401(k) Plans

19,337 topics in this forum

1. Plan termination/5500 Form/short plan year apply

   By Guest hog4you2, December 10, 2004
   • 1 reply
   • 1.9k views
   • 
   • JanetM
   • December 10, 2004

2. Hardship Distribution & COVID-19 FEMA Disaster

   By Steamboat, April 14, 2020
   • 2 replies
   • 1.9k views
   • 
   • Albert F
   • April 17, 2020

3. Restrictions on 59 1/2 withdrawals?

   By Locust, November 9, 2009
   • 3 replies
   • 1.9k views
   • 
   • RTK
   • November 12, 2009

4. Employee defers to plan before eligibility requirements are met

   By mming, April 21, 2000
   • 4 replies
   • 1.9k views
   • 
   • mming
   • April 24, 2000

5. 5500 Plan Feature Codes

   By austin3515, June 21, 2007
   • 2 replies
   • 1.9k views
   • 
   • austin3515
   • June 22, 2007

6. Employees unionize, match not bargained

   By JustnERPA, May 7, 2019
   • 5 replies
   • 1.9k views
   • 
   • Kevin C
   • May 16, 2019

7. Discontinuing a non-elective safe harbor contribution

   By Guest Sponias, October 28, 2004
   • 1 reply
   • 1.9k views
   • 
   • Tom Poje
   • October 29, 2004

8. Exclusions from top paid group

   By Guest lforesz, February 24, 2003
   • 2 replies
   • 1.9k views
   • 
   • Kirk Maldonado
   • February 26, 2003

9. TRIGGERING EVENTS FOR ROLLOVERS? THAT IS THE QUESTION!

   By jlf, August 28, 1999
   • 2 replies
   • 1.9k views
   • 
   • jlf
   • August 30, 1999

10. Fixing enrollment of ineligible employees

    By Guest RopedIn, March 27, 2009
    • 6 replies
    • 1.9k views
    • 
    • Kevin C
    • March 31, 2009

11. RMD Relief?

    By austin3515, November 10, 2008
    • 3 replies
    • 1.9k views
    • 
    • Appleby
    • November 13, 2008

12. Contributions 2 employers 401k plans and Keogh

    By Guest Christine Walker, February 17, 2000
    • 2 replies
    • 1.9k views
    • 
    • imchipbrown
    • February 18, 2000

13. 401K cash out?

    By Guest skv7, August 31, 2007
    • 5 replies
    • 1.9k views
    • 
    • Bird
    • September 1, 2007

14. Plan Loans in Bankruptcy

    By Guest DLH, February 28, 2002
    • 11 replies
    • 1.9k views
    • 
    • Mike Preston
    • March 4, 2002

15. Employer Deductible Contribution

    By Guest KevinP, March 19, 2002
    • 5 replies
    • 1.9k views
    • 
    • Guest
    • March 19, 2002

16. Custodial Guarantee - no loss for fraud

    By Erik Read, April 12, 2006
    • 1 reply
    • 1.9k views
    • 
    • Erik Read
    • April 13, 2006

17. Final 5500

    By Guest jefe96, October 31, 2005
    • 7 replies
    • 1.9k views
    • 
    • E as in ERISA
    • November 2, 2005

18. Required Form 5500 For Under $250,000?

    By Stash026, September 29, 2020
    • 4 replies
    • 1.9k views
    • 
    • thepensionmaven
    • September 30, 2020

19. Merger of a company

    By Guest DBSI, March 27, 2012
    • 3 replies
    • 1.9k views
    • 
    • Guest
    • March 27, 2012

20. Excess deferrals and non-discrimination testing.

    By Guest Sara H, July 16, 1999
    • 1 reply
    • 1.9k views
    • 
    • Guest
    • July 19, 1999

21. Hardship - School Loans

    By Guest Milt Colegrove, August 23, 1999
    • 0 replies
    • 1.9k views
    • 
    • Guest
    • August 23, 1999

22. Termination For Embezzling Money + Profit Sharing

    By metsfan026, September 2, 2022
    • 9 replies
    • 1.9k views
    • 
    • Luke Bailey
    • September 7, 2022

23. Late SH plan amendment

    By DTH, March 13, 2006
    • 4 replies
    • 1.9k views
    • 
    • Jim Chad
    • March 16, 2006

24. Key employee determination when using predecessor service

    By TPAnnie, September 17, 2015
    • 14 replies
    • 1.9k views
    • 
    • TPAnnie
    • September 23, 2015

25. Merge two companies into one

    By Guest HD WILLIAMS, December 15, 1998
    • 1 reply
    • 1.9k views
    • 
    • Ervin Barham
    • December 16, 1998

26. Safe Harbor Spin-Off

    By PMC, April 15, 2010
    • 1 reply
    • 1.9k views
    • 
    • Guest
    • September 8, 2011

27. Excess match in 2000

    By Guest ycurran, February 15, 2002
    • 5 replies
    • 1.9k views
    • 
    • lkpittman
    • August 12, 2002

28. control group question

    By jsmith1985, September 3, 2017   

    • 401k control group
    • 12 replies
    • 1.9k views
    • 
    • TPAJake
    • September 7, 2017

29. FT William Plan Docs - Eligibility Expressed in Days

    By austin3515, August 20, 2025
    • 11 replies
    • 1.9k views
    • 
    • austin3515
    • August 21, 2025

30. Bonuses excluded from plan compensation - for 20+ years

    By M Norton, January 3, 2020   

    • operational error
    • failure to follow plan document
    • 8 replies
    • 1.9k views
    • 
    • Cardscrazy
    • March 20, 2020

31. Minimum Deferral Percentage

    By justatester, May 6, 2013
    • 6 replies
    • 1.9k views
    • 
    • Doghouse
    • May 7, 2013

32. ADP/ACP testing when liberal eligibility requirements are provided for

    By Guest Matt@HSC, January 3, 2000
    • 1 reply
    • 1.9k views
    • 
    • Guest
    • January 6, 2000

33. Separate Lines of Business

    By PFranckowiak, October 24, 2017
    • 4 replies
    • 1.9k views
    • 
    • John Feldt ERPA CPC QPA
    • October 30, 2017

34. Another Amendment to Safe Harbor Plan Question

    By austin3515, June 8, 2015
    • 20 replies
    • 1.9k views
    • 
    • austin3515
    • June 15, 2015

35. Safe Harbor 401(k) & Plan Merger

    By R. Butler, February 21, 2014
    • 2 replies
    • 1.9k views
    • 
    • MWeddell
    • February 27, 2014

36. Deleting a Catch-Up Contribution Provision

    By Guest Callan, September 4, 2002
    • 4 replies
    • 1.9k views
    • 
    • Guest
    • September 4, 2002

37. Safe Harbor Match & Safe Harbor Nonelective During Transition Period

    By EBECatty, January 21, 2020
    • 13 replies
    • 1.9k views
    • 
    • EBECatty
    • January 24, 2020

38. Ineligible Participants Allowed To Defer

    By metsfan026, August 2, 2022
    • 7 replies
    • 1.9k views
    • 
    • Luke Bailey
    • August 4, 2022

39. ADP Failure, Late Distributions and One to One QNEC

    By buckaroo, October 24, 2007
    • 0 replies
    • 1.9k views
    • 
    • buckaroo
    • October 24, 2007

40. Entry date for a rehired participant?

    By Lori H, January 14, 2015
    • 8 replies
    • 1.9k views
    • 
    • My 2 cents
    • January 14, 2015

41. 401K institution refusing to cut two checks for pre-tax and ROTH roll-over

    By aginsber, April 9, 2021
    • 2 replies
    • 1.9k views
    • 
    • CarolC
    • April 9, 2021

42. Defination of princial residence for the purposes of a hardship withdr

    By Guest Diane DuFresne, October 28, 2002
    • 2 replies
    • 1.9k views
    • 
    • E as in ERISA
    • October 28, 2002

43. Forfeitures

    By cdavis25, June 27, 2013
    • 9 replies
    • 1.9k views
    • 
    • K2retire
    • July 2, 2013

44. ADP failure and 415 excess

    By Belgarath, July 27, 2018
    • 3 replies
    • 1.9k views
    • 
    • K2
    • July 27, 2018

45. Here's a wierd thought

    By imchipbrown, April 20, 2000
    • 12 replies
    • 1.9k views
    • 
    • Bob R
    • May 12, 2000

46. 3% Non Elective Safe Harbor

    By Guest kgsingletary, June 24, 2002
    • 2 replies
    • 1.9k views
    • 
    • Tom Poje
    • June 24, 2002

47. Late Top-Heavy Contribution

    By Guest SSCARO, December 7, 1999
    • 1 reply
    • 1.9k views
    • 
    • John A
    • December 7, 1999

48. retroactive amendment for compensation to 1/1/04

    By Guest kelly9522, June 22, 2004
    • 4 replies
    • 1.9k views
    • 
    • mbozek
    • June 22, 2004

49. If catch-up is being used in a 401(k) PS plan, is the maximum $42,000 increased by the amount of the catch up?

    By Guest stephentaft, October 5, 2005
    • 7 replies
    • 1.9k views
    • 
    • Blinky the 3-eyed Fish
    • October 28, 2005

50. 401k vs. Keogh

    By jgerardy, September 21, 2020
    • 6 replies
    • 1.9k views
    • 
    • jgerardy
    • September 24, 2020