401(k) Plans

19,321 topics in this forum

1. Any effect of a break-in-service for a 100% vested employee who remain

   By John A, December 3, 1999
   • 1 reply
   • 1.7k views
   • 
   • Guest
   • December 6, 1999

2. Plan Mergers

   By Guest MCarey1, June 4, 2002
   • 5 replies
   • 1.7k views
   • 
   • Blinky the 3-eyed Fish
   • June 12, 2002

3. Software Company seeks Beta Testers!

   By Guest SJPrince, November 2, 1998
   • 0 replies
   • 1.7k views
   • 
   • Guest
   • November 2, 1998

4. Individually Directed Accounts

   By Guest ptpnthr, December 15, 1999
   • 2 replies
   • 1.7k views
   • 
   • Guest
   • December 16, 1999

5. Who pays insurance premiums for policies in the plan?

   By Guest Theresa, January 24, 2001
   • 6 replies
   • 1.7k views
   • 
   • Guest
   • January 30, 2001

6. Employee works for 2 members of controlled group, defers through one employer.Full comp. or not.

   By Lori H, February 24, 2005
   • 5 replies
   • 1.7k views
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   • Tom Poje
   • February 28, 2005

7. Language for investment option changes

   By Guest Brad Brewer, January 5, 1999
   • 1 reply
   • 1.7k views
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   • Guest
   • January 13, 1999

8. non-elective contribution allocation

   By Guest Mike Kimball, November 16, 1999
   • 1 reply
   • 1.7k views
   • 
   • MWeddell
   • November 16, 1999

9. Bottom-up QNEC's & IRS Warning on Discriminatory Practices

   By Gruegen, November 22, 2004
   • 2 replies
   • 1.7k views
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   • MWeddell
   • November 23, 2004

10. Safe Harbor 401(k) and Seasonal Employees

    By Guest Gibson, October 28, 2001
    • 1 reply
    • 1.7k views
    • 
    • MWeddell
    • October 29, 2001

11. Questions re: moving from SEP to solo 401(k)

    By UM1234, April 7, 2015
    • 3 replies
    • 1.7k views
    • 
    • UM1234
    • April 30, 2015

12. Former employer sues over blackout period

    By Guest smmay, April 18, 2001
    • 0 replies
    • 1.7k views
    • 
    • Guest
    • April 18, 2001

13. Sole Proprietorships all adopting the plan?

    By jkharvey, April 2, 2013
    • 5 replies
    • 1.7k views
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    • Kevin C
    • April 8, 2013

14. FBO Account Fee Disclosures

    By austin3515, June 3, 2014
    • 2 replies
    • 1.7k views
    • 
    • J Simmons
    • June 3, 2014

15. Partnership 401(k) Plan

    By Guest Melissa Winslow, February 11, 2002
    • 1 reply
    • 1.7k views
    • 
    • Guest
    • February 11, 2002

16. Another Change in Vesting Schedule Question

    By Guest aciepluch, October 24, 2006
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • October 26, 2006

17. Excess contributions distributed by mistake. How is this corrected?

    By Richard Anderson, November 30, 2000
    • 1 reply
    • 1.7k views
    • 
    • Guest
    • December 1, 2000

18. Periodic Payment calculation -- Fixed Installment Amount

    By Guest andmik, May 31, 2002
    • 1 reply
    • 1.7k views
    • 
    • Mike Preston
    • May 31, 2002

19. Merger of 401(k) with ESOP

    By J. Bringhurst, July 30, 2003
    • 1 reply
    • 1.7k views
    • 
    • Guest
    • July 30, 2003

20. Determination Letter Cycles

    By ERISA25, January 2, 2013
    • 1 reply
    • 1.7k views
    • 
    • John Feldt ERPA CPC QPA
    • January 3, 2013

21. New Safe Harbor Rule

    By Alan Simpson, October 13, 1998
    • 5 replies
    • 1.7k views
    • 
    • Guest
    • August 5, 1999

22. 401(k) Plan Mega Roth Backdoor After Tax Contributions

    By VIkram Aurora, QPA, QKC, December 17, 2025
    • 19 replies
    • 1.7k views
    • 
    • AlbanyConsultant
    • December 23, 2025

23. Automatic Contribution Escalation

    By PMC, August 18, 2006
    • 3 replies
    • 1.7k views
    • 
    • PMC
    • September 5, 2006

24. Participant Loan Age Limit

    By austin3515, August 26, 2003
    • 8 replies
    • 1.7k views
    • 
    • austin3515
    • August 29, 2003

25. Another Safe Harbor Question

    By imchipbrown, April 12, 2000
    • 7 replies
    • 1.7k views
    • 
    • Alf
    • April 21, 2000

26. Failed coverage testing in super top heavy plan

    By Guest amybu99, September 25, 2002
    • 3 replies
    • 1.7k views
    • 
    • Blinky the 3-eyed Fish
    • September 25, 2002

27. Compensation definition

    By Guest JM123, December 5, 2011
    • 6 replies
    • 1.7k views
    • 
    • ETA Consulting LLC
    • December 13, 2011

28. Trust Identification Number

    By jala, December 8, 2008
    • 5 replies
    • 1.7k views
    • 
    • Bird
    • December 9, 2008

29. Participant Statement Due Dates

    By Dazednconfused, June 30, 2009
    • 1 reply
    • 1.7k views
    • 
    • J Simmons
    • July 1, 2009

30. QDIA notice - who is responsible ?

    By Ford74, August 30, 2019
    • 3 replies
    • 1.7k views
    • 
    • Pam Shoup
    • September 3, 2019

31. Roth Questions

    By 401_4_ever, November 20, 2006
    • 2 replies
    • 1.7k views
    • 
    • austin3515
    • November 22, 2006

32. Sample Spanish SOX Notice

    By Guest sweaterhead, December 19, 2003
    • 0 replies
    • 1.7k views
    • 
    • Guest
    • December 19, 2003

33. Cleint refuses to give us Sch. C

    By TPAVP, April 30, 2004
    • 7 replies
    • 1.7k views
    • 
    • TPAVP
    • May 4, 2004

34. Profit Sharing Plan for a S Corp.

    By KevinMc, July 17, 2012
    • 2 replies
    • 1.7k views
    • 
    • cpc0506
    • July 17, 2012

35. Paying Certain Plan Expenses from Individual Account Plans

    By Guest ANNEBV, March 2, 2001
    • 2 replies
    • 1.7k views
    • 
    • Bill Berke
    • March 8, 2001

36. employer specified statute of limitations

    By Guest FDM, July 16, 2008
    • 3 replies
    • 1.7k views
    • 
    • Everett Moreland
    • July 17, 2008

37. Roth for citizens living abroad

    By Guest BED, January 15, 2007
    • 5 replies
    • 1.7k views
    • 
    • JanetM
    • January 16, 2007

38. top heavy contribution in SH plan

    By betheeg, April 6, 2004
    • 6 replies
    • 1.7k views
    • 
    • R. Butler
    • April 8, 2004

39. A 401(k) Plan covers only the employees of a subsidiary. The corporat

    By John A, March 19, 2001
    • 8 replies
    • 1.7k views
    • 
    • RCK
    • March 21, 2001

40. 15% deductible limit in a 401(k) PS Plan--eligible to defer, not eligi

    By Guest Kelly R, July 27, 1999
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • August 5, 1999

41. An Employer has two separate Plans a Profit Sharing Plan and a Money Purchase Pension Plan. The owner is the only participant in each Plan. Wants only one Plan.

    By Guest ROB VIDOVICH, October 12, 2004
    • 6 replies
    • 1.7k views
    • 
    • Bird
    • October 13, 2004

42. 404c on 5500?

    By Guest jhilliard, July 16, 2003
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • July 17, 2003

43. ADP/ACP testing of otherwise excludable in plan document?

    By Guest Giovanni, July 20, 2004
    • 7 replies
    • 1.7k views
    • 
    • Guest
    • July 22, 2004

44. W-2 compensation and NQSOs

    By Guest Quacka, March 31, 2010
    • 1 reply
    • 1.7k views
    • 
    • Guest
    • April 7, 2010

45. Deferral deposits to the wrong person - is it "late"?

    By AlbanyConsultant, February 14, 2017
    • 4 replies
    • 1.7k views
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    • RatherBeGolfing
    • February 15, 2017

46. After tax(not Roth) go against deferral limits?

    By Lori H, March 26, 2007
    • 6 replies
    • 1.7k views
    • 
    • Blinky the 3-eyed Fish
    • March 29, 2007

47. tiaa-cref and safe harbor

    By Lori H, March 24, 2006
    • 1 reply
    • 1.7k views
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    • WDIK
    • March 24, 2006

48. Highly compensated employees

    By Guest linda clement, January 6, 1999
    • 1 reply
    • 1.7k views
    • 
    • LCARUSI
    • January 7, 1999

49. Coverage transition grace period for control group

    By ESI2015, March 5, 2018
    • 3 replies
    • 1.7k views
    • 
    • msmith
    • March 6, 2018

50. Correct year for deferrals to apply against 402(g) limit

    By bdeancpa, September 27, 2023
    • 5 replies
    • 1.7k views
    • 
    • duckthing
    • October 3, 2023