401(k) Plans

19,321 topics in this forum

1. Mandatory State Tax Withholding

   By Gadgetfreak, January 18, 2011
   • 3 replies
   • 1.4k views
   • 
   • GMK
   • March 1, 2011

2. hardship for medical expenses

   By 52626, May 17, 2013
   • 3 replies
   • 1.2k views
   • 
   • QDROphile
   • May 17, 2013

3. 9/30/2014 PYE and catch up

   By Chippy, October 31, 2014
   • 3 replies
   • 932 views
   • 
   • Lou S.
   • October 31, 2014

4. Attribution Rules - Ex-Spouse

   By Stash026, December 26, 2017
   • 3 replies
   • 2.2k views
   • 
   • ESOP Guy
   • December 27, 2017

5. Another allocation/contribution/deduction question

   By RatherBeGolfing, September 17, 2018
   • 3 replies
   • 425 views
   • 
   • Earl
   • September 18, 2018

6. Owner/spouse plan - trustees (1 or both)

   By TPApril, November 2, 2021
   • 3 replies
   • 1k views
   • 
   • thepensionmaven
   • November 4, 2021

7. ESOP match is based on deferrals to a separate 401(k) - is this OK an

   By Guest LMalone, August 14, 2000
   • 3 replies
   • 2.5k views
   • 
   • Guest
   • August 17, 2000

8. Safe Harbor 401(k)/Additional Non-Elective Contribution

   By k man, December 15, 2000
   • 3 replies
   • 2.3k views
   • 
   • Richard Anderson
   • December 19, 2000

9. 401k Cashout

   By Guest Russmaster, September 4, 2002
   • 3 replies
   • 1.5k views
   • 
   • Guest
   • September 5, 2002

10. 402(g) Limits

    By Guest todhen, January 6, 2004
    • 3 replies
    • 1.9k views
    • 
    • david rigby
    • January 6, 2004

11. Safe Harbor Conversion

    By Dougsbpc, March 1, 2004
    • 3 replies
    • 1.2k views
    • 
    • Guest
    • March 2, 2004

12. Unpaid 401(k) participant loan wanting a new loan

    By Guest ChopperPilot, April 21, 2004
    • 3 replies
    • 1.3k views
    • 
    • E as in ERISA
    • April 22, 2004

13. Bonus Exclusions in 401(k)

    By Guest Chaffee, December 5, 2005
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • December 9, 2005

14. Rehired Rules

    By Jilliandiz, February 7, 2007
    • 3 replies
    • 2.3k views
    • 
    • Tom Poje
    • February 8, 2007

15. Enhanced Discretionary Safe harbor Match

    By SheilaD, May 5, 2011
    • 3 replies
    • 2.1k views
    • 
    • Tom Poje
    • May 6, 2011

16. Who is NOT a covered service provider?

    By Peter Gulia, June 6, 2011
    • 3 replies
    • 1.6k views
    • 
    • Peter Gulia
    • June 7, 2011

17. Debit Cash Balance in Trust Account

    By Guest Bosco108, May 4, 2012
    • 3 replies
    • 1k views
    • 
    • mbozek
    • May 4, 2012

18. Mandatory State Tax Withholding on distributions

    By Guest christy, December 21, 1998
    • 3 replies
    • 13.1k views
    • 
    • Guest
    • December 22, 1998

19. Timing of Profit Sharing

    By Guest Juice, May 27, 1999
    • 3 replies
    • 1.6k views
    • 
    • Dan
    • May 27, 1999

20. QDIA Requirements for EACA and QACA under SECURE 2.0

    By Vlad401k, May 27, 2025
    • 3 replies
    • 1k views
    • 
    • Gilmore
    • May 29, 2025

21. Current Availablity Test - different match for different service level

    By John A, March 5, 2003
    • 3 replies
    • 1.5k views
    • 
    • Tom Poje
    • March 7, 2003

22. Available Loan Amount with Multiple Loans

    By Guest ROB VIDOVICH, June 9, 2003
    • 3 replies
    • 1.6k views
    • 
    • QDROphile
    • June 9, 2003

23. Late deferral deposit

    By Guest terric, October 12, 2005
    • 3 replies
    • 1.6k views
    • 
    • E as in ERISA
    • October 12, 2005

24. Allocation of Class Action Recovery

    By RCK, June 23, 2006
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • June 24, 2006

25. changing Plan Trustees

    By Lori H, February 7, 2007
    • 3 replies
    • 4.4k views
    • 
    • Lori H
    • February 7, 2007

26. 401k distribution to purchase house (special circumstances)

    By Guest sbjmg, December 27, 2014
    • 3 replies
    • 996 views
    • 
    • jpod
    • December 29, 2014

27. ADP Refunds

    By 401_noob, March 11, 2016   

    • ADP
    • 3 replies
    • 2.4k views
    • 
    • 401_noob
    • March 16, 2016

28. Who prepares Form 990-T?

    By ldr, September 20, 2017   

    • ubti
    • 990-t
    • 3 replies
    • 1k views
    • 
    • ldr
    • October 3, 2017

29. Missed Deferral 2016 and 2017 - still fix?

    By JKW, February 20, 2018
    • 3 replies
    • 650 views
    • 
    • Mike Preston
    • February 23, 2018

30. EPCRS

    By Christopher Wilson, September 8, 2021
    • 3 replies
    • 1.1k views
    • 
    • Christopher Wilson
    • September 9, 2021

31. Benefit elecitons for "two-stage" distributions

    By KJohnson, October 5, 1999
    • 3 replies
    • 1.7k views
    • 
    • david rigby
    • October 6, 1999

32. Employer Stock in 401k plan - exit strategy

    By Jesse C, September 19, 2025
    • 3 replies
    • 463 views
    • 
    • Jesse C
    • September 20, 2025

33. Safe Harbor Match maximum formula

    By Brian Gallagher, April 21, 2004
    • 3 replies
    • 7.4k views
    • 
    • TPApril
    • November 8, 2019

34. 401(a)(17) Question

    By Guest NCLawyer, January 11, 2007
    • 3 replies
    • 1.2k views
    • 
    • Jim Chad
    • January 12, 2007

35. Plan Termination - RMD

    By blue, January 30, 2008
    • 3 replies
    • 1.4k views
    • 
    • Kimberly S
    • January 31, 2008

36. Multiple Employer Plan to Single Employer Plan

    By justatester, May 27, 2009
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • May 28, 2009

37. Which DOL regulation requires that deferrals occur timely?

    By Guest Enda80, October 14, 2009
    • 3 replies
    • 1.1k views
    • 
    • david rigby
    • October 14, 2009

38. Off Calendar Year Catch-Ups

    By Guest BUG, August 6, 2012
    • 3 replies
    • 1.4k views
    • 
    • ETA Consulting LLC
    • August 7, 2012

39. Top Heavy?

    By Guest TrustMe401k, February 21, 2002
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • March 6, 2002

40. Enrolling spouse in owner only 401k plan

    By Renee H, November 5, 2025
    • 3 replies
    • 459 views
    • 
    • Renee H
    • November 6, 2025

41. Prohibited Transaction

    By wsp, March 24, 2003
    • 3 replies
    • 1.6k views
    • 
    • Kirk Maldonado
    • March 24, 2003

42. Forfeitures Used to Make Correction?

    By Guest shelterps, December 21, 2007
    • 3 replies
    • 1.7k views
    • 
    • pmacduff
    • December 26, 2007

43. Conversion to Roth IRA

    By Guest metallic, January 13, 2010
    • 3 replies
    • 977 views
    • 
    • GMK
    • January 14, 2010

44. Census Gross Income

    By Guest Hgreer, January 13, 2012
    • 3 replies
    • 1.1k views
    • 
    • ETA Consulting LLC
    • January 14, 2012

45. Hiring a 401(k) administrator

    By Guest Ronnie P, June 4, 2014
    • 3 replies
    • 881 views
    • 
    • austin3515
    • June 5, 2014

46. Hardship withdrawals

    By thepensionmaven, April 10, 2018   

    • hardship
    • 3 replies
    • 621 views
    • 
    • duckthing
    • April 10, 2018

47. Self Employed to Corporation in mid-year

    By Guest John Sample, March 9, 2001
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • March 11, 2001

48. Distributing NUA with after-tax employee contributions

    By Guest Richard Plant, July 20, 2001
    • 3 replies
    • 5.5k views
    • 
    • Guest
    • July 23, 2001

49. Plan entry of employees when Predecessor Employer Service is counted.

    By Guest Sara H, September 20, 2001
    • 3 replies
    • 2.8k views
    • 
    • RCK
    • September 27, 2001

50. Triggering 3(21) fiduciary responsibility

    By Mleech, November 5, 2025
    • 3 replies
    • 831 views
    • 
    • Peter Gulia
    • November 7, 2025