401(k) Plans

19,321 topics in this forum

1. deadline for making top heavy contribution to DC plan

   By k man, January 13, 2004
   • 5 replies
   • 4.3k views
   • 
   • Guest
   • January 12, 2005

2. Safe Harbor 401(k) Definition of Compensation

   By cathgrace, October 19, 2020   

   • safe harbor 401k
   • compensation definition
   • 5 replies
   • 1.4k views
   • 
   • cathgrace
   • October 20, 2020

3. Controlled Group Question

   By Vlad401k, January 31, 2025
   • 5 replies
   • 847 views
   • 
   • Artie M
   • February 4, 2025

4. Loan "Commercially Available Rate"

   By Guest stevena1, March 30, 2006
   • 5 replies
   • 1.8k views
   • 
   • R. Butler
   • March 31, 2006

5. Catch up contributions and a fiscal year end plan

   By Guest EPS2, May 7, 2008
   • 5 replies
   • 3.7k views
   • 
   • dmwe
   • May 8, 2008

6. ROBS Arrangement

   By rblum50, December 22, 2012
   • 5 replies
   • 3k views
   • 
   • rblum50
   • December 27, 2012

7. Form 5500 Question Part III 8(b)

   By SJones, July 4, 2019   

   • 5500
   • income
   • (and 1 more)

     Tagged with:

     • 5500
     • income
     • loss
   • 5 replies
   • 1.8k views
   • 
   • SJones
   • July 6, 2019

8. Spousal rights to 401(k) account

   By Guest Cbanarer, September 4, 1998
   • 5 replies
   • 7.5k views
   • 
   • LCARUSI
   • September 7, 1998

9. Should a CODA plan be designed(or amended) to comply with the Safe Har

   By Guest Alex Calin, July 5, 1999
   • 5 replies
   • 1.5k views
   • 
   • Guest
   • April 15, 2001

10. IRA & 401K Contributions

    By Guest rachd, February 18, 2004
    • 5 replies
    • 1.3k views
    • 
    • WDIK
    • February 18, 2004

11. Hardship Distribution Request for Medical Expenses

    By Guest jefe96, March 29, 2005
    • 5 replies
    • 1.8k views
    • 
    • austin3515
    • April 1, 2005

12. Corrective distributions on 5500

    By Alex Daisy, June 5, 2008
    • 5 replies
    • 7.2k views
    • 
    • JanetM
    • June 6, 2008

13. Suspension of 2008 Safe Harbor 3% Requirement

    By Guest Ted Kowalchuk, CFP, CFS,, January 8, 2009
    • 5 replies
    • 1.3k views
    • 
    • Guest
    • January 16, 2009

14. To audit or not to audit, that is the question

    By dseals, August 13, 2014   

    • date of participation
    • 5 replies
    • 1.2k views
    • 
    • masteff
    • August 14, 2014

15. Schedule C Income- 2 Separate Businesses

    By steverenner, March 9, 2017   

    • sole proprietor
    • 5 replies
    • 1.4k views
    • 
    • Kevin C
    • March 10, 2017

16. Excluded Class

    By Melissa, March 14, 2019
    • 5 replies
    • 1.5k views
    • 
    • Melissa
    • March 15, 2019

17. liability of recorkeepers / administrators for late contributions

    By Guest MES, June 14, 2001
    • 5 replies
    • 2.2k views
    • 
    • davef
    • June 22, 2001

18. HCE and Employer Match

    By Guest think2much, January 8, 2008
    • 5 replies
    • 2.4k views
    • 
    • Tom Poje
    • January 9, 2008

19. obvious controlled group?

    By gregburst, September 27, 2012
    • 5 replies
    • 974 views
    • 
    • Mike Preston
    • September 28, 2012

20. 401k match with private company stock?

    By Guest KathyL, August 26, 1998
    • 5 replies
    • 5.1k views
    • 
    • Jon Chambers
    • September 10, 1998

21. Limiting loan amount and repayment period

    By cpc0506, August 22, 2022
    • 5 replies
    • 827 views
    • 
    • CuseFan
    • August 24, 2022

22. International Transfer - 401k account options

    By Guest pascarp, November 11, 1998
    • 5 replies
    • 9.9k views
    • 
    • Guest
    • July 18, 1999

23. Failure to make profit sharing contribution.

    By ErisaGeek, February 18, 2004
    • 5 replies
    • 1.8k views
    • 
    • J2D2
    • February 19, 2004

24. Deferred Sales Charges in Terminating Plan

    By Guest tbreedlove, March 6, 2006
    • 5 replies
    • 1.8k views
    • 
    • Kirk Maldonado
    • March 9, 2006

25. Roth MRD

    By WDIK, March 30, 2006
    • 5 replies
    • 2k views
    • 
    • Guest
    • March 30, 2006

26. Deferrals withheld between MEP and Single Employer Plan

    By Purplemandinga, August 26, 2020
    • 5 replies
    • 738 views
    • 
    • Lou S.
    • August 26, 2020

27. Discretionary Matching Contribution Notice??

    By JG-12, October 27, 2022
    • 5 replies
    • 2.5k views
    • 
    • Peter Gulia
    • October 28, 2022

28. Elapsed Time - Eligibility - Rehire

    By Keith Lowery, November 18, 2024
    • 5 replies
    • 1.1k views
    • 
    • ESOP Guy
    • November 19, 2024

29. Surgical Ctrs exempted from ASG definition?

    By MSN, February 11, 2008
    • 5 replies
    • 1.5k views
    • 
    • Jim Norman
    • February 15, 2008

30. Solo 401k Match Question

    By Guest BuffaloT, March 12, 2008
    • 5 replies
    • 1.9k views
    • 
    • Appleby
    • March 13, 2008

31. Safe Harbor

    By Earl, December 11, 2008
    • 5 replies
    • 1.1k views
    • 
    • Earl
    • December 12, 2008

32. Proper ADP compensation for testing

    By Guest 410b, May 6, 2009
    • 5 replies
    • 2.6k views
    • 
    • rcline46
    • May 6, 2009

33. 415 limit Union Plan

    By PFranckowiak, December 1, 2010
    • 5 replies
    • 1.2k views
    • 
    • Guest
    • December 1, 2010

34. 410b test and suspension provision

    By Mr Bagwell, January 19, 2017   

    • 410b
    • suspension
    • 5 replies
    • 1.1k views
    • 
    • Tom Poje
    • January 20, 2017

35. 415 confusion - non calendar year

    By WCC, March 9, 2017
    • 5 replies
    • 1.2k views
    • 
    • WCC
    • March 9, 2017

36. Agent’s fraudulent adoption of 401(k) plan

    By JungRet, April 4, 2025
    • 5 replies
    • 1.4k views
    • 
    • Gina Alsdorf
    • April 8, 2025

37. 410(b) transition rule and ADP testing

    By Guest LMalone, June 14, 2001
    • 5 replies
    • 9.3k views
    • 
    • Bob R
    • June 19, 2001

38. Residual Received After Plan Termination

    By metsfan026, September 25, 2025
    • 5 replies
    • 2.5k views
    • 
    • david rigby
    • September 27, 2025

39. Change of force out back to $5,000

    By Jim Chad, May 7, 2008
    • 5 replies
    • 1.7k views
    • 
    • masteff
    • May 8, 2008

40. Deferrals from Guaranteed Payments

    By jkharvey, October 22, 2008
    • 5 replies
    • 3.9k views
    • 
    • Bird
    • October 23, 2008

41. Hardship Documentation Requirements

    By khn, July 2, 2015
    • 5 replies
    • 1.5k views
    • 
    • GMK
    • July 7, 2015

42. Normal retirement: service vs participation years for vesting

    By pmacduff, August 23, 2022
    • 5 replies
    • 1.5k views
    • 
    • david rigby
    • August 24, 2022

43. deferral exceed comp for SE

    By Guest tracys, April 15, 2003
    • 5 replies
    • 2.9k views
    • 
    • Guest
    • April 24, 2003

44. "True up" matching contributions under a standard plan

    By Guest Kimberly Flett, November 30, 2001
    • 5 replies
    • 6.4k views
    • 
    • R. Butler
    • November 30, 2001

45. Safe Harbor or Not

    By PMC, April 9, 2009
    • 5 replies
    • 1.6k views
    • 
    • Laura Harrington
    • April 16, 2009

46. Rechacterization of Salary Reduction to ROTH within a 401(k) Plan

    By Guest Jules1, November 18, 2014
    • 5 replies
    • 1.1k views
    • 
    • K2retire
    • November 20, 2014

47. 3% Non-Elective Safe Harbor Contributions Effective before deferrals allowed?

    By actuarysmith, January 19, 2018
    • 5 replies
    • 1.6k views
    • 
    • Larry Starr
    • January 22, 2018

48. Discretionary Match - Can Allocation be discretionary as well?

    By Guest NewGuy, February 15, 2002
    • 5 replies
    • 2.1k views
    • 
    • MWeddell
    • February 18, 2002

49. Is adopting a volume submitter considered an amendment to an existing plan.

    By Guest jcarlos, March 7, 2005
    • 5 replies
    • 1.4k views
    • 
    • Bird
    • March 7, 2005

50. extra contribution for former DB participants

    By mariemonroe, September 29, 2008
    • 5 replies
    • 1.1k views
    • 
    • Jim Chad
    • October 1, 2008