401(k) Plans

19,321 topics in this forum

1. Safe Harbor Spin-Off

   By PMC, April 15, 2010
   • 1 reply
   • 1.8k views
   • 
   • Guest
   • September 8, 2011

2. employee deferral BEFORE plan adoption

   By tpacpa, August 11, 2014   

   • 401(k)
   • 8 replies
   • 1.8k views
   • 
   • tpacpa
   • August 12, 2014

3. 401K cash out?

   By Guest skv7, August 31, 2007
   • 5 replies
   • 1.8k views
   • 
   • Bird
   • September 1, 2007

4. Match Allocated on Payroll Basis - Stop When Participant Maxes Out on

   By Christine Roberts, December 7, 2000
   • 2 replies
   • 1.8k views
   • 
   • card
   • December 7, 2000

5. In-Service Transfers

   By Guest psgross, January 31, 2005
   • 8 replies
   • 1.8k views
   • 
   • mbozek
   • February 2, 2005

6. IRS Submission

   By Blinky the 3-eyed Fish, October 5, 2005
   • 5 replies
   • 1.8k views
   • 
   • Guest
   • October 7, 2005

7. safe harbor hardships from deferrals

   By k man, September 28, 2004
   • 4 replies
   • 1.8k views
   • 
   • R. Butler
   • September 28, 2004

8. Requirements on 401(k) Statements

   By Guest TYounkin, January 22, 2000
   • 3 replies
   • 1.8k views
   • 
   • Guest
   • January 23, 2000

9. 2014 COLA Limits and Safe Harbor Notice

   By buckaroo, October 22, 2013
   • 4 replies
   • 1.8k views
   • 
   • Tom Poje
   • October 23, 2013

10. USERRA

    By Guest sritts, October 31, 2006
    • 6 replies
    • 1.8k views
    • 
    • PLAN MAN
    • November 1, 2006

11. Missed Deferral and Catchup Opportunity

    By bhodge113, April 8, 2021
    • 4 replies
    • 1.8k views
    • 
    • BG5150
    • April 12, 2021

12. Successor Trustee duty w/ respect to prior breach

    By Guest halka, November 14, 2002
    • 2 replies
    • 1.8k views
    • 
    • rcline46
    • November 15, 2002

13. Any Relius users...

    By Guest bostonborn, February 20, 2006
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • February 22, 2006

14. Can't afford Safe Harbor Contributions?

    By Jilliandiz, October 22, 2004
    • 3 replies
    • 1.8k views
    • 
    • Tom Poje
    • October 28, 2004

15. QSLOBs and Application of Safe-Harbor 401(k)

    By Guest doverterp, October 4, 2005
    • 1 reply
    • 1.8k views
    • 
    • WDIK
    • October 5, 2005

16. 401(a)4 corrective amendment question

    By Guest mparker2028, February 16, 2006
    • 4 replies
    • 1.8k views
    • 
    • AndyH
    • February 16, 2006

17. Forfeitures

    By cdavis25, June 27, 2013
    • 9 replies
    • 1.8k views
    • 
    • K2retire
    • July 2, 2013

18. 401(k) Advance Contributions

    By Guest ccipeter, December 26, 2000
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • December 27, 2000

19. Different Match for Different Classifications of Employees

    By Guest RS Vatalaro, August 25, 1999
    • 1 reply
    • 1.8k views
    • 
    • Dowist
    • August 26, 1999

20. If catch-up is being used in a 401(k) PS plan, is the maximum $42,000 increased by the amount of the catch up?

    By Guest stephentaft, October 5, 2005
    • 7 replies
    • 1.8k views
    • 
    • Blinky the 3-eyed Fish
    • October 28, 2005

21. ADP test refund going to automatic non-deductible contribution bucket?

    By ldr, September 18, 2020   

    • adp test; non-deductible contributions
    • 17 replies
    • 1.8k views
    • 
    • BG5150
    • September 23, 2020

22. plan to plan transfers

    By Guest Iwonder, January 26, 2006
    • 3 replies
    • 1.8k views
    • 
    • JanetM
    • January 26, 2006

23. Controlled group with regard to SIMPLE Plans

    By k man, May 10, 2000
    • 9 replies
    • 1.8k views
    • 
    • Guest
    • May 11, 2000

24. Prior Year ADP Testing

    By Guest Robb Muse, June 1, 1999
    • 2 replies
    • 1.8k views
    • 
    • LCARUSI
    • June 4, 1999

25. Loans

    By Guest dstran, March 1, 2006
    • 3 replies
    • 1.8k views
    • 
    • stephen
    • March 1, 2006

26. How aggressive is this? ACP testing

    By imchipbrown, September 6, 2001
    • 6 replies
    • 1.8k views
    • 
    • Tom Poje
    • September 14, 2001

27. LIMITS FOR NON-CALENDAR PLAN YEARS

    By Guest CHRISTA, August 31, 2000
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • August 31, 2000

28. Plan sponsor has disappeared

    By Guest PWBAer, November 13, 1998
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • November 18, 1998

29. Hardship Withdrawals

    By Guest moorhan, July 18, 2001
    • 2 replies
    • 1.8k views
    • 
    • MWeddell
    • July 19, 2001

30. Timing of 401(k) Deferral Deposits

    By Guest ANNEBV, September 15, 2005
    • 2 replies
    • 1.8k views
    • 
    • Archimage
    • September 15, 2005

31. Calculating Employer Match

    By DP, June 26, 2003
    • 9 replies
    • 1.8k views
    • 
    • WDIK
    • June 27, 2003

32. 401(k) but no profit sharing

    By Santo Gold, February 24, 2006
    • 7 replies
    • 1.8k views
    • 
    • Santo Gold
    • February 25, 2006

33. ADP/ACP testing error

    By Guest Sara H, June 23, 1999
    • 1 reply
    • 1.8k views
    • 
    • Alf
    • June 25, 1999

34. Covered vs Non Covered Employment

    By justatester, February 23, 2009
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • February 24, 2009

35. Adoption of Safe Harbor 401(k) and 98-52 Notice Requirement

    By chris, September 5, 2001
    • 1 reply
    • 1.8k views
    • 
    • Guest
    • September 6, 2001

36. SHNEC, Top Heavy and Otherwise Excludable EE's

    By LMD1, February 2, 2019
    • 6 replies
    • 1.8k views
    • 
    • QP_Guy
    • February 6, 2019

37. retroactive amendment for compensation to 1/1/04

    By Guest kelly9522, June 22, 2004
    • 4 replies
    • 1.8k views
    • 
    • mbozek
    • June 22, 2004

38. Form BE- 180 Benchmark Survey

    By Nassau, September 16, 2010
    • 1 reply
    • 1.8k views
    • 
    • Guest
    • September 16, 2010

39. CURRENT VS. PRIOR DATA IN PERFORMING ADP/ACP

    By Guest CHRISTIE BOSS, November 12, 1998
    • 4 replies
    • 1.8k views
    • 
    • LCARUSI
    • November 13, 1998

40. wrong interest rate for participant loans.

    By wsp, October 29, 2003
    • 2 replies
    • 1.8k views
    • 
    • mbozek
    • October 29, 2003

41. Another Amendment to Safe Harbor Plan Question

    By austin3515, June 8, 2015
    • 20 replies
    • 1.8k views
    • 
    • austin3515
    • June 15, 2015

42. SECURE 2.0 New Distributable Events

    By Ian, January 27, 2023
    • 9 replies
    • 1.8k views
    • 
    • Peter Gulia
    • February 7, 2023

43. very late deposit and DOL audit

    By Jim Chad, November 9, 2009
    • 12 replies
    • 1.8k views
    • 
    • BG5150
    • November 10, 2009

44. Required Form 5500 For Under $250,000?

    By Stash026, September 29, 2020
    • 4 replies
    • 1.8k views
    • 
    • thepensionmaven
    • September 30, 2020

45. Top-Heavy correction

    By Guest cascigm, July 13, 1999
    • 3 replies
    • 1.8k views
    • 
    • david rigby
    • July 15, 1999

46. SECURE 2.0 - Mandatory Auto Enrollment for New 401(k) Plans (What is considered "new"?)

    By youngbenefitslawyer, January 10, 2023
    • 9 replies
    • 1.8k views
    • 
    • Peter Gulia
    • January 20, 2023

47. "Counterproductive actions" hardship distribution provision

    By namealreadyinuse, March 15, 2006
    • 2 replies
    • 1.8k views
    • 
    • namealreadyinuse
    • March 16, 2006

48. Adding a Participating Employer

    By John Feldt ERPA CPC QPA, May 18, 2018   

    • pro-rata
    • 2 replies
    • 1.8k views
    • 
    • ETA Consulting LLC
    • May 19, 2018

49. Safe Harbor and 414(s)

    By david shipp, December 4, 1998
    • 0 replies
    • 1.8k views
    • 
    • david shipp
    • December 4, 1998

50. Top-Paid Group and 410(b)(6)(C)

    By austin3515, December 24, 2018
    • 9 replies
    • 1.8k views
    • 
    • Larry Starr
    • December 27, 2018