k views
    • 
    • Guest
    • May 22, 2003

31. Shared Employees

    By Guest Tara Curran, June 8, 2001
    • 3 replies
    • 1.9k views
    • 
    • Moe Howard
    • June 13, 2001

32. RMD from life insurance

    By Grady, September 20, 2018
    • 3 replies
    • 1.9k views
    • 
    • ErnieG
    • September 21, 2018

33. Pooled and Individual Account Mix - PPA Requirement

    By Pixie, July 30, 2009
    • 2 replies
    • 1.9k views
    • 
    • Bird
    • July 31, 2009

34. 401(k) contributions and bonus compensation

    By Guest Mr. Relaxation, June 13, 2003
    • 2 replies
    • 1.9k views
    • 
    • david rigby
    • June 13, 2003

35. 401K audit - Participant loan in default

    By Guest Lin, May 7, 2009
    • 2 replies
    • 1.9k views
    • 
    • masteff
    • May 8, 2009

36. Bottoms Up QNEC

    By Jilliandiz, December 19, 2005
    • 5 replies
    • 1.9k views
    • 
    • Archimage
    • December 19, 2005

37. Can a retirement plan by adopted by only one of two corporations owned

    By Guest Pat Metallic, May 8, 2001
    • 7 replies
    • 1.9k views
    • 
    • Moe Howard
    • May 10, 2001

38. 401k salary deferrals not deposited at all - employer now has no money

    By Guest JBarn, November 6, 1999
    • 9 replies
    • 1.9k views
    • 
    • david rigby
    • November 8, 1999

39. Can a partner have a separation from service?

    By Dowist, February 28, 2000
    • 2 replies
    • 1.9k views
    • 
    • Dowist
    • March 4, 2000

40. HCEs: look-back year or Determination Year?

    By Guest GregSelf, August 2, 1999
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • August 2, 1999

41. Employer failed to recognize employees as eligible for the 401(k) Plan - so much to unpack - Help!

    By HarleyBabe, August 18, 2021
    • 13 replies
    • 1.9k views
    • 
    • John Feldt ERPA CPC QPA
    • September 11, 2021

42. prohibited transaction

    By MR, August 24, 2001
    • 7 replies
    • 1.9k views
    • 
    • Jim Chad
    • August 29, 2001

43. 401k training

    By Guest Carlos Rivera, November 15, 2001
    • 3 replies
    • 1.9k views
    • 
    • Medusa
    • November 15, 2001

44. employees "refusing to share SSN"

    By AlbanyConsultant, February 23, 2024
    • 9 replies
    • 1.9k views
    • 
    • ESOP Guy
    • February 26, 2024

45. 402g exceeded in 2 unrelated plans. What happens to related match

    By legort69, October 28, 2016   

    • 402g unrelated match
    • 6 replies
    • 1.9k views
    • 
    • spiritrider
    • October 29, 2016

46. 401K Audit Deferred Short Plan Year -Help!

    By 401Kquestions, October 2, 2019
    • 7 replies
    • 1.9k views
    • 
    • Larry Starr
    • October 4, 2019

47. Roth 401(k): All can contribute, regardless of income?

    By Don Levit, June 3, 2005
    • 6 replies
    • 1.9k views
    • 
    • Guest
    • September 15, 2005

48. 5310-A Question

    By Guest Phil L., April 25, 2001
    • 0 replies
    • 1.9k views
    • 
    • Guest
    • April 25, 2001

49. Union and Non-Union

    By fiona1, February 24, 2009
    • 3 replies
    • 1.9k views
    • 
    • Kevin C
    • March 5, 2009

50. Safe Harbor 401(k) Plan & Top Heavy

    By Below Ground, April 17, 2008
    • 3 replies
    • 1.9k views
    • 
    • Below Ground
    • April 18, 2008