401(k) Plans

19,321 topics in this forum

1. Self-employed 401(k) profit sharing plan

   By pmacduff, February 24, 2004
   • 16 replies
   • 1.7k views
   • 
   • pmacduff
   • February 24, 2004

2. Existing 401(k) Plan and adding SHNEC

   By Theresa, April 16, 2019
   • 5 replies
   • 1.7k views
   • 
   • Jim Chad
   • April 16, 2019

3. changing plan year on a profit sharing plan

   By Lori H, April 12, 2005
   • 6 replies
   • 1.7k views
   • 
   • Lori H
   • April 15, 2005

4. Plan Split to Avoid Audit

   By bzorc, November 30, 2021
   • 13 replies
   • 1.7k views
   • 
   • Peter Gulia
   • December 17, 2021

5. allocation of PS contribution for HCE's (timing)

   By k man, August 19, 2003
   • 6 replies
   • 1.7k views
   • 
   • R. Butler
   • August 20, 2003

6. 5500 disclosure

   By Guest oxdougw, August 25, 2003
   • 8 replies
   • 1.7k views
   • 
   • Guest
   • August 25, 2003

7. Primary Residence Hardship Request

   By Guest kimvb, December 21, 2005
   • 1 reply
   • 1.7k views
   • 
   • Guest
   • December 21, 2005

8. catch ups and non calendar year plan year

   By Guest mkelly, August 30, 2002
   • 4 replies
   • 1.7k views
   • 
   • kocak
   • September 5, 2002

9. EGTRRA's impact on income averaging

   By Guest Ralph, July 18, 2001
   • 0 replies
   • 1.7k views
   • 
   • Guest
   • July 18, 2001

10. ADP Test Issue

    By Guest t936, October 14, 2005
    • 1 reply
    • 1.7k views
    • 
    • Guest
    • October 17, 2005

11. Loan

    By cdavis25, April 7, 2016
    • 11 replies
    • 1.7k views
    • 
    • 401_noob
    • April 12, 2016

12. Short plan year and testing

    By Guest CAM223, March 10, 2005
    • 1 reply
    • 1.7k views
    • 
    • Guest
    • March 11, 2005

13. Prohibited Transactions

    By Guest Fidu2, April 4, 2003
    • 10 replies
    • 1.7k views
    • 
    • Demosthenes
    • April 16, 2003

14. Cross-Tested SafeHarbor 401(k)

    By Guest Fuzzy, December 12, 2002
    • 8 replies
    • 1.7k views
    • 
    • Guest
    • December 18, 2002

15. College Tuition & Hardship

    By Guest SWH, January 20, 2010
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • January 20, 2010

16. 3% Safe Harbors to HCEs too?

    By Guest Effie Clark, November 18, 1999
    • 1 reply
    • 1.7k views
    • 
    • MWeddell
    • November 19, 1999

17. Basic SH Match & Discretionary Match

    By Guest 4:15 Limit, August 31, 2009
    • 5 replies
    • 1.7k views
    • 
    • MWeddell
    • September 3, 2009

18. 414(s) Testing

    By justatester, November 24, 2014
    • 1 reply
    • 1.7k views
    • 
    • Kevin C
    • December 3, 2014

19. dol position on distribution fees

    By k man, July 13, 2004
    • 3 replies
    • 1.7k views
    • 
    • mbozek
    • July 14, 2004

20. deposit overages

    By Guest mk2308, September 20, 2004
    • 5 replies
    • 1.7k views
    • 
    • Guest
    • September 21, 2004

21. Is there a GUST Model Plan Amendment, and if so, where can I get it?

    By Guest T L Williamson, December 4, 1999
    • 5 replies
    • 1.7k views
    • 
    • Wessex
    • December 9, 1999

22. Recharacterization of Excess Contributions as missed matching contribu

    By Guest RMM, March 21, 2000
    • 0 replies
    • 1.7k views
    • 
    • Guest
    • March 21, 2000

23. One-person "Solo-K" Plan - part time employee

    By Tinman, December 16, 2016
    • 9 replies
    • 1.7k views
    • 
    • RatherBeGolfing
    • December 16, 2016

24. 401(k) match reductions

    By Guest GSisson, October 9, 2001
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • October 9, 2001

25. Safe Harbor - changed mind

    By Sully, December 15, 2010
    • 8 replies
    • 1.7k views
    • 
    • Sully
    • December 20, 2010

26. Adopting provisions - EGTRRA

    By Guest mparker2028, December 6, 2005
    • 0 replies
    • 1.7k views
    • 
    • Guest
    • December 6, 2005

27. Highly Compensated Employee?

    By Guest panther84, April 5, 2009
    • 9 replies
    • 1.7k views
    • 
    • Guest
    • April 9, 2009

28. Plan is effective 1/1/99 but deferrals don't commence until 12/1/99 -

    By Kathy, November 10, 1999
    • 2 replies
    • 1.7k views
    • 
    • MWeddell
    • November 10, 1999

29. off calendar year

    By FJR, November 18, 2004
    • 4 replies
    • 1.7k views
    • 
    • Blinky the 3-eyed Fish
    • November 18, 2004

30. Prohibited Transaction?

    By Guest CRC02, May 31, 2002
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • May 31, 2002

31. Tiered Match Contribution

    By Guest gnappi, May 25, 2004
    • 1 reply
    • 1.7k views
    • 
    • Blinky the 3-eyed Fish
    • May 25, 2004

32. ADP failure, HCE took hardship in prior year

    By Guest Emiman, May 27, 2004
    • 3 replies
    • 1.7k views
    • 
    • pmacduff
    • June 1, 2004

33. Deferrals in excess of plan document limit -- include in ADP? Are the

    By R. Butler, May 4, 2001
    • 2 replies
    • 1.7k views
    • 
    • Bob R
    • July 7, 2001

34. Plan Termination - Short Plan Year

    By Vlad401k, October 16, 2017
    • 1 reply
    • 1.7k views
    • 
    • Tom Poje
    • October 16, 2017

35. amendment to a SH plan

    By Guest plan admin questions, May 24, 2011
    • 3 replies
    • 1.7k views
    • 
    • Kevin C
    • May 24, 2011

36. After-tax Contributions/ Rollover

    By Guest Laura Millwood, November 30, 1998
    • 1 reply
    • 1.7k views
    • 
    • Guest
    • November 30, 1998

37. employer makes incorrect deferral amount to employee

    By kmciver, July 21, 2004
    • 2 replies
    • 1.7k views
    • 
    • Brian Gallagher
    • July 21, 2004

38. Otherwise Excludable EE and maximum waiting period

    By NW529, February 24, 2019   

    • otherwise excludable
    • entry date
    • (and 2 more)

      Tagged with:

      • otherwise excludable
      • entry date
      • eligibility
      • nondiscrimination testing
    • 7 replies
    • 1.7k views
    • 
    • Tom Poje
    • February 25, 2019

39. Top Heavy and Forfeiture Allocation

    By Guest Sheryl L, February 21, 2002
    • 1 reply
    • 1.7k views
    • 
    • Medusa
    • February 21, 2002

40. Safe Harbor question

    By jkharvey, March 10, 2001
    • 2 replies
    • 1.7k views
    • 
    • Kristina
    • March 12, 2001

41. "Evergreen" election to correct failing ADP / ACP test.

    By Jean, November 5, 2002
    • 5 replies
    • 1.7k views
    • 
    • Brian Gallagher
    • November 6, 2002

42. Money Purchase Forfeitures in 401(k)

    By Guest SWH, January 27, 2005
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • January 27, 2005

43. Same Desk Rule and eligibility

    By Guest Kimberly Hlavacek, May 23, 2001
    • 1 reply
    • 1.7k views
    • 
    • rcline46
    • May 23, 2001

44. Stock Options and Ownership Attribution

    By Guest Midas, April 26, 2005
    • 3 replies
    • 1.7k views
    • 
    • Kirk Maldonado
    • April 27, 2005

45. ADP test failure after 3/15/13 deadline

    By doombuggy, March 28, 2013
    • 2 replies
    • 1.7k views
    • 
    • 12AX7
    • March 28, 2013

46. elementary vesting question

    By Lori H, June 18, 2008
    • 4 replies
    • 1.7k views
    • 
    • GMK
    • June 19, 2008

47. one bad apple in a mep

    By TPApril, July 15, 2014
    • 1 reply
    • 1.7k views
    • 
    • MoJo
    • July 16, 2014

48. more than 1 year of service for 401k plan

    By Guest pensionlady, February 15, 2001
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • February 16, 2001

49. Vesting to Use for ACP test failure

    By Guest Steve C., July 20, 2001
    • 1 reply
    • 1.7k views
    • 
    • Tom Poje
    • July 20, 2001

50. Contributions for Director in Unrelated Companies.

    By Guest, April 6, 2000
    • 10 replies
    • 1.7k views
    • 
    • Guest
    • May 8, 2000